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ICBA offers custom op-ed distinguishing community banks
ICBA is offering community bankers a new customizable op-ed to help differentiate community banks from larger and riskier financial institutions.
ICBA continues differentiating community banks in media
ICBA continued its media push to differentiate community banks from larger institutions and to ensure any response to recent banking industry developments does not rope in community banks.
ICBA Supports White House Call for Community Bank Exemption from Replenishing Deposit Insurance Fund
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s White House announcement on community banks and the Deposit...
ICBA, State Affiliates Urge CFPB to Improve Mortgage Disclosures
ICBA and 42 affiliated state banking associations today called on the Consumer Financial Protection Bureau to approve a proposed template that would improve mortgage disclosures required under...
CFPB says TILA doesn’t preempt state disclosure laws
The Consumer Financial Protection Bureau said state disclosure laws covering lending to businesses in California, New York, Utah, and Virginia are not preempted by the federal Truth in Lending Act.
FinCEN publishes guidance on beneficial ownership reporting
The Financial Crimes Enforcement Network published its first set of guidance materials to help small businesses understand upcoming beneficial ownership information reporting requirements taking...
Due today: ICBA ThinkTECH Accelerator applications
Today is the application deadline for the initial 2023 ICBA ThinkTECH Accelerator program, which is scheduled to run April 24-June 30.
Court rules for CFPB funding structure ahead of Supreme Court review
A U.S. appeals court ruled that the Consumer Financial Protection Bureau’s funding structure is constitutional as the Supreme Court prepares to consider the question later this year.
Comments on TRID mortgage disclosures due next week
ICBA continues encouraging community bankers to submit comments by next week’s deadline urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update...
ICBA backs bill to enhance regulatory flexibility
ICBA expressed support for legislation to support more flexible agency rules that take account of the size and compliance resources of small businesses.
ICBA urges FinCEN to modify proposed beneficial owner reporting form
ICBA called on the Financial Crimes Enforcement Network to modify its proposed form for collecting beneficial ownership information from reporting companies.
ICBA: Community Banks Remain Healthy and Vibrant
Independent Community Bankers of America President and CEO Rebeca Romero Rainey today issued the following statement on today’s remarks from Treasury Secretary Janet Yellen.
FS-ISAC warns of cybercrime following SVB failure
The Financial Services Information Sharing and Analysis Center’s latest weekly risk summary warns that community institutions should anticipate that cybercriminals will attempt to capitalize on...
Biden pushes tougher penalties for executives after bank closures
President Joe Biden called on Congress to authorize tougher penalties for senior bank executives whose mismanagement contributed to their institutions failing.
ICBA Denounces Remarks from Treasury Secretary Janet Yellen on Bailouts for Systemically Risky Institutions
ICBA President and CEO Rebeca Romero Rainey issued a statement on today’s testimony from Treasury Secretary Janet Yellen that uninsured deposits will be protected only at depository institutions...
Build Up Your Protections
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial...
Yellen remarks reflect ICBA calls for policy that doesn’t pick winners and losers
Treasury Secretary Janet Yellen said her department is committed to ensuring the health and competitiveness of the community banking system, reflecting ICBA’s calls for policymakers to ensure...
CFPB expands survey of credit card issuers
The Consumer Financial Protection Bureau announced an updated survey of credit card issuers designed to help consumers and families compare interest rates and other features when shopping for a new...
CFPB updates rules with agency contact info
The Consumer Financial Protection Bureau issued a final rule to make non-substantive corrections and updates to federal agency contact information in Regulations B, E, F, J, V, X, Z, and DD.
Romero Rainey: ICBA fighting for community banks
ICBA continues to distinguish community banks from larger and riskier financial institutions among policymakers and the media in the wake of recent large bank failures, ICBA President and CEO...
FDIC announces Signature Bank buyer
The FDIC announced a purchase-and-assumption agreement with Flagstar Bank of Hicksville, N.Y., for substantially all deposits and certain loan portfolios of Signature Bridge Bank.
