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FDIC Second-Quarter Deposit Data Show Proposed Assessment Rate Hike Not Needed
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the FDIC’s latest Quarterly Banking Profile.
ICBA Statement on Federal Home Loan Bank Review
ICBA statement on the Federal Housing Finance Agency’s comprehensive review of the Federal Home Loan Bank System.
OCC announces assessment rate cuts targeting community banks
The OCC will reduce assessment rates on OCC-chartered community banks by 40% starting next year, Acting Comptroller of the Currency Michael Hsu announced.
ICBA recognizes National Preparedness Month
ICBA recognized National Preparedness Month in September by issuing tips to help Americans secure their financial documents before disaster strikes.
ICBA voices opposition to Durbin Amendment expansion
ICBA this week expressed strong opposition to legislation that would create new credit card routing mandates that expand on Durbin Amendment payments interventions.
Fed raises order limits for nickels, dimes, quarters
The Federal Reserve said it will raise order limits for nickels, dimes, and quarters, effective Tuesday. Limits for pennies are unchanged.
ICBA Shares Financial Preparedness Tips for Consumers During National Preparedness Month in September
In recognition of National Preparedness Month in September, ICBA and the nation’s community bankers are reminding Americans to create a plan to ease their worries and speed their financial recovery...
ICBA Names 2022 National Community Bank Service Awards Winners
ICBA today announced the winners of its 2022 National Community Bank Service Awards, which celebrate the outstanding service and volunteer efforts of the nation’s community banks. Stories are...
Romero Rainey: ICBA opposing bill to expand Durbin Amendment
ICBA continues speaking out against policymakers’ efforts to expand on harmful Durbin Amendment interventions on payment card systems, ICBA President and CEO Rebeca Romero Rainey wrote in a recent...
Biden announces student debt forgiveness plan
The Biden administration announced plans to provide up to $20,000 in student debt forgiveness and extended the federal student loan repayment moratorium, first implemented under the Trump...
ICBA urging comments on deposit insurance assessments
ICBA is calling on community bankers to submit personalized comments to the FDIC opposing its proposal to raise deposit insurance assessment rates by 2 basis points on all insured institutions.
ICBA urges uniform CRA rule that minimizes reg burdens
ICBA called on federal banking regulators to issue a uniform final rule on Community Reinvestment Act modernization that minimizes new data collection and reporting burdens for community banks.
FedNow rollout set for May-July
The Federal Reserve said it plans to roll out its FedNow instant payments service between May and July of next year.
ICBA-CISA cyber exercise twice this week
ICBA and the Cybersecurity and Infrastructure Security Agency are hosting a tabletop exercise today and tomorrow to support community bank cybersecurity.
USDA announces up to $550M in American Rescue Plan funding
The U.S. Department of Agriculture will provide up to $550 million in funding to support projects that enable underserved producers to access land, capital, and markets, and train the next...
ICBA-CISA cybersecurity exercise next week
With cybersecurity topping community bankers’ list of risk concerns, ICBA has partnered with the Cybersecurity and Infrastructure Security Agency to host two tabletop exercise dates next week...
ICBA Opposes FDIC’s One-Size-Fits-All Hike in Deposit Insurance Assessment Rates
The Independent Community Bankers of America (ICBA) today called on the FDIC to reconsider its proposal to dramatically increase the rates banks pay to fund the nation’s deposit insurance system,...
ICBA Urges FDIC to Reject Ford Bank Application
ICBA today called on the FDIC to reject the deposit insurance application of Ford Credit Bank as an industrial loan company, or ILC, which would allow the company to skirt regulatory oversight and...
ICBA Announces Close of First BankTech Ventures Investment Fund
The Independent Community Bankers of America (ICBA) announced the closing of the BankTech Ventures Fund, which raised more than $115 million in committed capital in its first fund to accelerate...
House approves spending bill that excludes ICBA-opposed policies
The House passed budget reconciliation legislation that excludes several proposed tax provisions strongly opposed by ICBA.
ICBA testifying today on cyber, data security
ICBA testifying today on cyber, data security ICBA is scheduled to testify at today’s House Financial Services Subcommittee on Consumer Protection and Financial Institutions hearing on cyber and...
