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Personal income, spending increase in June
Personal income and spending each increased 0.3% in June, the Commerce Department reported. From the same month one year ago, the PCE price index increased 2.6%.
2025 Summer Internship Diaries - Vol. 4
We've officially completed our nine weeks at ICBA this summer! From learning and laughing together, whether in the office or on team calls, it is safe to say that this summer was full of valuable...
American Banker: Credit unions are buying more banks
A new article says credit unions are indeed announcing more and more bank acquisitions, sometimes thousands of miles away.
Farm Credit lender sues business for failed nonfarm loan
A Farm Credit System lender is suing a Tennessee distillery after the enterprise’s nonfarm commercial loan to the business has gone south, according to a local media report.
Registration opens for ICBA LIVE 2026
Registration is now open for ICBA LIVE 2026, the world’s largest gathering of community bankers.
American Banker reports on growing credit union concerns
A new article features growing concerns that the nation’s largest credit unions are increasingly behaving more like profit-driven banks with a tax advantage than mission-centric nonprofits.
ICBA offers new GENIUS Act summary, webinar
ICBA published a new summary of the GENIUS Act for ICBA members and next week is scheduled to host a complimentary community bank briefing on the act and other digital asset policy developments.
Fed joins other agencies allowing alternative collection of Tax Identification Numbers
The Federal Reserve announced it joined other banking agencies and the Financial Crimes Enforcement Network in permitting banks to obtain a Tax Identification Number from a third party rather than...
CFPB says it will rework 1033 rule
The Consumer Financial Protection Bureau requested a stay in a lawsuit challenging the 1033 rule on consumer data security and privacy and said it plans to craft a new rule soon.
ICBA asks for regulatory relief on Debit Card Issuer Interchange survey
ICBA urged the Federal Reserve to provide regulatory relief on the Debit Card Issuer Interchange survey, which is used to implement Regulation II debit card interchange standards.
ICBA opposes Nissan’s ILC application
ICBA urged the FDIC to reject Nissan’s deposit insurance application for its proposed industrial loan company, Nissan Bank.
ICBA supports bill to mitigate impact of 1071 rule
ICBA expressed strong support for the Preventing Regulatory Overreach to Empower Communities to Thrive and Ensure Data privacy (PROTECTED) Act (S. 2352).
ICBA Urges FDIC to Reject Nissan’s Application to Form Industrial Loan Company
The Independent Community Bankers of America (ICBA) today expressed strong opposition to Nissan’s application to form a financial institution that receives federal deposit insurance while avoiding...
ICBA opposes Circle’s application for a national trust bank charter
ICBA said it strongly opposes Circle’s application for a national trust bank charter for its proposed subsidiary, First National Currency Bank, N.A.
White House releases digital asset recommendations
President Donald Trump’s Working Group on Digital Asset Markets released recommendations for digital financial technology.
Complimentary ICBA briefing on GENIUS Act next week
ICBA is scheduled to host a complimentary community bank briefing on the GENIUS Act at 1 p.m. (Eastern time) next Thursday, Aug. 7.
ICBA, others correct the record on CFPB’s 1033 rule
ICBA and other groups issued a statement correcting the record on the Consumer Financial Protection Bureau’s Section 1033 rulemaking following misleading claims from a group of fintech and retail...
Correcting the Record on Safe Data Sharing
The Bank Policy Institute, the American Bankers Association, America’s Credit Unions, Consumer Bankers Association and ICBA issued a statement in response to a letter from fintech and retail...
Agencies officially launch final round of feedback on reg burden under EGRPRA review
The OCC, FDIC, and Federal Reserve published in the Federal Register their fourth notice requesting comment on their regulations pursuant to the Economic Growth and Regulatory Paperwork Reduction...
Independent Banker shares tips on building AI policies
The latest Independent Banker magazine offers tips for community banks that are developing policies on artificial intelligence.
