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SEC chair, commissioner push for rational crypto framework

In his first public remarks since being sworn in as Securities and Exchange Commission chair, Paul Atkins said he looks forward to working with market participants, the administration, and Congress.

Apr 28, 2025
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Article
Digital Assets

ICBA urging grassroots outreach on ACRE Act

With Congress potentially taking up tax legislation when it returns from the current congressional recess, ICBA is calling on community bankers to urge their lawmakers to co-sponsor legislation...

Apr 23, 2025
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Article
Agriculture Grassroots/Be Heard

House Democrats urge Treasury to exempt CDFI Fund from cuts

House Financial Services Committee Ranking Member Maxine Waters (D-Calif.) and 87 House Democrats asked Treasury Secretary Scott Bessent to exclude the CDFI Fund from a recent executive order...

Apr 23, 2025
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Article

French Hill, Byron Donalds slated for ICBA Capital Summit

House Financial Services Committee Chairman French Hill (R-Ark.), Rep. Byron Donalds (R-Fla.), and Deputy Treasury Secretary Michael Faulkender are scheduled to speak during next month’s ICBA...

Apr 22, 2025
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Article

Independent Banker: Capital Summit shapes the future of community banking

At ICBA Capital Summit—slated for May 12-15 in Washington, D.C.—community bankers engage in important discussions about the future of community banking, advocate for policies that support local...

Apr 18, 2025
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Article

ICBA urges OCC to preserve dedicated supervision for community banks

In response to the OCC’s decision to combine its community, midsize, and large bank supervision functions, ICBA said merging supervisory functions threatens to dilute the nuanced oversight that...

Apr 18, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA, other groups affirm support for legislation to prohibit mortgage trigger leads

ICBA and other groups expressed support for the reintroduction of legislation in the House and Senate to protect the financial privacy of mortgage applicants.

Apr 17, 2025
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Article
Mortgage Rules

Community bankers to hear quick pitches from fintechs Thursday

ICBA ThinkTECH Connect—which provides a quick look at fintech companies that may be of interest to community banks—is scheduled for noon (Eastern time) this Thursday, April 24.

Apr 21, 2025
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Article

FDIC modifies resolution planning for large banks

The FDIC modified its approach to resolution planning for large banks.

Apr 21, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

Fed proposes stress test changes

The Federal Reserve proposed changes that would reduce the volatility of capital requirements stemming from its annual stress test results.

Apr 21, 2025
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Article
Federal Reserve

Fed’s Barr: Banks are frontline defenders against deepfake-enabled fraud

Banks play a critical role in safeguarding against deepfake-driven fraud given their direct handling of financial transactions and sensitive customer data, according to Federal Reserve Governor...

Apr 18, 2025
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Article
Fraud

ICBA urges OCC to preserve dedicated supervision for community banks

In response to the OCC’s announced decision to combine its community, midsize, and large bank supervision functions, ICBA said merging supervisory functions threatens to dilute the nuanced...

Apr 17, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Urges OCC to Preserve Dedicated Supervision for Community Banks

ICBA President and CEO Rebeca Romero Rainey issued the following statement in opposition to the OCC’s announced decision to merge its community, midsize, and large bank supervision functions into a...

Apr 16, 2025
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Article
Office of the Comptroller of Currency (OCC)

Acquisition ignites calls to end tax exemption for large credit unions

ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...

Apr 17, 2025
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Article
Credit Unions

After community bank acquisition, ICBA urges end to tax exemption for billion-dollar credit unions

ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...

Apr 16, 2025
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Article
Credit Unions

Judge scraps CFPB credit card late fee rule

A federal judge voided a Consumer Financial Protection Bureau rule capping credit card late fees at $8, after the agency agreed with opponents that the rule was illegal.

Apr 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Urges End to Tax Exemption for Billion-dollar Credit Unions After Another Community Bank Acquisition

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement in response to the latest acquisition of a tax-paying community bank by a...

Apr 15, 2025
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Article
Credit Unions

New blog post highlights value of compensation data

Reliable competitive compensation and benefits data are crucial to securing and retaining top performers, according to a new Main Street Matters blog post.

Apr 14, 2025
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Article
Bank Director/Board Member Human Resources

ICBA, other groups oppose efforts to increase income tax rates

ICBA and other groups said recent proposals to raise the top individual income tax rate to 40% would disproportionately harm hundreds of thousands of pass-through businesses organized as S...

Apr 14, 2025
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Article
Taxes & Budget

OCC releases bank letter on information security incident

The OCC released a letter sent to supervised institutions regarding unauthorized access to OCC email systems. The letter included background on the February incident, the OCC’s response, and what...

