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ThinkTECH Accelerator Alumni: Shared Values, Shared Future
ThinkTECH Accelerator Alumni: Shared Values, Shared Future The day-to-day workings of a bank do not cease simply because so many new challenges — thanks to COVID-19 — are coming our way. In fact,...
House sends PPP extension to President Trump
House sends PPP extension to President Trump The House just passed bipartisan legislation to restart the Paycheck Protection Program and dedicate funding exclusively to community banks, sending it...
Treasury, SBA Issue New PPP Resources
Treasury, SBA Issue New PPP Resources The Treasury Department and Small Business Administration have released additional resources for Paycheck Protection Program lenders. Dear Community Banker:...
Lessons Learned from PPP Funding 1.0
Lessons Learned from PPP Funding 1.0 When times get tough, the tough get going. As cliched as that may be, nothing could be truer as we look to community banks’ response to the Small Business...
Treasury: Contemporaneous Guidance Applies to PPP Applications
Treasury: Contemporaneous Guidance Applies to PPP Applications ICBA has confirmed that any Paycheck Protection Program applications received by lenders prior to today can be processed based on...
New PPP Guidance Amid Relaunch Difficulties
New PPP Guidance Amid Relaunch Difficulties Following this morning's relaunch of the Paycheck Protection Program, ICBA is hearing the many problems community bankers are having accessing Small...
The Jar of Good
The Jar of Good More often than not, we don’t stop to recognize the good things that happen to our bank, employees, customers or communities. They tend to get lost in our day-to-day operations. So,...
Survey Says: Community Bankers Come Through
Survey Says: Community Bankers Come Through What does $349 billion in government funding look like for an individual small business? A lifeline, according to many of the small businesses that...
Partnering for Innovation During the Pandemic
Partnering for Innovation During the Pandemic Community banks had to beef up what they had in place and get creative to adequately address how to serve their customers amid a shutdown. And as the...
SBA Issues New Guidance on PPP Lending
SBA Issues New Guidance on PPP Lending The Small Business Administration last night issued two interim final rules on Paycheck Protection Program requirements. The Small Business Administration...
Cybersecurity in the time of COVID-19
Cybersecurity in the time of COVID-19 During the pandemic, three types of attacks and scams have risen sharply, and bankers should anticipate seeing more of these threats throughout the pandemic’s...
Now is the time to act on PPP reform
Now is the time to act on PPP reform If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over. By Rebeca...
PPP Successes: Fintech Partnerships that Work
PPP Successes: Fintech Partnerships that Work Launching a new lending initiative during a pandemic was a challenge in itself, but add in closed branches, remote customers, and government...
ICBA Strengthens Commitment to Community Bank Innovation
ICBA Strengthens Commitment to Community Bank Innovation Innovators see the world not as it is today but how it can be, which is why ICBA has pledged a three-year commitment to its ThinkTECH...
SBA Issues Needed Guidance on Processing Fees, Form 1502
SBA Issues Needed Guidance on Processing Fees, Form 1502 The Small Business Administration just released long-sought guidance on submitting the initial SBA Form 1502 for Paycheck Protection Program...
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences With the pandemic representing a turning point in payments, community banks must take steps now to embrace digital...
Tell the Senate to Pass PPP Reforms
Tell the Senate to Pass PPP Reforms With the Senate considering Paycheck Protection Program reforms after the House passed its reform bill last week, now is the time for community banks to urge...
Feed your focus
Feed your focus When I really need to focus, I’ve noticed the process usually starts with decluttering both my mind and my environment. I love the quote, “Starve the distractions. Feed your focus.”...
Tell Congress & regulators to wake up
Tell Congress & regulators to wake up As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake...
Digital Payment Apps - An Overview
Digital Payment Apps - An Overview As ICBA’s Executive Brief on digital wallets demonstrated, consumer use of digital payments technology is increasing due to the convenience and speed these...
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help With irrefutable evidence that the United States is in a recession, zealous market watchers...
Community Banks Continue to Respond to Small Business Needs
Community Banks Continue to Respond to Small Business Needs Literally overnight — the night of March 26 — community banks answered the call to support small businesses fighting to survive COVID-19....
Mapping out career paths
Mapping out career paths Given today’s competitive labor market and rising employee expectations, finding the right talent for your bank can be challenging. So, why not look internally and focus on...
SBA releases loan-level PPP data
SBA releases loan-level PPP data The SBA and Treasury Department just publicly released loan-by-loan information about Paycheck Protection Program loans, as they said they would on June 19. By...
Capitalizing on Bank-Centric Bill Payment Opportunity
Capitalizing on Bank-Centric Bill Payment Opportunity With U.S. consumers paying approximately 15 billion bills valued at $4 trillion annually, nearly 30 percent of all consumer spending comes in...
Strengthening Small-Business Relationships with Payments
Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these customers’ payments needs and address areas of friction.
7 Tips for Mitigating Synthetic Identity Fraud Risk
7 Tips for Mitigating Synthetic Identity Fraud Risk Catching synthetic identity fraudsters remains difficult, and the fall-out of not detecting it, is substantial. AI company Coalesce estimates...
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers Second-quarter FDIC Quarterly Banking Profile statistics are not just evidence of...
Community Banks Respond to Americans’ Needs
Community Banks Respond to Americans’ Needs While we have never before experienced anything quite like COVID-19, we can identify a bright spot: community banks rising to serve the needs of their...
Stats Offer Perspective on Community Bank PPP Loan Impact
Stats Offer Perspective on Community Bank PPP Loan Impact It’s no surprise that community banks have been financial first responders during the coronavirus pandemic. Their mission, vision and...
Falls Fintech: A Case Study in Launching a Bank-Based Accelerator
Falls Fintech: A Case Study in Launching a Bank-Based Accelerator Central Payments, the payments arm of the $238 million-asset Central Bank of Kansas City (CBKC) never imagined that a few days into...
When the Going Gets Tough, the Tough Get Lending
When the Going Gets Tough, the Tough Get Lending Well before coronavirus saturated our headlines, community banks accounted for 60 percent of small-business lending, served 58 percent of small...
Customer Data Sharing: What you (and your customers) should know
Customer Data Sharing: What you (and your customers) should know When I think about customer-permissioned data sharing, I am reminded of the scene from the movie, Ferris Bueller’s Day Off where...
When Fintech Meets Regtech
When Fintech Meets Regtech Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that is sweeping our nation’s...
Brave New Housing Market: Challenges and Opportunities for Community Banks
Brave New Housing Market: Challenges and Opportunities for Community Banks While policymakers continue debating new approaches to mitigate the coronavirus' ongoing impact, one issue has attracted...
Continuing the ThinkTECH Accelerator Journey
Continuing the ThinkTECH Accelerator Journey Growth is the synthesis of change and continuity, which is why we recently kicked off its application period for our third ICBA ThinkTECH Accelerator...
SimplyBank’s Take on Fostering Community Bank Innovation
SimplyBank’s Take on Fostering Community Bank Innovation In an environment where innovation needs to be continual, how can community banks succeed? Blake Swafford, senior innovation officer at...
ICBA Bancard tool helps community banks assess their small business payments readiness
ICBA Bancard tool helps community banks assess their small business payments readiness From having to adapt to retail closings, diminished staff and customer capacities, a new work-from-home...
Energy and influence
Energy and influence Academic studies have shown that making yourself smile can actually boost your mood and that a warm smile can help convince other people of your competence. Smiling is also...
A summer reading list for leaders
A summer reading list for leaders Summer is approaching rapidly, and it’s often the best time to catch up on reading. So, here are some suggestions for great books to hone your leadership skills....