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ICBA Unveils Latest ThinkTECH Accelerator Cohort
The Independent Community Bankers of America® (ICBA) announced the launch of the seventh edition of its ICBA ThinkTECH Accelerator program (AP7), promoting community bank innovation.
ICBA urges agencies to ensure regulatory review has meaningful impact
ICBA called on federal regulators to take meaningful action to address excessive regulatory burdens on community banks under the agencies’ latest Economic Growth and Regulatory Paperwork Reduction...
New op-ed: Congress should reject credit card routing bill
Congress should oppose legislation to establish new credit card rules that would put more money in the pockets of big-box retailers while leaving consumers & community banks to foot the bill, ICBA...
FinCEN planning pilot program on beneficial ownership info access
The Financial Crimes Enforcement Network has received more than 1.7 million filings on beneficial ownership information since it began accepting reports from reporting companies at the beginning of...
FDIC, OCC detail merger proposals at House hearing
Federal banking regulators this week testified before Congress on agency proposals to update policies on bank mergers.
FHLBank officials pledge to work with ICBA against harmful changes to system
Four Federal Home Loan Bank officials joined ICBA President and CEO Rebeca Romero Rainey for a fireside chat during the final session of ICBA’s Capital Summit.
Fannie, Freddie publish new policies on value reconsiderations
Fannie Mae and Freddie Mac published new Reconsideration of Value policies after collaborating with the Federal Housing Finance Agency and Federal Housing Administration.
Jim Reber: Don't Discount Discounts
Below-market coupons could be your friends in 2024.
Farmers and Merchants' Digital Transformation in Farm Country
Working in an agricultural community, Farmers and Merchants Bank is supporting its farm customers by innovating its products and services.
Lindsay LaNore: How to Dress Up Discussions
Workdays can bring exciting opportunities and challenging headwinds, and the ability to have open dialogue makes it easier to manage both. Communicating effectively within your team can unlock...
An Update on Data Protection Regulations
Last year, the CFPB issued an advisory opinion on privacy protection for personal data compiled from community banks. Here’s what you need to know.
Oxford Bank Presents Cybersecurity Lessons from the FBI
Oxford Bank connected its community with the FBI during an educational, interactive session about the importance of cybersecurity and awareness.
Future-Proof Your Community Bank's Core
It’s a stressful time when your core contract is up for renewal. Is your community bank getting what it needs? Will it still be in five years or more? Take a closer look at those contracts and make...
6 Things Community Banks Need to Know About Cybersecurity Today
From dealing with emerging cyber threats to finding ways to get all your employees to be aware and proactive, we spoke to community bankers and experts about the tools and knowledge that will help...
Out of Office: Rich Moldenhauer
The vice president of operations and information technology at $185 million-asset New Market Bank in Elko New Market, Minn., carries on the beekeeping legacy of his father and grandfather.
Football, Fun and Fundraising at One Community Bank
On October 21, One Community Bank in Waunakee, Wisconsin, will host an outdoor viewing party for the University of Wisconsin-Madison football game. The event is a fundraiser for the Waunakee School...
How Community Banks Can Cut Down Data Privacy Threats
Education on how to keep data safe is important for both community bank employees and their customers. Community bankers and data privacy experts share their tips to help keep data safe
Rebeca Romero Rainey: Combatting Cyber Threats
We need to continue our training … to identify threats and prepare ourselves, our staff and our customers for what’s possible and what’s potentially next.
How to Excel in Niche Lending
From microbreweries to veterinary businesses, new companies pop up every day, but the needs of each business customer are different. Specialty community bank lenders describe how they serve their...
Chris Cole: Basel III Endgame Proposals Targeted at Large Banks
With legislation like the Interagency Proposal to Amend Regulatory Capital Requirements for Large Banks, it’s important for community bankers to share their opinions on why “too big to fail” banks...
Member Benefits: Tips for IT Outsourcing
For community banks that are considering or are already working with a third-party IT vendor, ICBA’s IT Outsourcing Toolkit has a collection of resources that address the process and considerations.
Modernizing the Community Reinvestment Act
To meet the needs of today’s world, the Community Reinvestment Act is getting an update. Here’s what to know about it.
Charles Potts: How Curiosity Leads to Innovation
How many times have you asked your customers what they need or how you can serve their needs? Asking these questions is crucial to improving the customer experience and ultimately ensuring lifelong...
Generative AI in Community Banking: What's the Risk?
Generative AI, such as ChatGPT and Jasper, is growing and evolving rapidly. How can community banks leverage this technology while avoiding scams?
Lindsay LaNore: Look for Learning Everywhere
Learning happens everywhere, and those lessons can have a big impact on our work performance, perspective and team culture.
What Does Pay by Bank Mean for Community Banks?
Now that FedNow has launched, it’s time to put some focus on a new payments form: Pay by Bank.
Veritex Community Bank Throws a Fastball for Financial Literacy
This baseball season, every strikeout thrown by Houston Astros pitcher Ryan Pressly spurs a $100 donation to Junior Achievement of Southeast Texas—courtesy of Veritex Community Bank.
Derek Williams: At the Heart of Service
There’s a commitment to the community that’s based on one fact: Service is not something we strive for; it’s simply a part of who we are.
Leveling Up: How Community Banks Should Navigate Asset Size Growth Thresholds
As your bank grows in asset size, it’s vital to keep up with compliance regulations to meet the standards of each new threshold. By planning ahead and preparing your staff, the process can be...
What's the Future of Ag Lending?
As technology evolves, so do the needs of farmers. From cloud usage to digital lending solutions, ag lending experts explain how community banks can best support their farming clientele.
Jim Reber: Monetary Policy for the WIN
The Fed was battling inflation 50 years ago, too.
Primis Bank Brings Banking to Your Front Door
Inspired by a fateful food delivery, Primis Bank launched V1BE, a banking delivery service that serves both individuals and businesses.
How Technology Can Simplify Banks' Workflow
As compliance obligations mount, community bankers reveal the benefits regtech brings to their banks and offer tips for finding the right partners.
Rebeca Romero Rainey: Advocate for a Positive Environment
We advocate for community bankers to continue to have an environment where they can help their customers, and we respond creatively to ensure our customers still have access to solutions that meet...
How Banks Can Combat Deposit Insurance Disruption
Following the failures of Silicon Valley Bank and Signature Bank, community banks look to alternative deposit insurance options.
Charles Potts: Budgeting for the Future
We’re in a tricky economic environment, but by focusing further down the line, we can get ahead of industry evolution and prepare for what’s next.
Jenna Burke: Are Changes to Bank M&A Rules on the Horizon?
The Department of Justice and other banking agencies are evaluating a new potential M&A framework. What does this mean for community banks?
ICBA's 2023 National Community Bank Service Award Winners
ICBA’s 2023 National Community Bank Service Award winners, First Federal Savings & Loan Association and Cross Bank, explain why, in the face of devastating natural disasters, it was natural to help...
ICBA's 2022 National Community Bank Service Award winners
The winners of ICBA’s National Community Bank Service Awards, which recognize member banks for their extraordinary efforts during the past year, are shining examples of the community bank difference.
Should You Talk to Customers about your Community Bank's Finances?
With the recent failures of a few megabanks, customers may have questions and concerns about their own banks. Here’s how you can address them.