Search Articles
Unlimited Webinar Pass
One price for the whole bank
92% of eligible individuals received Economic Impact Payment: study
Pandemic-era Economic Impact Payments reached 92% of potentially eligible individuals, according to a report from federal researchers.
ICBA Announces Staff Promotions
The Independent Community Bankers of America (ICBA) today announced several staff promotions in recognition of their efforts to support the nation’s community banks.
ICBA to CFPB: Withdraw proposed rule on credit card late fees
ICBA called on the Consumer Financial Protection Bureau to withdraw its proposed rule on credit card fees for late payments.
Nation’s Community Bankers Meet in Washington for ICBA Capital Summit
The Independent Community Bankers of America (ICBA) will host hundreds of community bank leaders during the 2023 ICBA Capital Summit May 14-17 in the nation’s capital.
ICBA Statement on SEC Pledge to Combat Financial Market Manipulation
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on financial market manipulation.
ICBA proposes new USDA Express loan program in congressional testimony
ICBA testified before Congress on its new proposal for a USDA program that would speed up loan approval times and thereby enhance access to credit in rural communities.
Romero Rainey, Giorgio again named top Washington influencers
ICBA President and CEO Rebeca Romero Rainey and ICBA Bancard President and CEO Tina Giorgio were again named to Washingtonian magazine’s list of the 500 Most Influential People in the nation’s...
Senators distinguish failed banks from rest of industry
Senate Banking Committee leaders differentiated recently failed financial institutions from the broader banking industry during a committee hearing on holding executives accountable.
ICBA continues distinguishing community banks in national media
ICBA continued to differentiate community banks from larger financial institutions in the news media following the failure of First Republic Bank.
ICBA Urges CFPB to Withdraw Proposed Rule on Credit Card Late Fees
ICBA called on the Consumer Financial Protection Bureau to withdraw its proposed rule on credit card fees for late payments, saying the proposed rule sends the wrong message that punctual credit...
ICBA Banker Testifies Before Senate Agriculture Committee, Announces Proposal to Establish New USDA Express Loan Program
The Independent Community Bankers of America (ICBA) today proposed a new USDA Express program to a Senate Agriculture subcommittee at a hearing focused on credit and risk management provisions in a...
ACH fraud survey deadline extended
ICBA Bancard extended the deadline for its survey on ACH fraud and whether it is a significant concern for community bankers and customers.
ICBA: Community Banks Remain Safe, Sound, and Secure
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the closure of First Republic Bank—the latest large financial institution to...
ICBA Statement on FDIC Report on Signature Bank of New York
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corp. report on Signature Bank of New York.
TCM Bank Promotes Agnes Nasso to Senior Vice President, Marketing and Communications
TCM Bank, N.A., the credit card bank of ICBA Bancard®, announced the promotion of Agnes Nasso from vice president of marketing to senior vice president of marketing and communications.
Romero Rainey: Contrasting views on special assessment show need for community bank voice
The American Bankers Association position that the entire banking industry is responsible for covering the cost of recent large bank failures shows why community banks need their own voice in...
ICBA testifying tomorrow on ag priorities
ICBA is scheduled to testify before Congress tomorrow on its farm bill priorities and other key proposals for the ag sector.
ICBA, groups request comment extension on late-fee proposal
ICBA and other groups asked the Consumer Financial Protection Bureau to extend the comment deadline on its proposed rule on credit card penalty fees by 45 days, to June 18.
ICBA Statement on Fed Report on Silicon Valley Bank
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Reserve report on the failure of Silicon Valley Bank.
FDIC, OCC issue guidance on overdraft programs
The FDIC and OCC issued supervisory guidance on consumer compliance risks associated with bank overdraft protection programs.
CFPB issues guidance on ‘zombie mortgage’ collection tactics
The Consumer Financial Protection Bureau issued guidance on debt collectors threatening to foreclose on homes with mortgages past the statute of limitations.
OFAC sanctions individuals for cyber efforts supporting North Korea
The Treasury Department’s Office of Foreign Assets Control sanctioned three individuals for supporting North Korea via illicit financing and malicious cyber activity.
Interview discusses how to control FedNow fraud
In a new Payment Security interview, ICBA Bancard Executive Vice President and Chief Operating Officer Rebecca Kruse discusses how community banks can put anti-fraud controls in place to prepare...
Treasury calls for response to de-risking
The Treasury Department issued a strategy on de-risking, which occurs when financial institutions terminate or restrict business relationships indiscriminately with broad categories of customers...
Fed plans to release its review of SVB failure this Friday
The Federal Reserve Board said it will release its review of the supervision and regulation of Silicon Valley Bank at 11 a.m. (Eastern time) this Friday.
ICBA Encourages Financial Literacy at Every Age and Life Stage
In recognition of Financial Literacy Month in April, ICBA and the nation's community banks are encouraging Americans to take control of their financial future by learning fiscally responsible...
ICBA supports FSOC votes proposing stricter standards for largest nonbanks
ICBA applauded the Financial Stability Oversight Council’s unanimous votes to propose new interpretive guidance on nonbank financial company designations and an analytic framework for identifying...
ICBA backs bill supporting mortgage applicant financial privacy
ICBA expressed support for legislation to give mortgage applicants more control over their private financial information.
ICBA Supports FSOC Vote to Propose Stricter Standards for Largest Nonbank Financial Firms
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Financial Stability Oversight Council’s recent meeting.
Recent failures not shaking consumer trust in banks: poll
The recent failures of large financial institutions has not shaken consumer trust in the banking industry, according to a new Morning Consult poll.
ICBA seeking feedback on National Campaign webinars
ICBA is requesting community banker feedback on how to focus upcoming webinars on the ICBA National Campaign.