Georgia Banker Elected ICBA Chairman
Derek B. Williams, president and CEO of Century Bank & Trust in Milledgeville, Ga., was elected chairman of the Independent Community Bankers of America for 2023-24. His term begins March 16 at the...
ICBA Announces 2023-24 Executive Committee
The Independent Community Bankers of America® (ICBA) today announced the election of its 2023-24 Executive Committee during the 2023 ICBA LIVE national convention in Honolulu.
NCUA considering ICBA-opposed subordinated debt today
With the National Credit Union Administration meeting today on a rule to relax restrictions on issuing subordinated debt, a former NCUA official raised concerns in a recent blog post.
FedNow Service will launch in July
The Federal Reserve is scheduled to launch its FedNow Service in July, Fed officials announced at ICBA LIVE 2023 in Hawaii.
Incoming ICBA Chairman Derek Williams: Community Banking Light Continues to Burn Bright
Incoming Independent Community Bankers of America Chairman Derek Williams urged community banks attending ICBA LIVE to fuel a legacy of compassion, courage and commitment that attracts and inspires...
Passwordless Authentication: The Next Ecosystem?
It has been a continuous conversation over the past several years, and one that is gaining further momentum with each reported data breach—when, or should, banks shift to passwordless authentication?
How Visa’s Updated Compelling Evidence Rule Impacts Community Banks
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial...
Closing The Digital Divide, Opening New Threats
While cash is still considered to be the most secure form of payment by merchants and consumers, there are a litany of established options and more recently, new and innovative solutions are...
Customers as a First Line of Defense
As the payment card industry continues to strengthen its overall fraud posture with the introduction of security features criminals have resorted to classic techniques to perpetrate account...
Preventing Mobile Fraud in Nine Steps
As consumer smart phone adoption has grown over the years, so has the share of online purchases transacted via mobile devices—and with it, incidents of fraud.
ICBA’s Romero Rainey: Community Bank-Focused Advocacy, Innovation, Education Will Light the Way
During her keynote speech at ICBA LIVE, ICBA President and CEO Rebeca Romero Rainey today told community bankers that ICBA’s advocacy, education and innovative efforts are driven by community...
ICBA: Silicon Valley Bank and the Nation’s Largest Banks Are Not Community Banks
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued this response following a joint statement released from the Treasury Department, FDIC, and Federal...
ICBA voicing community bank resiliency amid banking industry developments
Amid a series of developments following the closure of Silicon Valley Bank on Friday, ICBA said it is ensuring the community banking voice is being heard while it reminded consumers they can bank...
ICBA, groups urge Congress to oppose proposed tax hikes
ICBA and other groups called on Congress to oppose the more than $4 trillion in proposed tax increases targeting Main Street businesses in the Biden administration’s new fiscal 2024 budget.
ICBA Commends Federal Reserve for Reviewing Silicon Valley Bank Oversight
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement from the Federal Reserve.
ICBA LIVE Kicks Off Today: “Light the Fire. Light the Way” Illuminates the Path Forward for Community Banks
Starting today, community bankers and industry leaders from across the country will gather for the 2023 Independent Community Bankers of America (ICBA) national convention, ICBA LIVE, at Hilton...
House committee starts flood insurance reauthorization process
The House Financial Services Committee kicked off its efforts to reauthorize the National Flood Insurance Program before it expires Sept. 30.
Latest ICBA podcast spotlights cybersecurity collaboration
The latest episode of ICBA’s “Independent Banker” podcast spotlights cybersecurity collaborations and how to turn vendor relationships into true partnerships to maximize value.
ICBA’s Balcer discusses Durbin Amendment expansion on podcast
ICBA chief of government relations and public policy Anne Balcer appeared on the “Coffee with Closers” podcast to discuss top community bank advocacy priorities, including opposing efforts to apply...