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CDFI Fund extends effective date for small business loan disclosure policy
CDFI Fund extends effective date for small business loan disclosure policy The Community Development Financial Institutions Fund announced an extension of the date when CDFI certification...
Fed requests comments on removal of reputation risk from supervision
Fed requests comments on removal of reputation risk from supervision The Federal Reserve requested comments on its proposal to codify the removal of reputation risk from its supervision of banks....
ICBA: Fed should not weaken stress testing regime
ICBA: Fed should not weaken stress testing regime ICBA called on the Federal Reserve to reconsider a proposal that would weaken the stress test regime for the largest banks. Details: In a letter to...
How a Community Bank Uses Customer Stories
For its 25th anniversary, Willamette Valley Bank turned customer testimonials into a high-impact video asset. Discover how community-focused storytelling builds trust, deepens relationships, and...
How Penn Community Bank Tackles Food Insecurity
As food insecurity surged, Penn Community Bank went beyond a traditional food drive mobilizing employees, donations, and nonprofit partnerships to support neighbors across five Pennsylvania counties.
Lindsay LaNore: How to Celebrate Someone Else's Win
In this highly competitive world, we all need reminders to slow down and celebrate success, including the wins of others. Community bank leaders are uniquely positioned to be a cheerleader and...
Retail Banking Trends 2026: Strategies for Growth
Explore six retail banking trends shaping 2026, from hybrid branch design and AI automation to deposit growth strategies, alternative lending and smarter marketing for community banks.
Competitive Analysis Strategies for Community Banks
Learn how community banks can use competitive analysis and market intelligence to improve growth, pricing strategy, customer retention and operational efficiency.
Fed Policy Outlook 2026: FOMC Changes & Rates
The Federal Reserve’s 2026 FOMC roster changes could reshape interest rate policy. Here’s what new leadership, voting shifts and market expectations mean for rate cuts, the yield curve and...
FinCEN rescinds advisory on St. Kitts and Nevis
FinCEN rescinds advisory on St. Kitts and Nevis The Financial Crimes Enforcement Network rescinded its advisory on the abuse of the Citizenship-by-Investment program sponsored by the Federation of...
FinCEN opens nominations for BSA advisory group
FinCEN opens nominations for BSA advisory group The Financial Crimes Enforcement Network opened nominations for membership on the Bank Secrecy Act Advisory Group. Details: FinCEN said: BSAAG...
Treasury releases two AI resources
Treasury releases two AI resources The Treasury Department released the first two of six recently announced resources to guide AI use in the financial sector. Details: Treasury said: The AI Lexicon...
ICBA urges grassroots outreach on check services
ICBA urges grassroots outreach on check services ICBA is urging community bankers to submit comment letters on the future of the Federal Reserve Banks’ check collection and processing services....
Community bank net income decreases in Q4 but is up in 2025
Community bank net income decreases in Q4 but is up in 2025 Community banks reported a 3.8% fourth-quarter decrease in net income from the previous quarter, but full-year net income was up 22.5% in...
Blog post: Solving for community bank innovation at ICBA Core Day/Reg Day
Blog post: Solving for community bank innovation at ICBA Core Day/Reg Day A new blog post details ICBA’s recent Core Day/Regulator Day, which brought together fintech founders, core providers, and...
Customer Retention Strategies for Community Banks
Looking to improve customer retention? Here’s how community banks strengthen loyalty through appreciation events, feedback programs and community engagement strategies.
Ransomware Prevention Strategies for Community Banks
Ransomware attacks are evolving. Learn how community banks can prevent successful ransomware attacks through AI-driven detection, employee training, vendor oversight and strong cybersecurity...
Teen Debit Cards: Financial Literacy for the Next Generation
Teen debit cards help community banks teach financial literacy while building long-term customer relationships. Explore features, safeguards and youth banking strategies that drive generational...
5 Essential Treasury Management Services for Community Banks
Discover five essential treasury management services community banks should offer to improve business cash flow, prevent fraud and strengthen commercial banking relationships.
ICBA Capital Summit 2026: Key Policy Priorities
Community bankers head to Washington for the ICBA Capital Summit 2026 to advocate for regulatory relief, ag lending support, deposit insurance reform and key community banking policies.
