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ICBA commends FDIC on appeals plan
ICBA commends FDIC on appeals plan ICBA commended the FDIC for proposing to create an independent office within the agency to review material supervisory determinations. ICBA commended the FDIC for...
SBA PPP Guidance Includes Simplified Processes, Borrower Notification, and EIDL Advance Deductions
SBA PPP Guidance Includes Simplified Processes, Borrower Notification, and EIDL Advance Deductions ICBA released a summary of recent Paycheck Protection Program guidance, including a simplified...
SBA offers EIDL info on PPP platform
SBA offers EIDL info on PPP platform Information on Economic Injury Disaster Loan advances is now available on the Paycheck Protection Program Forgiveness Platform for submitted decisions, the SBA...
ICBA continues PPP pressure as Senate plans vote
ICBA continues PPP pressure as Senate plans vote ICBA called on Senate Majority Leader Mitch McConnell (R-Ky.) to include Paycheck Protection Program forgiveness simplification in pending stimulus...
Nasreen Quibria Joins ICBA as Vice President, Emerging Payments and Technology Policy
Nasreen Quibria Joins ICBA as Vice President, Emerging Payments and Technology Policy The Independent Community Bankers of America today announced the hire of Nasreen Quibria as vice president of...
ICBA urges Congress to join debate over payments charter
ICBA urges Congress to join debate over payments charter ICBA and other groups this week urged Congress to get involved in the OCC's efforts to grant commercial companies like Amazon or Facebook a...
ICBA launches PPP small-biz video series to elevate community banking
ICBA launches PPP small-biz video series to elevate community banking ICBA launched a series of videos featuring small-business owners who successfully received Paycheck Protection Program loans...
ICBA Statement on Simplified PPP Loan Forgiveness
ICBA Statement on Simplified PPP Loan Forgiveness ICBA President and CEO Rebeca Romero Rainey issued a statement on the Small Business Administration's simpler loan forgiveness application for some...
ICBA: Rules should facilitate new hemp market
ICBA: Rules should facilitate new hemp market ICBA reiterated its support for provisions in new rules on a federal hemp production program that would not require suspicious activity reports from...
Agencies finalize capital rule updates
Agencies finalize capital rule updates Federal banking regulators issued a final rule revising the definition of eligible retained income for institutions subject to the agencies' regulatory...
Brian Laverdure Joins ICBA as Vice President, Payments and Technology Policy
Brian Laverdure Joins ICBA as Vice President, Payments and Technology Policy The Independent Community Bankers of America today announced the hire of Brian Laverdure as vice president of payments...
SBA streamlines forgiveness for some PPP loans
SBA streamlines forgiveness for some PPP loans The SBA and Treasury Department released a simpler loan forgiveness application for Paycheck Protection Program loans of $50,000 or less to provide...
ICBA backs pro-de novo bill
ICBA backs pro-de novo bill ICBA expressed support for legislation to promote the creation of de novo community banks by phasing in capital standards over three years. ICBA expressed support for...
What Google ad updates mean to bank marketing
What Google ad updates mean to bank marketing A new Main Street Matters post for community bank marketers covers Google's updated advertising policies taking effect later this month and how to...
CFPB relaxes stance on marketing services agreements
CFPB relaxes stance on marketing services agreements The Consumer Financial Protection Bureau released frequently asked questions on the legality of RESPA marketing services agreements. The...
PPP forgiveness push continues
PPP forgiveness push continues ICBA continues urging community bankers to call their members of Congress and enlist the support of small-business contacts on behalf of PPP forgiveness legislation....
FDIC to Congress: We're working on PPP asset-threshold impact
FDIC to Congress: We're working on PPP asset-threshold impact The FDIC told a group of House Republicans that it is exploring options to address the impact of Paycheck Protection Program loans on...
Fed outlook assumes stimulus spending: minutes
Fed outlook assumes stimulus spending: minutes Many Federal Open Market Committee members are predicating their economic outlook on the passage of additional economic stimulus spending, according...
SBA issues guidance on PPP deferral period
SBA issues guidance on PPP deferral period The SBA updated its frequently asked questions on the Paycheck Protection Program with guidance on the extended deferral period for borrower payments on...
Credit union acquisitions demand hearing: ICBA
Credit union acquisitions demand hearing: ICBA Credit union acquisitions of community banks represent an "obscene" use of taxpayer subsidies and should be reviewed by Congress, ICBA's Paul Merski...
