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Regulatory Developments—August in Review
Regulatory Developments—August in Review Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs team was...
Taking Stock of Your Core Processor Relationship
Taking Stock of Your Core Processor Relationship Three banks sound off on using ICBA's Core Processor Resource Guide as a blueprint for managing this complex, critical and expensive technology...
ICBA 2018 Election Analysis
ICBA 2018 Election Analysis Voters delivered narrow control of the House to Democrats, sharpening oversight of the Trump administration and bringing a raft of new policy initiatives. In a special...
Career Development: A Priority for Today’s Modern Workforce
Career Development: A Priority for Today’s Modern Workforce Employees expect transparency and want to know their employers’ plans for growth and how they fit in. One way to address this shift in...
Agencies Improving Appraisal Regs
Agencies Improving Appraisal Regs The federal banking agencies recently responded to industry requests with a proposed rule to increase the threshold where bankers could use a property evaluation...
Assessment Credits Bring a Happy New Year
Assessment Credits Bring a Happy New Year With the holidays almost here, community banks recently received some good news that has been years in the making. The FDIC announced that the Deposit...
A New Farm Bill Has Landed
A New Farm Bill Has Landed The adoption of the ICBA-backed legislation is quite remarkable given that community bankers and the agricultural community have been told for most of this year that the...
Subchapter S Sit-down
Subchapter S Sit-down ICBA has been working with policymakers to ensure the new Subchapter S tax deduction is workable for community banks. Main Street Matters sat down with ICBA’s Alan Keller,...
Investing in the Future of Community Banking
Investing in the Future of Community Banking ICBA this week kicked off the next chapter in our journey to create and promote an environment where community banks flourish with the launch of the...
Shared Values Bring Shared Success
Shared Values Bring Shared Success Community bankers, you outdid yourselves in 2018. As we near the end of this significant year in community banking, it is worth taking a moment to look back and...
Emergency Credit Union Merger Just Another Power Grab
Emergency Credit Union Merger Just Another Power Grab The only thing “emergency” about the Pentagon Federal Credit Union merger with Progressive Credit Union is the giant alarm it should set off...
10 Tips to Expo Like A Pro
10 Tips to Expo Like A Pro When searching for new vendors or even managing your existing vendor relationships, nothing in the digital realm can quite compare to the personal connections that are...
Holding CECL Accountable
Holding CECL Accountable While ICBA continues working to minimize the negative impact of CECL on community banks, we have been instrumental in making significant progress since FASB began proposing...
It's Bootcamp Time at The Venture Center
It's Bootcamp Time at The Venture Center Kevin Tweddle: For community bankers, innovation is no longer a buzzword—it’s a state of mind. Charting the Innovation Path with ICBA ThinkTECH Accelerator...
Community Bankers to Influence ThinkTECH Accelerator Solutions
Community Bankers to Influence ThinkTECH Accelerator Solutions The ICBA ThinkTECH Accelerator bootcamp has begun! Things are moving quickly, and we’re hard at work helping our 10 finalists develop...
Accelerating Time-to-Market with the Venture Center Bootcamp
Accelerating Time-to-Market with the Venture Center Bootcamp Meeting The Venture Center team and our 10 finalists inspired me, and I am confident that all community bankers stand to benefit from...
ICBA Launches Partnership with the Congressional Management Foundation
ICBA Launches Partnership with the Congressional Management Foundation ICBA is proud to announce a new partnership with the Congressional Management Foundation (CMF), a nonpartisan, nonprofit...
Exploring Cyber Solutions with Accelerator Finalist Adlumin
Exploring Cyber Solutions with Accelerator Finalist Adlumin ICBA's Kevin Tweddle talks cyber solutions with ThinkTECH Accelerator finalist Adlumin. Brian Otteman of High Plains Bank in Flager,...
Making Banking a Social Endeavor with Accelerator Finalist Invest Sou Sou
Making Banking a Social Endeavor with Accelerator Finalist Invest Sou Sou ICBA Bancard's Tina Giorgio profiles ThinkTECH Accelerator finalist Invest Sou Sou and its social banking account...
Streamlining Digital Lending with Accelerator Finalist MK Decision
Streamlining Digital Lending with Accelerator Finalist MK Decision ICBA Bancard's Tina Giorgio profiles ThinkTECH Accelerator finalist MK Decision and its online loan origination system, creating a...