New ICBA podcast on SVB fallout
The latest episode of ICBA’s “Independent Banker” podcast focuses on fallout from the recent failures of large banks and the opportunity for community banks to shine.
ICBA, states urge House to pass resolution nullifying 1071 rule
ICBA and 44 state community banking associations called on the House of Representatives to approve a resolution to nullify the Consumer Financial Protection Bureau’s 1071 final rule.
ICBA Announces Cohort for Fifth ICBA ThinkTECH Accelerator
The Independent Community Bankers of America (ICBA) announced the selection of six companies for the fifth ICBA ThinkTECH Accelerator program, which kicks off April 24, 2023, in Atlanta.
ICBA strongly opposes opening 7(a) SBA program to fintechs
ICBA expressed strong opposition to a Small Business Administration final rule that undermines its 7(a) loan program.
Agencies issue updated HMDA guide
The Federal Financial Institutions Examination Council issued the 2023 edition of “A Guide to HMDA Reporting: Getting It Right!” for HMDA-related data collection and reporting.
FDIC signage and advertising requirements proposal
ICBA wrote in support of a new FDIC proposal to update signage requirements across all banking channels to clearly distinguish insured deposits from noninsured deposits and combat misleading...
Grassroots push on 1071 rule continues
ICBA continues calling on community bankers to urge their members of Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule.
FHFA proposes rule to codify fair lending requirements
The Federal Housing Finance Agency requested comment on a proposed rule that would formalize many of the agency’s existing practices and programs regarding fair housing and fair lending oversight...
FDIC: Failures won’t have material impact on DIF restoration
The FDIC said it does not expect losses from recent bank failures to materially affect the restoration of the Deposit Insurance Fund, and policymakers continued to signal support for a risk-based...
CFPB issues additional 1071 sample form formats
The Consumer Financial Protection Bureau issued additional file formats for its Section 1071 small-business data-collection sample form.
ICBA to FDIC: Exempt community banks from special assessment
ICBA urged the FDIC to exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of Silicon Valley Bank and Signature Bank of New York.
CFPB revises average prime offer rate methodology
The Consumer Financial Protection Bureau announced a revised version of its methodology for determining average prime offer rates.
ICBA Strongly Opposes SBA Rule Opening 7(a) Program to Unregulated Fintechs
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Small Business Administration final rule on its 7(a) program.
ICBA to FDIC: Exempt Community Banks from Special Assessment
ICBA today called on the Federal Deposit Insurance Corporation to completely exempt community banks from any special assessment to recover Deposit Insurance Fund losses caused by the failures of...
ICBA releases 1071 rule summary ahead of briefing
ICBA published a summary of the Consumer Financial Protection Bureau’s recently released Section 1071 final rule ahead of tomorrow’s ICBA briefing on the rule.
Latest ICBA podcast on winning the talent war
The latest episode of ICBA’s “Independent Banker” podcast focuses on thinking creatively about recruitment amid the Great Resignation.
CFPB reports on small entities’ calls to restrict impact of 1033 rule
The CFPB this week released its Small Business Regulatory Enforcement Fairness Act report on its pending rulemaking to establish standards for sharing consumer financial data.
ICBA Welcomes KlariVis as Newest Preferred Service Provider
ICBA announced today that KlariVis has been selected as the newest Preferred Service Provider. KlariVis aggregates high-value, actionable bank data into intuitive, interactive dashboards.
FDIC reports effective consumer compliance
The FDIC conducted roughly 1,000 consumer compliance examinations last year and found supervised institutions demonstrated effective management of their consumer compliance responsibilities.
ICBA urging grassroots outreach on farm bill principles
ICBA is calling on community bankers to urge their members of Congress to include six key principles in this year’s farm bill.
CFPB launches 1071 technical support program
The Consumer Financial Protection Bureau launched a technical support program to help financial institutions implement and comply with its newly released Section 1071 final rule.
Community Bank Month Highlights Benefits and Differentiators at Important Time
In recognition of Community Banking Month in April, the Independent Community Bankers of America (ICBA) and the nation’s community banks are reminding consumers of the benefits of banking locally...
FinCEN reports on business email compromise in the real estate sector
The Financial Crimes Enforcement Network issued an issued an analysis on patterns and trends identified in Bank Secrecy Act data relating to business email compromise in the real estate sector in...
Hsu says overdraft practices pose UDAP risks
Acting Comptroller of the Currency Michael Hsu said not all overdraft fees present equal compliance risks and spotlighted “authorize positive, settle negative” and re-presentment fees as...
ICBA Launches National Campaign: Now More Than Ever, Community Banks Are the Best Financial Choice for Consumers
ICBA delivers a powerful and timely message to consumers: Where you choose to bank matters, and community banks are best positioned to serve your financial needs.
CFPB issues guidance on abusive conduct
The Consumer Financial Protection Bureau issued a policy statement statement that explains the legal prohibition on abusive conduct in consumer financial markets and summarizes precedent.
ICBA Hires Sam Mayper as Vice President of Congressional Relations
The Independent Community Bankers of America (ICBA) today announced the hire of Sam Mayper as vice president of congressional relations.
ICBA to CFPB: Failure to Exempt Community Banks in Final 1071 Reporting Rule Raises Significant Privacy Concerns
ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Consumer Financial Protection Bureau’s final rule implementing data collection and reporting requirements for...
ICBA to Congress: CFPB Should Delay 1071 Rule as Supreme Court Considers Constitutionality
ICBA today called on the CFPB to delay the release of its final rule implementing Section 1071 small-business data collection and reporting requirements until the Supreme Court has ruled on the...