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How Community Banks Can Lead in Weathering Natural Disasters

How Community Banks Can Lead in Weathering Natural Disasters The coronavirus pandemic, hurricane season, and the wildfires on the West Coast, stand as prudent reminders of how critical disaster...

Sep 15, 2020
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Article

Using Payments to Attract and Retain Gen Z Customers

Using Payments to Attract and Retain Gen Z Customers Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these...

Sep 17, 2020
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Article
Payments

Budgeting for a 2021 Innovation Agenda

Budgeting for a 2021 Innovation Agenda With so many unknowns, budgeting is difficult, but there is a bright spot. With uncertainty comes the opportunity to look at what we do in a different light...

Oct 02, 2020
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Article
Advocacy

What Do Google’s Advertising Updates Mean to Bank Marketing?

What Do Google’s Advertising Updates Mean to Bank Marketing? As a bank marketer, you’ve had a lot to contend with this year. So if you missed Google’s announced updates to its advertising policies,...

Oct 08, 2020
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Article

As Artificial Intelligence and Machine Learning Evolve, Regulators Eye Bank Usage

As Artificial Intelligence and Machine Learning Evolve, Regulators Eye Bank Usage As we continue to see regulatory focus on innovation and emerging technologies, it comes as no surprise that the...

Oct 15, 2020
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Article
Technology Fintech Regulation

The Right Mix: Selecting the Next ThinkTECH Accelerator Cohort

The Right Mix: Selecting the Next ThinkTECH Accelerator Cohort The experiences of 2020 and our new digital normal have impacted the lens with which we view potential fintechs vying for a spot for...

Nov 09, 2020
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Article

Cryptocurrency Primer for Community Banks

Cryptocurrency Primer for Community Banks Bitcoin’s market cap is larger than the economies of some of the world’s smaller nations. The prices of popular cryptocurrencies continue to soar to new...

Dec 09, 2020
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Article
Digital Assets Payments

Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0

Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0 As we near the close of 2020, we’re all crossing our fingers and hoping that 2021 brings a stronger sense of stability and...

Dec 11, 2020
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Article

A Community Banker’s Perception of the ThinkTECH Accelerator Experience

A Community Banker’s Perception of the ThinkTECH Accelerator Experience In our industry if you’re not moving forward, you’re in danger of falling behind. It’s why we created the ICBA ThinkTECH...

Dec 30, 2020
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Article

Community banks earn victories with stimulus advocacy

Community banks earn victories with stimulus advocacy Community bankers have hit the ground running this year with another round of Paycheck Protection Program lending, Economic Impact Payment...

Jan 19, 2021
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Article

What You Need to Know about Today’s Credit Card Rewards Programs

What You Need to Know about Today’s Credit Card Rewards Programs Having the right rewards program to match your existing and targeted cardholder customer base is more important than ever. That’s...

Feb 25, 2021
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Article

Will Google’s latest changes prompt banks to rethink customer acquisition?

Will Google’s latest changes prompt banks to rethink customer acquisition? If you don’t know what third party cookies are, you’re in luck. They’re on their way out. But you’re not completely off...

Apr 12, 2021
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Article
Technology

Community Bank Demand for Innovative Solutions Surging: ICBA ThinkTECH Accelerator 2021 Records Three-Fold Increase in Bank Participation

Community Bank Demand for Innovative Solutions Surging: ICBA ThinkTECH Accelerator 2021 Records Three-Fold Increase in Bank Participation After 12 fully immersive weeks and hundreds of meetings...

Apr 13, 2021
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Article
Technology

ICBA advocacy push continues during lame-duck Congress

ICBA advocacy push continues during lame-duck Congress While the 116th Congress winds down in the coming weeks with its post-election "lame duck" session, ICBA's efforts to pass much-needed...

Nov 16, 2020
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Article
Crisis Preparedness

ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank

ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank To think differently, you have to, well, think differently. While that is not a profound concept, it can be alarmingly...

Nov 18, 2020
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Article

Meeting Customers Where They Are for Today’s Digital-First World

Meeting Customers Where They Are for Today’s Digital-First World For community banks, the digital-first nature of today’s world creates an opportunity to forge deeper connections with existing...

Nov 20, 2020
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Article
Payments Payments

Central Bank Digital Currency (CBDC) Primer

Central Bank Digital Currency (CBDC) Primer As you know, there are currently two forms of central bank money in America: paper currency and money held by institutions on deposit at the Federal...

Dec 09, 2020
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Article
Payments

Community Banking's Finest Hour

Community Banking's Finest Hour We have had to juggle countless responsibilities this year—to our families, to our businesses, to our communities, to each other. With so many simultaneous demands,...

Dec 22, 2020
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Article

Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit

Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit In a time of ambiguity, you take notice when there’s unilateral consensus, as was the case at last month’s...

Jan 22, 2021
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Article
Technology Fintech Innovation

Through the Fire and Flames: The Road Ahead for Community Banks

Through the Fire and Flames: The Road Ahead for Community Banks Economic security rapidly evaporated for many households in 2020 as the coronavirus imposed an indelible mark on our nation’s...

Feb 01, 2021
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Article
Advocacy Crisis Preparedness Lending

Simple Steps to Start Saving for Your Financial Future

Simple Steps to Start Saving for Your Financial Future Studies show most Americans have too much debt and not enough savings. Being prepared doesn’t have to be a chore or a burden. With a few...