Apr 16, 2025
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Article
Office of the Comptroller of Currency (OCC)

Independent Banker details how banks can leverage FedNow

FedNow, the Federal Reserve’s instant payments system, wrapped up 2024 with more than 1,000 financial institutions participating, and 68% of community banks offering or planning to offer FedNow,...

Apr 15, 2025
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Article

ICBA seeks participants for cross-border payments group

ICBA is seeking 12-15 community bankers to join its working group on cross-border payments.

Apr 15, 2025
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Article

Fed’s Waller: Tariffs could affect the FOMC’s economic objectives

Federal Reserve Governor Christopher Waller said large, broadly applied tariffs could significantly affect the economy and the Federal Open Market Committee's pursuit of economic objectives.

Apr 15, 2025
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Article
Federal Reserve

ICBA supports legislation to safeguard small business data

Rep. John Rose (R-Tenn.) introduced ICBA-supported legislation—the Bank Loan Privacy Act—aimed at reforming the CFPB’s Section 1071 small business reporting rule.

Apr 14, 2025
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Article
Privacy

ICBA Applauds House Passage of Resolution to Overturn Flawed CFPB Overdraft Rule

ICBA President and CEO Rebeca Romero Rainey issued the following statement on House passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s final...

Apr 09, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Overdraft Services

ICBA updates Community Banking Month resources

To help community bankers make the most of Community Banking Month, ICBA continues to update the tools in its Marketing Resource Center.

Apr 08, 2025
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Article
Community Bank Awareness

Independent Banker offers community banker advocacy guidebook

The latest Independent Banker magazine features the ultimate advocacy guidebook for community bankers featuring ICBA grassroots resources.

Apr 08, 2025
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Article

OCC issues guidance on rescinding CRA final rule

The OCC issued guidance on the federal banking agencies’ March 28 announcement that they plan to rescind the Community Reinvestment Act final rule issued in October 2023 and reinstate the prior CRA...

Apr 08, 2025
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Article
Office of the Comptroller of Currency (OCC)

OCC announces information security incident involving email

The OCC notified Congress of a major information security incident, as required by the Federal Information Security Modernization Act.

Apr 08, 2025
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Article
Data Breach Office of the Comptroller of Currency (OCC)

Independent Banker: ICBA’s new board gets to work

The latest issue of Independent Banker magazine reports that while ICBA’s 2025-2026 board members hail from all parts of the country, they share a common focus: helping community banks succeed.

Apr 07, 2025
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Article
Executive Leadership/C-Suite Bank Director/Board Member

Romero Rainey: Committee markup a key milestone, but more work ahead

The explosion of pro-community bank policy reforms from the first quarter of the year culminated in last week’s House Financial Services Committee markup, but there is still significant work to do.

Apr 07, 2025
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Article

ICBA urging overdraft outreach following House vote delay

With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed until next week, ICBA is calling on community bankers to continue...

Apr 04, 2025
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Article
Overdraft Services

ICBA urging grassroots outreach on overdraft with House vote delayed

With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed, ICBA is calling on community bankers to continue urging their...

Apr 03, 2025
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Article
Grassroots/Be Heard Overdraft Services

CFPB says it will reopen 1071 rule

The Consumer Financial Protection Bureau said it will open a new rulemaking to implement Section 1071 data collection and reporting requirements for small-business loans.

Apr 07, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Romero Rainey: Committee markup a key milestone, but more work ahead

The explosion of pro-community bank policy reforms from the first quarter of the year culminated in this week’s HFSC markup, but there is still significant work to do, ICBA President and CEO Rebeca...

Apr 04, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Community Bank Awareness

Senate panel advances financial nominations

The Senate Banking Committee voted to advance several nominations out of committee.

Apr 04, 2025
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Article
Congressional Matters

Bill to establish stablecoin regulatory framework passes House committee

The House Financial Services Committee voted to pass legislation to establish a federal supervisory framework for stablecoins and their issuers.

Apr 03, 2025
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Article
Digital Assets

ICBA applauds House panel for advancing 1071, de novo, anti-CBDC bills

ICBA commended the House Financial Services Committee for advancing three ICBA-advocated bills to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 03, 2025
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Article
De Novo Banks

ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup today

The House Financial Services Committee is scheduled to take up three ICBA-advocated bills today to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....

Apr 02, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urging grassroots outreach ahead of House overdraft vote

With the House set to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to continue urging...

Apr 01, 2025
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Article
Overdraft Services