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CDFI Fund extends effective date for small business loan disclosure policy

CDFI Fund extends effective date for small business loan disclosure policy The Community Development Financial Institutions Fund announced an extension of the date when CDFI certification...

Feb 24, 2026
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Article
Community Development Financial Institution (CDFI)

Fed requests comments on removal of reputation risk from supervision

Fed requests comments on removal of reputation risk from supervision The Federal Reserve requested comments on its proposal to codify the removal of reputation risk from its supervision of banks....

Feb 24, 2026
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Article
Federal Reserve Regulatory Relief Examination & Supervision

ICBA: Fed should not weaken stress testing regime

ICBA: Fed should not weaken stress testing regime ICBA called on the Federal Reserve to reconsider a proposal that would weaken the stress test regime for the largest banks. Details: In a letter to...

Feb 24, 2026
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Article
Call Report Federal Reserve Capital +1 More...

How a Community Bank Uses Customer Stories

For its 25th anniversary, Willamette Valley Bank turned customer testimonials into a high-impact video asset. Discover how community-focused storytelling builds trust, deepens relationships, and...

Mar 01, 2026
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Article

How Penn Community Bank Tackles Food Insecurity

As food insecurity surged, Penn Community Bank went beyond a traditional food drive mobilizing employees, donations, and nonprofit partnerships to support neighbors across five Pennsylvania counties.

Mar 01, 2026
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Article

Lindsay LaNore: How to Celebrate Someone Else's Win

In this highly competitive world, we all need reminders to slow down and celebrate success, including the wins of others. Community bank leaders are uniquely positioned to be a cheerleader and...

Mar 01, 2026
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Article

Retail Banking Trends 2026: Strategies for Growth

Explore six retail banking trends shaping 2026, from hybrid branch design and AI automation to deposit growth strategies, alternative lending and smarter marketing for community banks.

Mar 01, 2026
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Article

Competitive Analysis Strategies for Community Banks

Learn how community banks can use competitive analysis and market intelligence to improve growth, pricing strategy, customer retention and operational efficiency.

Mar 01, 2026
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Article

Fed Policy Outlook 2026: FOMC Changes & Rates

The Federal Reserve’s 2026 FOMC roster changes could reshape interest rate policy. Here’s what new leadership, voting shifts and market expectations mean for rate cuts, the yield curve and...

Mar 01, 2026
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Article

FinCEN rescinds advisory on St. Kitts and Nevis

FinCEN rescinds advisory on St. Kitts and Nevis The Financial Crimes Enforcement Network rescinded its advisory on the abuse of the Citizenship-by-Investment program sponsored by the Federation of...

Feb 25, 2026
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Article
Fraud Financial Crimes Enforcement Network (FinCEN)

FinCEN opens nominations for BSA advisory group

FinCEN opens nominations for BSA advisory group The Financial Crimes Enforcement Network opened nominations for membership on the Bank Secrecy Act Advisory Group. Details: FinCEN said: BSAAG...

Feb 25, 2026
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Financial Crimes Enforcement Network (FinCEN)

Treasury releases two AI resources

Treasury releases two AI resources The Treasury Department released the first two of six recently announced resources to guide AI use in the financial sector. Details: Treasury said: The AI Lexicon...

Feb 25, 2026
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Article
Artificial Intelligence Enterprise Risk Management U.S. Department of the Treasury

ICBA urges grassroots outreach on check services

ICBA urges grassroots outreach on check services ICBA is urging community bankers to submit comment letters on the future of the Federal Reserve Banks’ check collection and processing services....

Feb 25, 2026
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Article
Federal Reserve Grassroots/Be Heard U.S. Department of the Treasury

Community bank net income decreases in Q4 but is up in 2025

Community bank net income decreases in Q4 but is up in 2025 Community banks reported a 3.8% fourth-quarter decrease in net income from the previous quarter, but full-year net income was up 22.5% in...

Feb 25, 2026
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Article
Federal Deposit Insurance Corporation (FDIC) Deposits

Blog post: Solving for community bank innovation at ICBA Core Day/Reg Day

Blog post: Solving for community bank innovation at ICBA Core Day/Reg Day A new blog post details ICBA’s recent Core Day/Regulator Day, which brought together fintech founders, core providers, and...

Feb 25, 2026
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Article
Core Software Innovation Fintech

Customer Retention Strategies for Community Banks

Looking to improve customer retention? Here’s how community banks strengthen loyalty through appreciation events, feedback programs and community engagement strategies.

Mar 01, 2026
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Article

Ransomware Prevention Strategies for Community Banks

Ransomware attacks are evolving. Learn how community banks can prevent successful ransomware attacks through AI-driven detection, employee training, vendor oversight and strong cybersecurity...

Mar 01, 2026
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Article

Teen Debit Cards: Financial Literacy for the Next Generation

Teen debit cards help community banks teach financial literacy while building long-term customer relationships. Explore features, safeguards and youth banking strategies that drive generational...

Mar 01, 2026
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Article

5 Essential Treasury Management Services for Community Banks

Discover five essential treasury management services community banks should offer to improve business cash flow, prevent fraud and strengthen commercial banking relationships.

Mar 01, 2026
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Article

ICBA Capital Summit 2026: Key Policy Priorities

Community bankers head to Washington for the ICBA Capital Summit 2026 to advocate for regulatory relief, ag lending support, deposit insurance reform and key community banking policies.

