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Nacha to automate ACH audit proof process
Nacha announced that, starting next month, the process of requesting proof of an ACH Rules compliance audit will be automated through its Risk Management Portal.
ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment
ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...
New ICBA Analysis: Sharp Decreases in Small-Business, Mortgage Lending Follow Taxpayer-Subsidized Credit Union Acquisitions of Community Banks
ICBA released the results of a new data analysis demonstrating that the growth of credit unions acquiring tax-paying community banks is harming small businesses and local communities while...
ICBA: FinCEN should fix BSA thresholds, BOI collection
ICBA said community bankers strongly support the role of the Financial Crimes Enforcement Network while recommending updates to beneficial ownership information collection and Bank Secrecy Act...
Treasury sanctions networks targeting Americans with cyber scams
The Treasury Department sanctioned a large network of scam centers across Southeast Asia that steal billions of dollars from Americans.
FinCEN issues guidance on cross-border information sharing
The Financial Crimes Enforcement Network issued guidance to encourage and promote appropriate, voluntary cross-border sharing of information between and among financial institutions, including...
ICBA Welcomes BankTech Ventures As Latest ThinkTECH Sponsor To Support Community Banking Innovation
ICBA announced today BankTech Ventures, a leading strategic investment fund focused on financial technology companies serving community banks, is the newest sponsor for ICBA’s acclaimed ThinkTECH...
Compliance question on SAFE Act requirements
The ICBA Compliance Center Question of the Week page features a new Q&A on SAFE Act education requirements for loan originators.
OCC, FDIC heads discuss plans for community bank relief
OCC and FDIC leaders said they plan to focus on improving the regulatory framework for community banks, including making changes to the community bank leverage ratio.
ICBA meets with Treasury, FHFA on ending GSE conservatorship
Senior ICBA staff this week participated in two meetings with federal officials related to getting the government-sponsored enterprises, Fannie Mae and Freddie Mac, out of conservatorship.
ICBA releases data showing credit union acquisitions harm communities
ICBA released the results of a new data analysis demonstrating that credit union acquisitions of community banks are harming small businesses and local communities.
ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment
ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...
New op-ed from ICBA leadership banker Ken Hale: Local communities stand to lose millions in local tax revenue
The latest op-ed from ICBA leadership community banker Ken Hale on the negative impact of the credit union tax exemption details the direct impact that credit unions purchasing banks in Louisiana...
OCC clarifies policy on politicized or unlawful debanking
The OCC issued two bulletins clarifying its policies on politicized or unlawful debanking in accordance with last month’s executive order on ensuring fair banking for all Americans.
ICBA-supported bill restricting mortgage ‘trigger leads’ signed into law
President Donald Trump signed into law the bipartisan Homebuyers Privacy Protection Act, ICBA-supported legislation that will help protect the financial privacy of mortgage applicants.
ICBA, other groups call on Congress to renew cybersecurity law
ICBA and other groups called on Congress to extend the Cybersecurity Information Sharing Act before its Sept. 30 expiration date, saying that failure to do so would impede public-private sector...
CISA, partners release software guidance
The Cybersecurity and Infrastructure Security Agency, National Security Agency, and 19 international partners released a software bill of materials for cybersecurity.
CFPB confirms plan to issue new rule on 1071
The Consumer Financial Protection Bureau reiterated that the agency’s new leadership has directed staff to initiate a new Section 1071 rulemaking.
SEC forms cross-border task force to combat fraud
The Securities and Exchange Commission announced the formation of a task force that it said will strengthen and enhance efforts to identify and combat cross-border fraud harming U.S. investors.
ICBA Applauds Signing of Law to Restrict Mortgage ‘Trigger Leads’
The Independent Community Bankers of America (ICBA) today applauded President Trump for signing into law the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), which will help protect the...
House panel passes ICBA-supported cybersecurity bill
The House Homeland Security Committee unanimously passed the Widespread Information Management for the Welfare of Infrastructure and Government Act, ICBA-supported legislation that aims to...
