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Rep. Meuser to speak at Capital Summit next week

Rep. Meuser to speak at Capital Summit next week House Subcommittee on Oversight and Investigations Chairman Dan Meuser (R-Pa.) is scheduled to speak during next week’s ICBA Capital Summit in...

Apr 23, 2026
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Article
Congressional Matters Tiered Regulation for Community Banks Legislation

Online Course Newsletter: April 2026

Online Course Newsletter: April 2026 What’s New On April 7, the course titled, “Understanding UDAAP” was changed to “UDAAP: Overview On April 7, the following new courses were launched: UDAAP:...

Apr 24, 2026
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Article

ICBA Commends Final Rule to Lower Community Bank Leverage Ratio

ICBA Commends Final Rule to Lower Community Bank Leverage Ratio Washington, D.C. (April 24, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...

Apr 24, 2026
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Article
Operational Risk

OCC proposes streamlining several regulations

OCC proposes streamlining several regulations The OCC issued a notice of proposed rulemaking to streamline regulations concerning public welfare investments, open market collateralized loan...

Apr 27, 2026
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Article
Office of the Comptroller of Currency (OCC)

Treasury announces Form 990 initiative

Treasury announces Form 990 initiative The Treasury Department announced that the IRS plans to revise the Form 990 to improve transparency related to tax-exempt organizations. Details: Treasury...

Apr 27, 2026
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Article
Taxes & Budget U.S. Department of the Treasury Tax Policy

OCC announces actions preempting Illinois interchange law

OCC announces actions preempting Illinois interchange law The OCC issued an interim final rule and interim final order clarifying longstanding powers under federal law for national banks to charge...

Apr 27, 2026
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Article
Interchange Office of the Comptroller of Currency (OCC)

ICBA applauds lowering of Community Bank Leverage Ratio

ICBA applauds lowering of Community Bank Leverage Ratio ICBA commended federal regulators for issuing a final rule to lower the Community Bank Leverage Ratio, as ICBA has long advocated. Details:...

Apr 27, 2026
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Article
Regulatory Relief

Evolving Financial Fraud Threats and Prevention Strategies for Community Banks

Learn how community banks are fighting financial fraud in 2026. Explore key threats like card fraud and check fraud, and discover expert prevention tools.

May 01, 2026
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Article

Lessons From Longtime Community Bank Board Members

Discover the core responsibilities of community bank board members, including regulatory compliance, technology adoption, and strategic succession planning.

May 01, 2026
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Article

Why Community Banks Renovate: 3 Branch Remodel Case Studies

Learn how three community banks navigated branch renovations to enhance customer experience, improve weather resilience, and drive local economic prosperity.

May 01, 2026
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Article

New Polling Shows Dominant Support for Community Banks Amid Debate Over Digital Assets

New Polling Shows Dominant Support for Community Banks Amid Debate Over Digital Assets Washington, D.C. (April 28, 2026) — With community bankers gathering in Washington this week for the...

Apr 28, 2026
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Article
Digital Assets

ICBA Capital Summit kicks off in Washington

ICBA Capital Summit kicks off in Washington The ICBA Capital Summit is bringing community bankers from across the country to Washington today through Friday. Details: The ICBA Capital Summit...

Apr 29, 2026
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Article
Advocacy

Poll: In digital assets debate, community bank support dominates

Poll: In digital assets debate, community bank support dominates Heading into this week’s ICBA Capital Summit, new polling data show that Americans support community banks and want to ensure the...

Apr 29, 2026
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Article
Digital Assets

New Polling Shows Public Support for Community Bank Policy Priorities

New Polling Shows Public Support for Community Bank Policy Priorities Washington, D.C. (April 29, 2026) — The Independent Community Bankers of America (ICBA) today is kicking off the 2026 ICBA...

Apr 29, 2026
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Article
Advocacy Credit Cards Credit Unions +2 More...

Prevent Trojan Horse Attacks at Community Banks

Protect your community bank from third-party vendor cyber risks. Learn how to prevent Trojan horse attacks, assess security and empower your team.

May 01, 2026
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Article

Level Up Fraud Mitigation for Community Banks

Discover how community banks use advanced fraud mitigation strategies and proactive AI solutions to defend against evolving analog and digital threats.