Mar 01, 2026
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Article

Single-Location Community Banks That Thrive

Can community banks succeed with just one location? Four single-branch community banks share how staying small lowers overhead, strengthens customer relationships and supports long-term growth.

Mar 01, 2026
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Article

Community Bank Marketing Strategies for Growth

Learn the latest marketing strategies for community banks, including video, contests, AI, and social media to engage local audiences.

Mar 01, 2026
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Article

Incoming ICBA Chairman Alice Frazier on Leadership

Meet Alice Frazier, president and CEO of Potomac Bank and incoming ICBA chairman. Learn how her leadership journey, advocacy work and focus on developing the next generation of community bankers...

Mar 01, 2026
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Article

OCC proposes rule on GENIUS Act implementation

OCC proposes rule on GENIUS Act implementation The OCC requested comment on a proposed rule to implement provisions of the GENIUS Act regarding the issuance of payment stablecoins. About the...

Feb 26, 2026
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Article
Digital Assets Office of the Comptroller of Currency (OCC)

OCC approves ICBA-opposed national trust charter applications

OCC approves ICBA-opposed national trust charter applications The OCC recently approved national trust charters for three crypto-focused applicants following ICBA opposition. Recent Approvals: The...

Feb 26, 2026
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Article
Digital Assets Office of the Comptroller of Currency (OCC)

ICBA supports strong farm bill, opposes expansion of FCS financing

ICBA supports strong farm bill, opposes expansion of FCS financing ICBA said it strongly supports passage of a farm bill that protects producers, strengthens rural communities, and ensures a...

Feb 26, 2026
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Article
Agriculture Farm Bill

IRS launches web page for tax fraud and scam reporting

IRS launches web page for tax fraud and scam reporting IRS launches web page for tax fraud and scam reporting The Internal Revenue Service announced the launch of a web page that allows taxpayers...

Feb 27, 2026
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Article
Fraud Tax Policy

Regulators tout community bank relief on Capitol Hill

Regulators tout community bank relief on Capitol Hill During testimony at a Senate Banking Committee oversight hearing, federal banking regulators said community bank regulatory relief is a top...

Feb 27, 2026
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Article
Federal Reserve Community Reinvestment Act (CRA) Federal Deposit Insurance Corporation (FDIC) +3 More...

New op-ed highlights local cost of credit union tax disparity

New op-ed highlights local cost of credit union tax disparity A new op-ed in Kentucky says the state’s budget shortfall could be fixed if credit unions paid taxes like community banks. Details: In...

Feb 27, 2026
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Article
Credit Unions Small Dollar/Payday Lending Tax Policy +1 More...

ICBA opposes Affirm Bank’s ILC application

ICBA opposes Affirm Bank’s ILC application ICBA and the Bank Policy Institute said the FDIC should not issue deposit insurance to Affirm Bank or any other industrial loan company applicant until...

Feb 27, 2026
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Article
Federal Deposit Insurance Corporation (FDIC) Legislation

ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule

ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule Washington, D.C. (Feb. 27, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...

Feb 27, 2026
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Article

Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks

Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks SPONSORED | Check fraud isn’t just a crime problem—it’s a technology problem. Aging deposit systems can fuel risk,...

Mar 01, 2026
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Article

How Instant Payments Can Accelerate B2B Payments Modernization

How Instant Payments Can Accelerate B2B Payments Modernization SPONSORED | Community banks have the opportunity to provide new payment offerings, including instant payments, to help businesses move...

Mar 01, 2026
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Article

2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know

2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know SPONSORED | Rising cyber risks, AI anxiety, and unclear IT spending is challenging community bank leaders to...

Mar 01, 2026
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Article

FinCEN: Residential real estate reporting begins

FinCEN: Residential real estate reporting begins The Financial Crimes Enforcement Network published a reminder that, as of March 1, select professionals involved in real estate closings and...

Mar 02, 2026
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Article
Financial Crimes Enforcement Network (FinCEN)

FinCEN issues limited exemptive relief for Minnesota GTO

FinCEN issues limited exemptive relief for Minnesota GTO The Financial Crimes Enforcement Network issued tailored exemptive relief related to the geographic targeting order imposing recordkeeping...

Mar 02, 2026
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Article
Financial Crimes Enforcement Network (FinCEN)

Agencies release Q2, Q3 CRA exam schedules

Agencies release Q2, Q3 CRA exam schedules The OCC and FDIC issued their lists of institutions scheduled for a Community Reinvestment Act evaluation or examination during the second and third...

Mar 02, 2026
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC) Examination & Supervision

ICBA offers ready-to-use March marketing tools

ICBA offers ready-to-use March marketing tools ICBA’s Marketing Resource Center features ready-to-use marketing tools that community bankers can use to celebrate and highlight March events. Assets:...

Mar 02, 2026
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Article
Marketing

Justice Department seizes $580M from crypto scammers

Justice Department seizes $580M from crypto scammers The Justice Department’s Scam Center Task Force announced that it has seized almost $580 million from crypto scammers in Burma, Cambodia, and...

Mar 02, 2026
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Article
Digital Assets Fraud

OCC reports BankNet vulnerability

OCC reports BankNet vulnerability The OCC reported that its cybersecurity team last week discovered a vulnerability affecting the BankNet Portal and related OCC systems. Details: The OCC said: It...

Mar 02, 2026
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Article
Office of the Comptroller of Currency (OCC) Technology