Introducing Secure Digital Transport with Accelerator Finalist Botdoc
Introducing Secure Digital Transport with Accelerator Finalist Botdoc ICBA's Kevin Tweddle talks remote document collection with ThinkTECH Accelerator finalist Botdoc. Marty Sellars of FNBC Bank...
Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo
Expediting Commercial Loan Applications with Accelerator Finalist CRiskCo ICBA's Kevin Tweddle talks expedited underwriting for commercial loans with ThinkTECH Accelerator finalist CRiskCo....
Focusing on Economic Opportunity
Focusing on Economic Opportunity Community banks' dedication to bipartisan economic principles that expand access to financial services shines through in ICBA’s new policy platform: “Community...
Wall Street Spins Another Tall Tale
Wall Street Spins Another Tall Tale The megabanks are at it again. By Rebeca Romero Rainey The megabanks are at it again. While Bank of America and other large financial institutions have been...
ThinkTECH Accelerator Finalists Gear Up for Showcase
ThinkTECH Accelerator Finalists Gear Up for Showcase With the bootcamp experience coming to a close, here's a sneak peek into what community bankers can expect during the ThinkTECH Showcase at ICBA...
Empowering Banks for the Future with Accelerator Finalist Agora
Empowering Banks for the Future with Accelerator Finalist Agora ICBA's Kevin Tweddle talks ramping up digital services with ThinkTECH Accelerator finalist Agora. By Kevin Tweddle There’s just...
Square Peg, Round Loophole
Square Peg, Round Loophole ICBA’s new white paper on industrial loan companies takes a deep dive into the long history of this obscure charter type and its transformation of recent years. By Rebeca...
Integrating Systems for Efficiency with Accelerator Finalist Teslar
Integrating Systems for Efficiency with Accelerator Finalist Teslar ICBA's Kevin Tweddle talks maneuvering complicated processes across multiple systems and platforms with ThinkTECH Accelerator...
Diving into Data with Accelerator Finalist KapitalWise
Diving into Data with Accelerator Finalist KapitalWise ICBA's Kevin Tweddle talks diving into data with ThinkTECH Accelerator finalist KapitalWise. Zach Pettet of nbkc in Kansas City, Mo., offers...
A Story Worth Spreading
A Story Worth Spreading Despite megabank advantages borne out of economies of scale, regulatory loopholes, or even tax-advantaged status, community banks continue to flourish by putting...
Wall Street Numbers Still Not Adding Up
Wall Street Numbers Still Not Adding Up Ahead of Wednesday’s House Financial Services Committee, the megabanks are working to bolster their reputations by picking and choosing which data best fits...
How Community Bankers Support Financial Literacy in the U.S.
How Community Bankers Support Financial Literacy in the U.S. Nearly two-thirds of all Americans could not pass a five-question financial literacy test on everyday economic topics, a stat that...
Small Business Lending Opens Doors to Payment Product Opportunities
Small Business Lending Opens Doors to Payment Product Opportunities Beyond highlighting the positive role community banks serve in funding small businesses, the Federal Reserve Bank's Small...
Living the Label
Living the Label This week marks my first year as CEO. It has been an exciting and gratifying whirlwind during which time our industry has achieved important advocacy gains while continuing our...
High-Tech, High-Touch Community Banking
High-Tech, High-Touch Community Banking ICBA's Kevin Tweddle shares examples of three community banks offering innovative services that align with today's 24/7 environment without losing sight of...
Double Victory on Brokered Deposits
Double Victory on Brokered Deposits The FDIC’s comprehensive review of the regulatory approach to brokered deposits and interest rate caps for banks that are less than well capitalized carries with...
Ending the Financial Exploitation of Older Americans
Ending the Financial Exploitation of Older Americans ICBA's Lindsay LaNore discusses ICBA's efforts to help combat the financial exploitation of older Americans and ensure community banks have the...
Small Mortgages are a Community Bank Specialty
Small Mortgages are a Community Bank Specialty Low- and middle-income home buyers seeking smaller mortgage loans should begin their search at their local community bank, ICBA Vice Chairman Robert...
The Federal Reserve’s Essential Role in Faster Payments
The Federal Reserve’s Essential Role in Faster Payments ICBA's Cary Whaley explains why the Federal Reserve must play a leadership role in faster payments to ensure safety, integrity, continuity...
ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking
ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking ICBA's Kevin Tweddle notes recent industry accolades by several ThinkTECH Accelerator alumni including, Invest Sou Sou,...
Winning the Tug-of-War Between Innovation and Regulation
Winning the Tug-of-War Between Innovation and Regulation ICBA's Kevin Tweddle discusses the push and pull between fintech innovation and regulation in today's dynamic and technology-centric world....
How the Fed Can Stop a Megabank Monopoly
How the Fed Can Stop a Megabank Monopoly A Fed-operated real-time settlement system is needed to ensure universal access and to promote future payments innovations. By Rebeca Romero Rainey As the...
Main Street Victory on Faster Payments
Main Street Victory on Faster Payments After years of ICBA-led advocacy on behalf of a real-time payments system that ensures access and choice for community banks, the Federal Reserve has...
ICBA ThinkTECH Accelerator Finalists Team Up
ICBA ThinkTECH Accelerator Finalists Team Up ICBA's Kevin Tweddle provides an update on ThinkTECH alumni collaborations in support of broader adoption and a more seamless user experience. By Kevin...
ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues
ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues ICBA's Kevin Tweddle discusses the launch of ThinkTECH 2.0, which builds on the momentum of its inaugural accelerator program in...
Assessment Credits Finally Paying Off
Assessment Credits Finally Paying Off The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in...
Taking on Credit Union Poaching
Taking on Credit Union Poaching ICBA and community bankers are speaking out about a disturbing trend that should unsettle all taxpayers: large credit unions buying up smaller community banks. By...
Community Banks: Independent and Resilient
Community Banks: Independent and Resilient As we celebrate our nation’s founding, let's remember the independent spirit that birthed our country and continues among thousands of independently owned...
Six Essential Questions for Evaluating Bank Innovation
Six Essential Questions for Evaluating Bank Innovation ICBA's Kevin Tweddle suggests critical questions bankers should ask when developing their innovation strategy. By Kevin Tweddle As community...
With Volcker Rule Exemption, S. 2155 Relief Continues
With Volcker Rule Exemption, S. 2155 Relief Continues As advocated by ICBA since the Volcker Rule was first proposed a decade ago, this additional source of regulatory burden no longer applies to...
Community Banks Are Standing Up for Rural America
Community Banks Are Standing Up for Rural America The nation's community banks are bolstering their farm lending—demonstrating once again why policymakers should work to strengthen community banks,...
Battling Synthetic Identity Fraud
Battling Synthetic Identity Fraud ICBA's Jeremy Dalpiaz discusses the fastest-growing type of financial crime in the U.S.—synthetic identity fraud—and offers tips to help community banks fight...
ICBA Membership Is A Workplace Perk
ICBA Membership Is A Workplace Perk ICBA's Lindsay LaNore discusses the importance of leveraging ICBA membership for additional networking and learning opportunities. By Lindsay LaNore In speaking...
ICBA Accelerator: Fueling Community Bank Innovation
ICBA Accelerator: Fueling Community Bank Innovation ICBA's Kevin Tweddle talks with Chris Johnson of First Financial Federal and Brad Bolton of Community Spirit Bank about engaging with fintechs to...
ICBA ThinkTECH Accelerator 2.0 Selection Process
ICBA ThinkTECH Accelerator 2.0 Selection Process The anticipation is mounting as the September 30 deadline nears for early-stage and startup fintechs to submit their applications to be a part of...
Preparing for the Unexpected
Preparing for the Unexpected In honor of National Preparedness Month, ICBA's Jeremy Dalpiaz offers sage advice on preparing for the unexpected to help lessen the long-term impact and expedite...
Where Does Your Community Bank Fall on the Digital Payments Spectrum?
Where Does Your Community Bank Fall on the Digital Payments Spectrum? Payments Executive Brief Issue 1 For a printable PDF of this issue, click here. By Tina Giorgio Use the ICBA Bancard Digital...
In it for the Long Haul
In it for the Long Haul With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the...
Seven Questions to Ponder for Successful Fintech Partnerships
Seven Questions to Ponder for Successful Fintech Partnerships ICBA's Kevin Tweddle offers questions to ponder before entering into a fintech partnership. By Kevin Tweddle As innovation transforms...
Value of the FedNow Service for Community Banks
Value of the FedNow Service for Community Banks The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of...