Independent Banker previews election
Independent Banker previews election The October issue of Independent Banker magazine previews the 2020 election and what the potential outcomes mean for community banks. The October issue of...
CFPB outlines consent order termination process
CFPB outlines consent order termination process The Consumer Financial Protection Bureau issued a policy statement outlining the process of applying for early termination of administrative consent...
Romero Rainey: Call Congress on PPP forgiveness
Romero Rainey: Call Congress on PPP forgiveness ICBA President and CEO Rebeca Romero Rainey urged community bankers to call their members of Congress and enlist the support of small-business...
OCC issues CRA community bank resources
OCC issues CRA community bank resources The OCC issued a Small Bank Compliance Guide and other resources on its Community Reinvestment Act final rule, which took effect Oct. 1. The OCC issued a...
SBA issues change-of-ownership procedures for PPP borrowers
SBA issues change-of-ownership procedures for PPP borrowers The SBA issued a notice on the required procedures for changes of ownership of Paycheck Protection Program borrowers. The SBA issued a...
IRS: Lenders shouldn't report PPP loan forgiveness
IRS: Lenders shouldn't report PPP loan forgiveness The IRS recently issued guidance clarifying that lenders should not file information returns or furnish payee statements to report the amount of...
ICBA working with agencies on reducing TRID burden
ICBA working with agencies on reducing TRID burden ICBA announced a collaboration with the Federal Reserve and Consumer Financial Protection Bureau to test certain community bank-inspired...
Fed's Brainard: Community banks key to CRA modernization
Fed's Brainard: Community banks key to CRA modernization The Federal Reserve relied on ICBA and community bank input in developing its recent advance notice of proposed rulemaking on modernizing...
FinCEN warns of cryptocurrency risk
FinCEN warns of cryptocurrency risk Banks should expect examiners and the Financial Crimes Enforcement Network to ask about risk exposure related to virtual currencies, FinCEN Director Kenneth...
Flood insurance extension passes
Flood insurance extension passes The Senate passed a short-term spending package that includes a one-year extension of the National Flood Insurance Program. The Senate passed a short-term spending...
Preserving the Integrity of the Bank Charter: The Community Bank Perspective
Preserving the Integrity of the Bank Charter: The Community Bank Perspective Community banks welcome technological innovation, but we must also recognize that technological change underscores the...
ICBA to CFPB: Expand 'seasoned' QM plan
ICBA to CFPB: Expand 'seasoned' QM plan ICBA encouraged the CFPB to expand on its proposal to create a new category of "seasoned" qualified mortgages. ICBA encouraged the CFPB to expand on its...
ICBA Offers Cybersecurity Tips So Consumers Can Connect Online with Confidence
ICBA Offers Cybersecurity Tips So Consumers Can Connect Online with Confidence As Americans venture online in greater numbers to accommodate work, school and shopping, ICBA and the nation’s...
ICBA to Participate in 'Sandbox' Project to Improve Mortgage Rules
ICBA to Participate in 'Sandbox' Project to Improve Mortgage Rules ICBA President and CEO Rebeca Romero Rainey issued a statement on TILA-RESPA Integrated Disclosure Rule innovation during today's...
Enlist small businesses in PPP push
Enlist small businesses in PPP push ICBA is now calling on community bankers to enlist small-business customers in urging Congress to immediately pass legislation to simplify Paycheck Protection...
Bowman: Community banks critical to PPP
Bowman: Community banks critical to PPP Community banks were essential to the success of the Paycheck Protection Program by serving the smallest businesses outside the focus of larger banks,...
ICBA, agency roundtable on homeownership today
ICBA, agency roundtable on homeownership today ICBA President and CEO Rebeca Romero Rainey is scheduled to join top regulators at 3 p.m. (Eastern time) today for a virtual roundtable discussion on...
Comment Letter Regarding DOJ's Bank Merger Competitive Review Guidelines
Comment Letter Regarding DOJ's Bank Merger Competitive Review Guidelines The competitive landscape of the banking industry has changed substantially since the Bank Merger Competitive Review...
Hearing on fintech payments framework
Hearing on fintech payments framework While Congress continues to work on another stimulus package, the House Financial Services Committee has a virtual hearing this week on fintech payments. While...
Regulator council backs stricter GSE capital standards
Regulator council backs stricter GSE capital standards The Financial Stability Oversight Council largely endorsed the Federal Housing Finance Agency's proposal to raise capital requirements on...