Single-Location Community Banks That Thrive
Can community banks succeed with just one location? Four single-branch community banks share how staying small lowers overhead, strengthens customer relationships and supports long-term growth.
Community Bank Marketing Strategies for Growth
Learn the latest marketing strategies for community banks, including video, contests, AI, and social media to engage local audiences.
Incoming ICBA Chairman Alice Frazier on Leadership
Meet Alice Frazier, president and CEO of Potomac Bank and incoming ICBA chairman. Learn how her leadership journey, advocacy work and focus on developing the next generation of community bankers...
OCC proposes rule on GENIUS Act implementation
OCC proposes rule on GENIUS Act implementation The OCC requested comment on a proposed rule to implement provisions of the GENIUS Act regarding the issuance of payment stablecoins. About the...
OCC approves ICBA-opposed national trust charter applications
OCC approves ICBA-opposed national trust charter applications The OCC recently approved national trust charters for three crypto-focused applicants following ICBA opposition. Recent Approvals: The...
ICBA supports strong farm bill, opposes expansion of FCS financing
ICBA supports strong farm bill, opposes expansion of FCS financing ICBA said it strongly supports passage of a farm bill that protects producers, strengthens rural communities, and ensures a...
IRS launches web page for tax fraud and scam reporting
IRS launches web page for tax fraud and scam reporting IRS launches web page for tax fraud and scam reporting The Internal Revenue Service announced the launch of a web page that allows taxpayers...
Regulators tout community bank relief on Capitol Hill
Regulators tout community bank relief on Capitol Hill During testimony at a Senate Banking Committee oversight hearing, federal banking regulators said community bank regulatory relief is a top...
New op-ed highlights local cost of credit union tax disparity
New op-ed highlights local cost of credit union tax disparity A new op-ed in Kentucky says the state’s budget shortfall could be fixed if credit unions paid taxes like community banks. Details: In...
ICBA opposes Affirm Bank’s ILC application
ICBA opposes Affirm Bank’s ILC application ICBA and the Bank Policy Institute said the FDIC should not issue deposit insurance to Affirm Bank or any other industrial loan company applicant until...
ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule
ICBA Expresses Concerns with OCC National Trust Bank Chartering Final Rule Washington, D.C. (Feb. 27, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks
Check Fraud Is Rising—and Technology Debt Is Making It Worse for Community Banks SPONSORED | Check fraud isn’t just a crime problem—it’s a technology problem. Aging deposit systems can fuel risk,...
How Instant Payments Can Accelerate B2B Payments Modernization
How Instant Payments Can Accelerate B2B Payments Modernization SPONSORED | Community banks have the opportunity to provide new payment offerings, including instant payments, to help businesses move...
2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know
2026 Banking Trust & Technology Outlook: What Community Bank Leaders Need to Know SPONSORED | Rising cyber risks, AI anxiety, and unclear IT spending is challenging community bank leaders to...
FinCEN: Residential real estate reporting begins
FinCEN: Residential real estate reporting begins The Financial Crimes Enforcement Network published a reminder that, as of March 1, select professionals involved in real estate closings and...
FinCEN issues limited exemptive relief for Minnesota GTO
FinCEN issues limited exemptive relief for Minnesota GTO The Financial Crimes Enforcement Network issued tailored exemptive relief related to the geographic targeting order imposing recordkeeping...
Agencies release Q2, Q3 CRA exam schedules
Agencies release Q2, Q3 CRA exam schedules The OCC and FDIC issued their lists of institutions scheduled for a Community Reinvestment Act evaluation or examination during the second and third...
ICBA offers ready-to-use March marketing tools
ICBA offers ready-to-use March marketing tools ICBA’s Marketing Resource Center features ready-to-use marketing tools that community bankers can use to celebrate and highlight March events. Assets:...
Justice Department seizes $580M from crypto scammers
Justice Department seizes $580M from crypto scammers The Justice Department’s Scam Center Task Force announced that it has seized almost $580 million from crypto scammers in Burma, Cambodia, and...
OCC reports BankNet vulnerability
OCC reports BankNet vulnerability The OCC reported that its cybersecurity team last week discovered a vulnerability affecting the BankNet Portal and related OCC systems. Details: The OCC said: It...