May 01, 2026
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Article

Top Legal Risks Facing Community Banks

Navigate the biggest legal risks facing community banks. Learn how to manage overdraft fees, Reg E compliance and cyber threats to empower your bank against lawsuits.

May 01, 2026
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Article

Strong Tech Provider Relationships, Faster Growth for Community Banks

Strong Tech Provider Relationships, Faster Growth for Community Banks SPONSORED | Sustainable growth depends on more than technology - it relies on strong relationships with your banking technology...

May 01, 2026
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Article

Community Bank Small Business Credit Card Programs

Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.

May 01, 2026
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Article

Challenge the Process: Community Bank Leadership

Empower your community bank by challenging the status quo. Discover how leaders can embrace innovation, improve efficiency, and drive positive change.

May 01, 2026
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Article

AI in ATMs: Risks & Rewards for Community Banks

Discover how community banks leverage AI in ATMs to prevent hardware failures, enhance the digital customer experience, and mitigate security risks effectively.

May 01, 2026
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Article

Strategies for Helping Business Borrowers in Distress

Learn how community banks can identify early warning signs of financial distress and empower borrowers through loan restructuring and proactive communication.

May 01, 2026
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Article

ICBA's New Endorsed Broker-Dealer: The Baker Group

Meet ICBA Securities' new endorsed broker-dealer, The Baker Group. Discover how they empower community banks through investment portfolio management.

May 01, 2026
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Article

Fraud Prevention: How ICBA Supports Community Banks

Discover how ICBA is addressing financial fraud with advocacy, resources, and legislative support. Learn how community banks can combat evolving fraud threats and protect their customers.

May 01, 2026
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Article

Online-Only Bank ZYNLO Drives Growth for PeoplesBank

Discover how PeoplesBank leverages Zynlo Bank to drive digital growth, attract younger demographics, and innovate with banking as a service (BaaS) solutions.

May 01, 2026
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Article

Casual for a Cause: Bar Harbor Bank & Trust Employee Donated $21K to New England Nonprofits

Discover how Bar Harbor Bank & Trust employees donated over $21,000 to local New England nonprofits through the Casual for a Cause charitable giving program.

May 01, 2026
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Article

Timberline Bank Hosts No Shave November Challenge

Employees and customers at Timberline Bank in Grand Junction, Colorado participate in the No Shave November challenge each year to raise money for local mens' health initiatives.

May 01, 2026
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Article

How Community Banker Jordan Nelson Became the Voice of Rodeo for North Dakota

North Dakota banker Jordan Nelson is a rodeo color commentator.

May 01, 2026
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Article

Mitigating Check Fraud in Community Banks

Check fraud costs $21 billion annually. Help your community bank combat check fraud with ICBA's Check Fraud Resource Center, solutions directory and shared peer insights

May 01, 2026
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Article

Proactive Fraud Prevention for Community Banks

Learn how community banks proactively combat fraud through information sharing. Discover ICBA Community resources to empower your bank and protect customers.

May 01, 2026
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Article

Three Questions to Ask About Moving Deposits Off Balance Sheet

Three Questions to Ask About Moving Deposits Off Balance Sheet SPONSORED | Deposit networks are far more than just funding tools. They can also offer flexible liquidity management - including the...

May 01, 2026
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Article

Why Layered Detection is the Answer to Check Fraud

Why Layered Detection is the Answer to Check Fraud SPONSORED | Check fraud is both a risk and an operational burden. Community banks need earlier verification to reduce manual review, improve...

May 01, 2026
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Article

Another Credit Union Acquisition Puts Tax Fairness Front and Center in This Week’s Congressional Meetings

Another Credit Union Acquisition Puts Tax Fairness Front and Center in This Week’s Congressional Meetings Washington, D.C. (April 29, 2026) — Independent Community Bankers of America (ICBA)...

Apr 29, 2026
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Article
Credit Unions

ICBA Statement on CFPB’s Final Rule to Implement Section 1071 Small-Business Reporting Requirements

ICBA Statement on CFPB’s Final Rule to Implement Section 1071 Small-Business Reporting Requirements Washington, D.C. (April 30, 2026) — Independent Community Bankers of America (ICBA) President and...