Independent Banker focuses on faster payments
Independent Banker focuses on faster payments This month’s ICBA Independent Banker magazine focuses on the race for faster payments. This month’s ICBA Independent Banker magazine focuses on the...
Blog: PPP data show community bank lending urgency
Blog: PPP data show community bank lending urgency A new ICBA blog post explores data showing the urgency of community banks’ Paycheck Protection Program response to help save small businesses in...
Regulators recommend bank-like rules for stablecoins
Regulators recommend bank-like rules for stablecoins The President’s Working Group on Financial Markets issued a long-awaited report spotlighting regulatory gaps in overseeing stablecoins and...
ICBA testifying tomorrow on cyber, data security
ICBA testifying tomorrow on cyber, data security ICBA is scheduled to testify tomorrow on cyber and data security issues before the House Financial Services Committee’s Subcommittee on Consumer...
ICBA Statement on President’s Working Group Stablecoin Report
ICBA Statement on President’s Working Group Stablecoin Report Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the President’s...
CFPB issues debt collection guidance
CFPB issues debt collection guidance The Consumer Financial Protection Bureau released several guidance documents to help providers prepare for two debt collection final rules taking effect Nov....
ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management
ICBA Expands Preferred Service Provider Agreement with Wolters Kluwer to Include iLien Document Management The Independent Community Bankers of America today announced it has expanded its Wolters...
Grassroots push continues against reconciliation tax hikes
Grassroots push continues against reconciliation tax hikes With policymakers’ draft framework for the budget reconciliation bill featuring numerous tax increases, ICBA is calling on community...
IRS plan excluded from budget framework — for now
IRS plan excluded from budget framework — for now A Biden administration draft framework for the next round of congressional reconciliation discussions leaves out the ICBA-opposed IRS reporting...
FHFA proposes GSE capital disclosures
FHFA proposes GSE capital disclosures The Federal Housing Finance Agency proposed additional public disclosure requirements for Fannie Mae and Freddie Mac’s Enterprise Regulatory Capital Framework....
CFTC head makes push to be primary crypto regulator
CFTC head makes push to be primary crypto regulator The acting head of the Commodity Futures Trading Commission urged Congress to consider granting his agency the authority to be the primary...
ICBA, groups oppose grantor trust rule changes
ICBA, groups oppose grantor trust rule changes ICBA and other business groups urged Congress to reject proposed changes to grantor trust and valuation rules in the Build Back Better reconciliation...
OCC issues revised TILA procedures
OCC issues revised TILA procedures The OCC issued revised interagency examination procedures and rescissions for the Truth in Lending Act The OCC issued revised interagency examination procedures...
ICBA Statement on IRS Bank Reporting Proposal
ICBA Statement on IRS Bank Reporting Proposal ICBA and the nation’s community banks applaud the exclusion of the widely opposed IRS bank reporting proposal from today’s budget reconciliation...
ICBA talks IRS on Fox News as House Dem coalition pushes back
ICBA talks IRS on Fox News as House Dem coalition pushes back ICBA leaders appeared on Fox News to continue raising awareness of the widely opposed IRS reporting proposal. ICBA leaders appeared on...
Webinars feature RTP, FedNow updates
Webinars feature RTP, FedNow updates ICBA and ICBA Bancard next week are kicking off a complimentary webinar series on how community banks can plan for their instant payments journey. ICBA and ICBA...
ICBA testifies on IRS reporting as Manchin speaks out
ICBA testifies on IRS reporting as Manchin speaks out ICBA testified against the widely opposed IRS reporting proposal while a key Democratic senator raised objections to the policy. ICBA testified...
ICBA to Congress: Reject IRS Reporting Plan Outright
ICBA to Congress: Reject IRS Reporting Plan Outright The Independent Community Bankers of America today told Congress that proposed tweaks to Washington’s widely opposed IRS reporting proposal are...
CFPB revises Reg Z dollar amounts
CFPB revises Reg Z dollar amounts The Consumer Financial Protection Bureau issued a final rule amending the official interpretations for Regulation Z, which implements the Truth in Lending Act. The...
OCC issues FAQs on rescinding CRA rule
OCC issues FAQs on rescinding CRA rule The OCC issued responses to frequently asked questions on its proposal to rescind its June 2020 Community Reinvestment Act rule and replace it with...
Senate bill would bar IRS reporting proposal
Senate bill would bar IRS reporting proposal ICBA expressed support for a Senate companion bill to block the widely opposed IRS reporting proposal. ICBA expressed support for a Senate companion...
Complimentary central bank digital currency webinar tomorrow
Complimentary central bank digital currency webinar tomorrow ICBA is hosting a complimentary one-hour webinar at 11 a.m. (Eastern time) tomorrow, Oct. 26, to provide ICBA members with foundational...
IRS grassroots evolves with congressional debate: blog
IRS grassroots evolves with congressional debate: blog ICBA’s campaign against Washington’s IRS reporting proposal demands that community bankers increase their grassroots outreach through calls...
House Democrat expresses IRS reporting concerns
House Democrat expresses IRS reporting concerns Rep. Charlie Crist (D-Fla.) became the first Democratic member of Congress to publicly express concerns with the ICBA-opposed IRS reporting proposal....
NCUA approves expanded powers for CUSOs
NCUA approves expanded powers for CUSOs The National Credit Union Administration approved an ICBA-opposed rule expanding credit union service organizations' permissible services and activities to...
ICBA testifying amid renewed IRS reporting push
ICBA testifying amid renewed IRS reporting push While ICBA urges community bankers to renew their opposition to Washington’s IRS reporting proposal by calling lawmakers and urging consumer...
Bowman: Regulation shouldn’t inhibit de novo formation
Bowman: Regulation shouldn’t inhibit de novo formation With the banking system experiencing a lack of de novo formation in the past decade, policymakers must avoid adding regulatory burdens on...
FDIC adopts rule amending regulatory capital standards
FDIC adopts rule amending regulatory capital standards The FDIC adopted an ICBA-supported final rule amending real estate lending standards for supervisory loan-to-value limits to incorporate the...
CFPB launches inquiry into Big Tech payments platforms
CFPB launches inquiry into Big Tech payments platforms The Consumer Financial Protection Bureau issued a series of orders to collect information on the business practices of large U.S. tech...
ICBA LIVE 2022 set for San Antonio
ICBA LIVE 2022 set for San Antonio ICBA announced its ICBA LIVE 2022 national convention is scheduled for Feb. 27-March 3 in San Antonio. ICBA announced its ICBA LIVE 2022 national convention is...
ICBA seeks updates to cyber reporting bill
ICBA seeks updates to cyber reporting bill ICBA advocated updates to bipartisan legislation that would create a cyber incident reporting regime to avoid excessive burdens on community banks. ICBA...
ICBA: Washington Cannot Salvage Widely Opposed IRS Reporting Plan
ICBA: Washington Cannot Salvage Widely Opposed IRS Reporting Plan Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued a statement on the latest...
Farm Credit posts regulatory plan
Farm Credit posts regulatory plan The Farm Credit Administration posted its latest regulatory projects plan. The plan cites pending regulations on a Farm Credit System bridge bank; an annual...
ICBA Renews its Preferred Service Provider Relationship with OnBoard
ICBA Renews its Preferred Service Provider Relationship with OnBoard The Independent Community Bankers of America today announced it has extended its relationship with Preferred Service Provider...
State AGs join opposition to IRS reporting plan
State AGs join opposition to IRS reporting plan Attorneys general from 20 states expressed opposition to the Biden administration’s proposal to require banks to report customer information to the...
ICBA: Credit unions shouldn’t get Basel III shortcut
ICBA: Credit unions shouldn’t get Basel III shortcut ICBA told the National Credit Union Administration that credit unions should first be subject to the full provisions of the Basel III regulatory...
OCC issues 2022 supervision plan
OCC issues 2022 supervision plan The OCC released its bank supervision operating plan for fiscal 2022. The plan provides the foundation for policy initiatives and for supervisory strategies to...
Senators debating IRS reporting plan today
Senators debating IRS reporting plan today Senators are set to host dueling press conferences today on the Biden administration’s ICBA-opposed plan to require banks to report customer information...
ICBA: Guidance on third parties a key step
ICBA: Guidance on third parties a key step ICBA told regulators it supports their efforts to consolidate guidance on third-party risk management while providing recommendations on the proposed...