ICBA honors National Community Bank Service Award recipients
ICBA announced the winners of the 2025 National Community Bank Service Awards in recognition of the creative and exemplary efforts of the nation’s community banks to help their local communities.
Philly Fed updates confidence scam information
The Federal Reserve Bank of Philadelphia details types of confidence scams in the Fed’s latest Consumer Compliance Outlook.
FDIC removes disparate impact references from exam manual
The FDIC announced that it will evaluate potential discrimination under the Equal Credit Opportunity Act and Fair Housing Act only through evidence of disparate treatment.
ICBA 2025 National Community Bank Service Award Recipients Honored for Efforts to Create Resilient Communities
ICBA today announced the winners of its 2025 National Community Bank Service Awards, recognizing the innovative and exceptional efforts of the nation’s community banks to support and uplift local...
ICBA: Latest credit union acquisition fueled by tax exemption
Following the latest acquisition of a community bank by a tax-exempt credit union, ICBA said the deal demonstrates why the growing skepticism of credit union tax and regulatory exemptions must...
ICBA urging community bankers to provide comments on fraud
ICBA continues calling on community bankers to use its grassroots guide to submit comment letters on an ICBA-supported interagency request for information on mitigating payments fraud.
FinCEN issues advisory on Chinese money laundering networks
The Financial Crimes Enforcement Network issued warnings on the threats posed by Chinese money laundering networks to the U.S. financial system.
Op-ed: Credit unions are draining Louisiana communities
A new op-ed from ICBA leadership community banker Ken Hale says lawmakers must investigate whether credit unions’ tax-exempt status is still necessary in light of their significant growth.
Community bank net income increases in Q2
Community banks reported a 12.5% second-quarter increase in net income from the previous quarter and a 22.9% increase from the previous year, according to the FDIC’s latest Quarterly Banking Profile.
OCC decreases assessment rates
The OCC announced a decrease in assessment rates for the Sept. 30 semiannual assessment that will apply to all OCC-regulated institutions—its fifth decrease in assessments since 2017.
Following Latest Community Bank Acquisition Fueled by Credit Union Tax Exemption, ICBA Continues Call for Policy Response
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the latest acquisition of a tax-paying community bank by a tax-exempt credit...
ICBA: GLBA is a solid framework that needs to be modernized
ICBA urged Congress to reduce duplicative Gramm-Leach-Bliley Act requirements for community banks while modernizing the law to ensure nonbank entities are subject to equivalent consumer data...
ICBA publishes guide to help community banks work with influencers
ICBA released the Guide to Local Influencer Marketing for Community Banks, which provides community bankers with step-by-step guidance and tools to successfully reach and attract the next...
SBA orders lenders to submit reports on debanking compliance
The Small Business Administration ordered the banks in its network to halt the practice of debanking certain individuals and businesses and to submit reports to the agency on their compliance with...
ICBA opposes changes to megabank leverage ratio
ICBA opposed the federal banking regulators’ proposal to modify the enhanced supplementary leverage ratio standard that applies to the largest banking organizations.
New op-ed: Credit unions shouldn’t qualify as CDFIs
A new op-ed says credit unions should not be designated as community development financial institutions due to their tax exemption.
CFPB proposes boundaries on nonbank supervision
The Consumer Financial Protection Bureau proposed adopting a standard that says it can supervise nonbanks if it determines that the nonbank’s products or services pose a risk to consumers.
Community Bankers of Michigan: Apply CRA to state’s credit unions
The Community Bankers of Michigan called on state lawmakers to subject credit unions to sound regulations such as the Community Reinvestment Act.
CFPB releases new 1033 proposal on sharing consumer financial data
The Consumer Financial Protection Bureau released an advance notice of proposed rulemaking to collect information on how it should implement Section 1033 standards on sharing consumer financial data.