Apr 30, 2026
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Article
Small Business Data Collection (1071)

Onerous CFPB 1071 Rule Needs to Go. New ICBA-Advocated Bill Would Scrap 1071 to Support Small-Business Lending

Onerous CFPB 1071 Rule Needs to Go. New ICBA-Advocated Bill Would Scrap 1071 to Support Small-Business Lending Washington, D.C. (Feb. 5, 2025) — The Independent Community Bankers of America (ICBA)...

Jan 29, 2025
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Article
Small Business Data Collection (1071)

ICBA Congratulates House on Passage of Farm Bill

ICBA Congratulates House on Passage of Farm Bill Washington, D.C. (April 30, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...

Apr 30, 2026
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Article
Farm Bill

CFPB publishes 1071 final rule with key community bank exemptions

CFPB publishes 1071 final rule with key community bank exemptions The Consumer Financial Protection Bureau published a final rule to implement Section 1071 small-business reporting requirements...

May 01, 2026
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Article
Consumer Financial Protection Bureau (CFPB) Small Business Data Collection (1071)

Congressional leaders back tiered regulation at ICBA Capital Summit

Congressional leaders back tiered regulation at ICBA Capital Summit Congressional leaders addressing attendees at this week’s 2026 ICBA Capital Summit spotlighted their efforts to advance...

May 01, 2026
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Article
Regulatory Relief

ICBA urges CFTC to ban prediction market speculation on banks

ICBA urges CFTC to ban prediction market speculation on banks ICBA urged the Commodities Futures Trading Commission to prohibit prediction market speculation on a bank’s survivability. Details: In...

May 01, 2026
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Article
Advocacy

CISA issues agentic AI guidance

CISA issues agentic AI guidance The Cybersecurity and Infrastructure Security Agency and partners released guidance for organizations adopting agentic artificial intelligence systems. Details: CISA...

May 04, 2026
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Article
Artificial Intelligence Cybersecurity Cybersecurity/Data Security

ICBA offers to work with USPS on mail theft, check fraud issues

ICBA offers to work with USPS on mail theft, check fraud issues ICBA said mail theft and check washing schemes remain a persistent challenge for community banks across the country and offered to...

May 04, 2026
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Article
Checks Fraud

ICBA urges OCC to strengthen GENIUS Act safeguards on stablecoin risks

ICBA urges OCC to strengthen GENIUS Act safeguards on stablecoin risks ICBA urged the OCC to strengthen its proposed GENIUS Act rules to protect against the risks stablecoins pose to community bank...

May 04, 2026
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Article
Digital Assets Lending Safety & Soundness

Banking Trades Statement on Crypto Market Structure Yield Language

Banking Trades Statement on Crypto Market Structure Yield Language Washington, D.C. (May 4, 2026) — Following the release of proposed language on stablecoin yield in the Clarity Act, the American...

May 04, 2026
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Article
Digital Assets

Romero Rainey Makes Fifth Consecutive Appearance on Washingtonian’s 500 Most Influential People List

Romero Rainey Makes Fifth Consecutive Appearance on Washingtonian’s 500 Most Influential People List Washington, D.C. (May 5, 2026) — Independent Community Bankers of America (ICBA) President and...

May 05, 2026
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Article
Advocacy

Amid Flurry of Policy Developments on Stablecoins, Master Accounts, and National Trust Charters, ICBA Urges a Pause

Amid Flurry of Policy Developments on Stablecoins, Master Accounts, and National Trust Charters, ICBA Urges a Pause ICBA has been a leading voice in crypto policy for years, and our dedicated...

May 06, 2026
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Article
Digital Assets

ICBA Names New ThinkTECH Accelerator Cohort to Help Community Banks Tackle Innovation Priorities

ICBA Names New ThinkTECH Accelerator Cohort to Help Community Banks Tackle Innovation Priorities Washington, D.C. (May 6, 2026) — The Independent Community Bankers of America® (ICBA) today...

May 06, 2026
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Article
Fintech Innovation Fintech

Banking Trade Groups Urge Senate Banking Leaders to Strengthen Stablecoin Yield Guardrails to Prevent Deposit Flight

Banking Trade Groups Urge Senate Banking Leaders to Strengthen Stablecoin Yield Guardrails to Prevent Deposit Flight Washington (May 8, 2026) — A coalition of financial trade associations...