Feb 23, 2021
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Article

Continuing the Conversation: What You Need to Know about Today’s Credit Card Rewards Programs

Continuing the Conversation: What You Need to Know about Today’s Credit Card Rewards Programs Recently, ICBA Bancard, in partnership with TCM Bank, released the white paper, “Cultivating the...

Mar 11, 2021
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Article

Community Bank Innovative Solutions for Customer-Centric Experiences

Community Bank Innovative Solutions for Customer-Centric Experiences In a world where technology has made it possible for instant gratification in customer and business relationships, community...

Mar 12, 2021
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Article

How My Bank’s Team Delivered and Received Value from the ICBA ThinkTECH Accelerator Experience

How My Bank’s Team Delivered and Received Value from the ICBA ThinkTECH Accelerator Experience Last year I flew to Little Rock, Ark. to participate in the ICBA ThinkTECH Accelerator program and...

Mar 18, 2021
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Article

A Fresh Focus on Innovative Solutions for Community Bank Back-Office Operations

A Fresh Focus on Innovative Solutions for Community Bank Back-Office Operations ICBA and The Venture Center gave particular attention to identifying innovative back-office solution providers for...

Mar 19, 2021
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Article

Digital Dollar Digest: What Is a CBDC?

Digital Dollar Digest: What Is a CBDC? Countries are racing to create central bank digital currencies, or so it appears from the constant stream of reports, articles, and speeches by officials....

Mar 30, 2021
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Article
Digital Assets

Crypto Chronicles: What is a stablecoin and what do community bankers need to know?

Crypto Chronicles: What is a stablecoin and what do community bankers need to know? Since its debut, Bitcoin has experienced spectacular fluctuations in value. While some accept the risks that come...

Apr 15, 2021
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Article
Digital Assets

Employing Financial Literacy as a Tool to Attract Gen Z Bank Customers

Employing Financial Literacy as a Tool to Attract Gen Z Bank Customers Generation Z already outnumbers millennials and baby boomers and in a matter of years they’ll become the most financially...

Apr 29, 2021
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Article

Regulators Discuss the Future of Community Bank Innovation at Fintech Symposium

Regulators Discuss the Future of Community Bank Innovation at Fintech Symposium Community banks’ focus on next-generation digital solutions was on full display during a recent symposium hosted by...

Apr 30, 2021
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Article
Technology Fintech Innovation

How Community Banks Can Help Customers Evaluate Buy Now, Pay Later Offerings

How Community Banks Can Help Customers Evaluate Buy Now, Pay Later Offerings Buy now, pay later or BNPL, is the latest cautionary payments tale for community banks. Much like digital wallets, its...

May 06, 2021
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Article
Payments Payments

Why we need Black-owned banks

Why we need Black-owned banks Black-owned community banks have a long history of serving Americans historically left out of the mainstream banking system. Many well-established community banks...

Jun 01, 2021
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Article
Minority Owned Depository Institutions (MDI)

How Community Banks Can Continue to Fight Elder Financial Exploitation and Abuse

How Community Banks Can Continue to Fight Elder Financial Exploitation and Abuse The past year has been a trying time for our nation, particularly for America’s elderly population who were...

Jun 07, 2021
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Article

Crypto Chronicles: Agencies Coordinate Crypto Approach Amid Ransomware Escalation

Crypto Chronicles: Agencies Coordinate Crypto Approach Amid Ransomware Escalation In the past several months, bad actors have escalated their attacks against critical infrastructure and industries....

Jun 16, 2021
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Article
Digital Assets

Community Banker Perspective: The Importance of Financial Literacy for Teens

Community Banker Perspective: The Importance of Financial Literacy for Teens April may be Financial Literacy Month, but at Community Spirit Bank our focus on providing young people with a strong...

Apr 27, 2021
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Article
Financial Literacy

Digital Dollar Digest: Catalysts for Exploring a Central Bank Digital Currency

Digital Dollar Digest: Catalysts for Exploring a Central Bank Digital Currency What is galvanizing the world market to pursue central bank digital currencies? The factors are varied. In this...

Jun 03, 2021
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Article
Digital Assets

Community Bank Guide to Managing Core Processor Relationships

Community Bank Guide to Managing Core Processor Relationships For community banks looking to strike a balance between high-touch services and high-tech capabilities, selecting the right technology...

May 10, 2021
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Article
Technology Fintech Innovation

Enhancements Community Banks Can Make To Improve Email Deliverability and Defend Against Phishing

Enhancements Community Banks Can Make To Improve Email Deliverability and Defend Against Phishing To better protect their institutions and customers from email scams, community banks can make...

May 13, 2021
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Article

The Problem with Public Banking

The Problem with Public Banking While community banks have again proven their importance to local communities as Paycheck Protection Program leaders, public banking proponents in some states and...

May 13, 2021
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Article
Government Banks Postal Service Banking State-Owned/Public Banks

Crypto Chronicles: Bitcoin 101 for Community Bankers

Crypto Chronicles: Bitcoin 101 for Community Bankers The payments industry is abuzz with excitement as one topic continues capturing headlines, with profound implications for community banks:...

May 19, 2021
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Article
Digital Assets

Digital Dollar Digest: What Central Bank Digital Currency Architecture Means for Community Banks

Digital Dollar Digest: What Central Bank Digital Currency Architecture Means for Community Banks CBDCs are taking center stage around the globe, with multiple research projects underway. As central...

Jun 03, 2021
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Article
Digital Assets