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Join ICBA’s ThinkTECH Accelerator Showcase June 28 & 29
The Independent Community Bankers of America (ICBA) will host a two-day ICBA ThinkTECH Accelerator event featuring cohort graduates, where they will showcase their community bank offerings...
CFPB says it’s working to streamline mortgage-servicing rules
The Consumer Financial Protection Bureau said it will use stakeholder input to propose ways to simplify and streamline mortgage servicing rules.
FDIC issues new cease-and-desist letters on deposit insurance claims
The FDIC issued a new series of letters demanding four nonbank entities cease making false or misleading representations about deposit insurance.
Grassroots continues on 1071, rural lending efforts
ICBA continues calling on community bankers to use its Be Heard grassroots resource center to urge their members of Congress to support resolutions and policies that affect community bankers across...
ICBA and Senior Housing Crime Prevention Foundation Share Tips to Help Prevent Elder Financial Abuse
The Independent Community Bankers of America (ICBA) and its affiliate, the Senior Housing Crime Prevention Foundation (SHCPF), are providing tips for preventing elder financial abuse in recognition...
Pro-Russia hackers planning attacks on financial targets: alert
Pro-Russia hackers are planning to conduct cyberattacks against Western financial targets, including Swift and the Federal Reserve, according to an alert from the U.S. government.
Lawmakers press Chopra on 1071 rule in House hearing
Members of Congress continued to press Consumer Financial Protection Bureau Director Rohit Chopra on the bureau’s ICBA-opposed Section 1071 data-collection rule during a second day of hearings on...
ICBA supports SEC proposal to include more crypto firms in ‘exchange’ definition
ICBA expressed support for a Securities and Exchange Commission proposal confirming that crypto exchanges must follow the same rules of the road as other entities that trade securities.
OCC: Banks should be ‘on balls of their feet’ in monitoring risk
While the overall strength of the federal banking system is sound, banks should be “on the balls of their feet” regarding risk management, the OCC said in its latest Semiannual Risk Perspective.
Chopra: CFPB to solicit 1033 comments in coming months
The Consumer Financial Protection Bureau expects to seek comments on its pending rulemaking to establish standards for sharing consumer financial data in the coming months, CFPB Director Rohit...
Instant Payments and Digital Transformation Go Hand in Hand
At ICBA Bancard, we continue to arm bankers with information and resources to support their instant payments and digital transformation (icba.org/digital-transformation) journeys.
Entering the Era of Instant Payments
On March 15 during the final general session at ICBA LIVE, the Federal Reserve announced that it will launch its much-anticipated FedNow Service in July. With instant payments already a central...
Answering the most common FedNow-related questions
For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.
Credit-Push Fraud: Recognizing the Signs
If you feel like it’s hard to stay on top of payments fraud trends these days, you would not be alone. The introduction of any new payment instrument opens the opportunity for criminals to dupe the...
Chairman's Column: Flipping the Switch - It's Time to Receive Instant Payments
For years, we’ve been waiting in the wings, anticipating the launch of an instant payments service by the Federal Reserve, so it feels surreal to say we’ve arrived.
ICBA, groups urge Congress to oppose credit card routing mandates
ICBA and other groups called on congressional leaders to oppose newly reintroduced legislation to impose routing mandates on credit card transactions.
ICBA seeking candidates for panel on CFPB rulemaking
ICBA is seeking community bankers interested in joining a Small Business Regulatory Enforcement Fairness Act panel to weigh in on a Consumer Financial Protection Bureau rulemaking under the Fair...
Playing Catch-up with FedNow – The Greatest Hits of FedNow Resources and Reference Materials
With the July launch of FedNow looming, are you feeling behind in terms of learning more about the service, its impacts on your bank, and the steps needed to implement it?
ICBA seeking feedback on Nacha ACH risk management proposal
ICBA is seeking survey responses from member community bankers on the potential impact of nine Nacha proposals related to ACH risk management.