CISA updates alert on SharePoint vulnerabilities with new Microsoft guidance
The Cybersecurity and Infrastructure Security Agency updated its alert on vulnerabilities with Microsoft SharePoint servers to reflect newly released information as threat actor tactics,...
President issues executive orders on AI
After unveiling his AI Action Plan this week, President Donald Trump released three executive orders on artificial intelligence.
House committee passes ICBA-advocated reg relief bills
The House Financial Services Committee passed several ICBA-supported bills during a two-day markup.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the third quarter with the latest community banking advocacy successes and priorities.
ICBA reiterates call for policy change following latest credit union acquisition
After a credit union in California leveraged its asset size and tax exemption to acquire a community bank, ICBA reiterated its call for policymakers to end the federal tax exemption for credit...
Second billion-dollar credit union acquisition of a community bank this week
After a second acquisition this week of a taxpaying community bank by a tax-exempt, billion-dollar credit union, ICBA continued to call for policymakers to end the federal tax exemption for credit...
Fintechs awarded at ThinkTECH Accelerator Showcase
At the recent ThinkTECH Accelerator Showcase held at the Graduate School of Banking at Colorado, ICBA presented three awards to participating fintech companies.
Second Billion-dollar Credit Union Acquisition of Community Bank This Week Underscores Policy Abuses
ICBA President and CEO Rebeca Romero Rainey issued the following statement after a second acquisition this week of a taxpaying community bank by a tax-exempt credit union. Both acquiring credit...
Administration releases Artificial Intelligence Action Plan
The White House released an AI Action Plan that includes removing barriers to innovation and responsible adoption of AI.
House committee passes reg relief bill with more votes set for today
The House Financial Services Committee passed ICBA-supported legislation to provide regulatory relief to certain community banks, with additional votes on ICBA-advocated legislation slated for today.
Billion-dollar Credit Union Acquisition of Community Bank Affirms ICBA Calls for Policy Change
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement after a new acquisition of a taxpaying community bank in California by a...
ICBA urges CFPB to use modified TRID disclosure forms
ICBA urged the Consumer Financial Protection Bureau to move its TRID Sandbox Project forward with a modified TILA-RESPA Integrated Disclosure (TRID) form developed by ICBA.
ICBA breaks down the GENIUS Act and what’s next for community banks
A new blog post from ICBA President and CEO Rebeca Romero Rainey details what’s in the recently signed GENIUS Act stablecoin law and what it means for community banks.
ICBA: OCC should postpone decisions on recent charter applications
ICBA and other groups told the OCC that recent national bank charter applications raise substantial concerns and urged the OCC to postpone considering the applications.
GENIUS Act bill to establish stablecoin regulations signed into law
President Donald Trump signed into law the GENIUS Act, which establishes a regulatory framework for payment stablecoins. The bill signing follows a House vote last week of 308-122 to pass the...
Senators introduce bill to roll back 1071 requirements
Sens. Katie Britt (R-Ala.) and John Boozman (R-Ark.) introduced legislation to shield community banks from the Consumer Financial Protection Bureau’s Section 1071 small-business reporting rule.
ICBA Welcomes Back Loughlin Cleary as Executive Vice President of Member Relations
ICBA announced Loughlin Cleary's return as executive vice president, member relations. He'll lead the member relations team to strengthen community bank relationships and connect them with ICBA...
House passes bills to establish digital assets regulatory frameworks, bar U.S. CBDC
The House of Representatives passed three bills designed to establish stablecoin and digital asset regulatory frameworks and prohibit the United States from issuing a central bank digital currency.
ICBA Foundation raising funds for Texas flood relief
The ICBA Foundation Disaster Relief Program in coordination with the Independent Bankers Association of Texas is requesting tax-deductible donations to assist community banks and employees affected...
ICBA urges House committee to advance reg relief bills at markup
The House Financial Services Committee today kicks off a two-day markup of various banking bills, including several ICBA-advocated regulatory reform measures.