May 08, 2026
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Article
Digital Assets Lending Digital banking +1 More...

House to vote on three ICBA-supported regulatory relief bills this week

House to vote on three ICBA-supported regulatory relief bills this week Three ICBA-backed regulatory relief bills are expected to receive individual votes on the House floor this week. Details: The...

May 11, 2026
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Article
Capital Minority Owned Depository Institutions (MDI) Regulatory Relief +1 More...

Ahead of markup, ICBA and other groups urge senators to rework stablecoin yield language

Ahead of markup, ICBA and other groups urge senators to rework stablecoin yield language Ahead of a possible markup of digital assets market structure legislation this week, ICBA and other groups...

May 11, 2026
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Article
Congressional Matters Digital Assets Safety & Soundness

Fed's Financial Stability Report highlights key risks

Fed's Financial Stability Report highlights key risks Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities...

May 11, 2026
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Article
Federal Reserve

ICBA Raises Concerns Over Kraken Pursuit of National Trust Charter

ICBA Raises Concerns Over Kraken Pursuit of National Trust Charter Washington, D.C. (May 11, 2026) — The Independent Community Bankers of America® today expressed strong concern after crypto...

May 11, 2026
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Article
Digital Assets Office of the Comptroller of Currency (OCC)

ICBA Applauds House Passage of Pro-Community Bank Regulatory Reforms

ICBA Applauds House Passage of Pro-Community Bank Regulatory Reforms Washington, D.C. (May 13, 2026) — The Independent Community Bankers of America (ICBA) applauded the House of Representatives for...

May 13, 2026
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Article
Capital Minority Owned Depository Institutions (MDI) Regulatory Relief +1 More...

ICBA sends support for bills to be marked up today

ICBA sends support for bills to be marked up today Ahead of today’s House Financial Services Committee markup of various legislation, ICBA expressed support for four bills that address significant...

May 13, 2026
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Article
Artificial Intelligence Data Security/Fraud Fraud

Senate advances Warsh nomination with final vote for chair as soon as today

Senate advances Warsh nomination with final vote for chair as soon as today The Senate voted 51-45 to confirm Kevin Warsh for a seat on the Federal Reserve board, with a vote on his nomination to...

May 13, 2026
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Article
Federal Reserve

ICBA Congratulates Kevin Warsh on Confirmation as Fed Chairman

ICBA Congratulates Kevin Warsh on Confirmation as Fed Chairman Washington, D.C. (May 13, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...

May 13, 2026
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Article
Federal Reserve

Banking Trades Statement on Senate Banking Committee Vote to Advance Clarity Act

Banking Trades Statement on Senate Banking Committee Vote to Advance Clarity Act Washington, D.C. (May 14, 2026) — Following today’s Senate Banking Committee vote to advance the Digital Asset...

May 14, 2026
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Article
Digital Assets Legislation

Leading American Trade Associations Urge Federal Action to Address AI-Enabled Cyber Risk

Leading American Trade Associations Urge Federal Action to Address AI-Enabled Cyber Risk Washington, D.C. (May 14, 2026) — A cross-sector of trade associations representing energy, electricity...

May 14, 2026
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Article
Artificial Intelligence Cybersecurity/Data Security

ICBA Opposes Stellantis Industrial Loan Company Approval, Citing Risks

ICBA Opposes Stellantis Industrial Loan Company Approval, Citing Risks Washington, D.C. (May 14, 2026) — The Independent Community Bankers of America (ICBA) today expressed serious concern with the...

May 14, 2026
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Article
Deposit Insurance Federal Deposit Insurance Corporation (FDIC) Deposits

Housing bill with community bank provisions heads for vote

Housing bill with community bank provisions heads for vote Amended housing legislation text that includes ICBA-backed community bank provisions has been released ahead of an expected House floor...

May 18, 2026
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Article
De Novo Banks Minority Owned Depository Institutions (MDI) Regulatory Relief +3 More...

ICBA: Federal credit unions should file Form 990

ICBA: Federal credit unions should file Form 990 ICBA told the Treasury Department that federal credit unions should be required to file Form 990, the annual information return required of most...

May 18, 2026
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Article
Credit Unions Tax Policy