Agencies propose guidance on reconsiderations of value
Federal regulators requested public comment on proposed guidance addressing reconsiderations of value, or ROVs, for residential real estate transactions.
OCC seeking feedback on consumer trust in banking survey
The OCC today is slated to release a request for information for its first-ever survey on consumer trust in banking and bank supervision.
CISA, FBI issue advisory on MOVEit Transfer vulnerability
The Cybersecurity and Infrastructure Security Agency and FBI published a joint cybersecurity advisory with technical information on the CL0P ransomware gang, also known as TA505.
ICBA Strongly Opposes Anti-Consumer Credit Card Bill
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s introduction of legislation to impose routing restrictions on credit...
ICBA continues 1071 grassroots campaign
ICBA calls on community bankers to urge Congress to support a House resolution to nullify the Consumer Financial Protection Bureau’s Section 1071 rule to establish data collection and reporting...
OCC seeking feedback on consumer trust in banking survey
The OCC released a request for information for its first-ever survey on consumer trust in banking and bank supervision.
ICBA Offers Tips to Help Simplify the Homebuying Process
In recognition of National Homeownership Month in June, ICBA is encouraging current and prospective homeowners to consult their trusted local community banker about how to make the homebuying...
CFPB extends deadline for feedback on data brokers
The Consumer Financial Protection Bureau extended the comment deadline on its request for information on data brokers, such as credit reporting companies and background screening firms, and how the...
ICBA strongly opposes bill to impose credit card routing mandates
ICBA expressed its strong opposition to newly reintroduced legislation to impose routing mandates on credit card transactions.
ICBA commends Fed’s Bowman on guidance recommendations
ICBA commended Federal Reserve Governor Michelle Bowman for her recommendations to improve newly released interagency guidance on third-party risk management.
ICBA urging grassroots messages supporting rural lending tax relief bill
ICBA is calling on community bankers to urge their members of Congress to co-sponsor legislation to exempt from taxation the interest income on farm real estate and rural mortgage loans.
ICBA Statement on Interagency Guidance on Third-Party Risk Management
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Governor Michelle Bowman’s statement regarding interagency...
CFPB encourages collaboration to combat elder financial abuse
The Consumer Financial Protection Bureau encouraged participation in Elder Fraud Prevention and Response Networks, which it has helped establish alongside state and local organizations.
ICBA Independent Banker Recognizes Emerging Leaders in Annual 40 Under 40 List
Independent Banker magazine, the award-winning monthly publication of the Independent Community Bankers of America (ICBA), announced its fifth annual list of 40 Under 40: Emerging Community Bank...
ICBA Announces Staff Additions to Government Relations Team
ICBA today announced two additions to its government relations team with the hire of Lance Noggle as senior vice president operations, senior regulatory counsel and Scott Anchin as vice president,...
ICBA urges second framework on harmonizing ISO 20022 requirements
ICBA called on a Bank for International Settlements panel to issue a second proposed framework on ISO 20022 harmonization requirements for enhancing cross-border payments.
Past innovations offer insights on instant payments: blog
A new blog post from ICBA Bancard President and CEO Tina Giorgio reviews the evolution of digital payments and lessons for the current conversation about instant payments.
Global securities watchdog proposes guidelines for crypto regulation
The International Organization of Securities Commissions published a consultation report with its proposed policy recommendations for regulating crypto markets as securities.
House hearings this week on Treasury markets, U.S. dollar
Both chambers of Congress are in session this week. The House Financial Services Committee has two hearings scheduled.
House committee leaders issue discussion draft of crypto market structure bill
House Financial Services Committee Chairman Patrick McHenry (R-N.C.) and House Agriculture Committee Chairman Glenn "GT" Thompson (R-Pa.) released a discussion draft of legislation to establish a...
Regulators propose standards for automated valuation models
Federal regulators requested public comment on a proposed rule designed to implement quality control standards for automated valuation models, or AVMs, used by mortgage originators and secondary...