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FFIEC releases second version of 2025 CRA software
The Federal Financial Institutions Examination Council announced that the second version of the 2025 Community Reinvestment Act Data Entry Software Release is now available on the FFIEC CRA website.
ICBA Urges Congress to Preserve Access to Credit by Extending Prohibition on Yield-Bearing Stablecoins
As the Senate considers legislation to establish a regulatory framework for digital assets, ICBA is calling on lawmakers to ensure the legislation prohibits digital asset exchanges & affiliates...
ICBA urging EGRPRA grassroots comment letters
ICBA is urging community bankers to submit comment letters by Oct. 23 on the final round of the banking agencies’ Economic Growth and Regulatory Paperwork Reduction Act of 1996 review.
ICBA urges Treasury to restart production of pennies
ICBA called on the Treasury Department to restart production of the penny and develop a formal plan to phase out production of the one-cent coin.
OCC announces regulatory relief for community banks
The OCC announced several ICBA-supported efforts to reduce regulatory burden for community banks.
Fed’s Bowman vows to continue improving regulatory framework for community banks
Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed will continue to prioritize changes to the community bank regulatory and supervisory framework that will allow community...
ICBA briefs Indiana community bankers
ICBA briefed Indiana Bankers Association members in Washington ahead of meetings with regulators and congressional offices.
ICBA Names Wayne Miller Executive Vice President, Chief Innovation Officer
ICBA announced the promotion of Wayne Miller to executive vice president, chief innovation officer. In this role, Miller will help drive innovation strategy, helping to source, refine & scale...
ICBA Thanks Secretary Bessent, Vice Chair Bowman for Pro-Community Bank Remarks at Fed Conference
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Federal Reserve’s Community Bank Conference.
Bank financial officers report tighter standards for commercial, industrial loans
Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the...
ICBA Urges OCC to Deny Coinbase’s Application for a National Trust Bank Charter
The Independent Community Bankers of America (ICBA) urged the Office of the Comptroller of the Currency (OCC) to reject Coinbase’s application for a national trust bank charter for its subsidiary,...
ICBA urges OCC to deny Coinbase’s national trust bank charter application
ICBA urged the OCC to deny Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
Treasury sanctions North Korean institutions involved in cybercrime
The Treasury Department sanctioned eight North Korean individuals and two entities for their role in laundering funds derived from a variety of illicit schemes, including cybercrime and information...
ICBA’s unique call for 1033 community bank exemption makes headlines
ICBA’s unique call for the Consumer Financial Protection Bureau to exempt community banks from its 1033 rule—and big banks’ opposition to a community bank exemption—is making news.
ICBA Supports Bill to Strengthen Deposit Insurance While Minimizing Costs to Community Banks
The Independent Community Bankers of America (ICBA) expressed support for legislation to strengthen the nation’s deposit insurance system while minimizing additional costs for community banks.
ICBA Urges Policymakers to Continue to Support Local Communities Served by Community Development Financial Institutions
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on actions to dismantle the Community Development Financial Institution Fund.
Audit finds CFPB’s information security is not effective
The Consumer Financial Protection Bureau’s Office of the Inspector General released an audit that found the bureau’s information security program is no longer effective.
ICBA announces opposition to Coinbase’s charter application
ICBA announced its opposition to Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
In meeting, ICBA urges Fed to rescind debit interchange proposal
ICBA and other groups met with Federal Reserve Governor Stephen Miran and reiterated that the Fed’s November 2023 debit interchange proposal should be rescinded.
ICBA signals support for FHFA strategic plan
ICBA said it supports U.S. Federal Housing’s plan to focus on safety and soundness of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
Atlanta Fed examines rounding scenarios without pennies
A new blog post from the Federal Reserve Bank of Atlanta examines possible rounding methods the United States could use when penny production is phased out.
FDIC announces relief for Alaska, Minnesota banks
The agency is encouraging banks to work constructively with borrowers experiencing difficulties beyond their control because of damage caused by the severe conditions.
ICBA urges OCC to reject Sony Bank national trust bank charter application
ICBA urged the OCC to reject Sony Bank’s application for a national trust bank charter for a proposed subsidiary—its latest response to the sudden influx of applications from nonbank fintechs.
FDIC: CRA exams will occur less frequently for most banks
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
Tax-exempt credit unions shouldn’t access public funds: letter to the editor
In a new letter to the editor, ICBA community banker Jeff Dick says that credit unions wanting access to municipal deposits without contributing back to the communities they claim to serve is a bad...
ICBA Statement on Bipartisan Deal to Reopen Government
The Independent Community Bankers of America (ICBA) issued the following statement on bipartisan Senate efforts to reopen the federal government.
Fed's Financial Stability Report highlights key risks
Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the...
Independent Banker details law that safeguards borrower data
The latest Independent Banker magazine breaks down an ICBA-supported law to rein in the sale of mortgage “trigger leads.”
ICBA welcomes efforts to end shutdown
ICBA welcomed a bipartisan Senate effort to end the federal shutdown and reopen the government.
ICBA Statement on CFPB’s New Proposal to Implement Section 1071 Small-Business Reporting Requirements
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s updated Consumer Financial Protection Bureau proposed rule to...
New ICBA White Paper Calls on Policymakers to Close Industrial Loan Company Loophole
ICBA today released a comprehensive white paper detailing why policymakers should close a legal loophole that allows industrial loan companies and their parent companies to skirt regulatory...
CFPB proposes amending disparate impact rules
The Consumer Financial Protection Bureau proposed amending provisions related to disparate impact standards.
ICBA issues new white paper calling on policymakers to close ILC loophole
ICBA published a new white paper detailing why policymakers should close the industrial loan company loophole, which allows ILCs and their parent companies to skirt regulatory oversight,...
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
OCC updates SCRA handbook
OCC updates SCRA handbook The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...
Trump signs bill to reopen government
Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...
CSBS: Community banks pay more for compliance
CSBS: Community banks pay more for compliance The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced...