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eMortgage Benefits – Customer Satisfaction is Key!
eMortgage Benefits – Customer Satisfaction is Key! In today’s business environment, mortgage lenders are looking for a way to grow and retain their customer base by both providing better products...
Unlocking the Power of Your Data
Unlocking the Power of Your Data Are you getting the most value from your cardholder data? By analyzing information on your credit card customers that is readily available, you may spot...
.BANK Emerges as Anti-Fraud Platform
.BANK Emerges as Anti-Fraud Platform As Internet usage has become a mainstay of American life, so too have financial losses stemming from online fraud. Banks have invested heavily in third-party...
Standing Out In A Vanilla Mortgage Market
Standing Out In A Vanilla Mortgage Market During a time when consumer mortgage lending instruments are virtually identical from bank to bank, Waterford Bank, N.A. in Toledo, Ohio has distinguished...
ICBA to FASB: Hit Stop Button on Dangerous Accounting Plan
ICBA to FASB: Hit Stop Button on Dangerous Accounting Plan Washington, D.C. (Feb. 4, 2016)—A delegation of community bankers from the Independent Community Bankers of America® (ICBA) met today with...
Recent Data Shows Bankers Need to Focus on the Elder Generation
Recent Data Shows Bankers Need to Focus on the Elder Generation The banking industry should recognize that our population is aging at a dramatic pace. According to the Census Bureau, the number of...
How Community Banks Should Use Big Data to Become Better, Faster and Stronger
How Community Banks Should Use Big Data to Become Better, Faster and Stronger Today, consumers live in a world where anything and nearly everything they want is at their fingertips. Understanding...
Making Loyalty Pay
Making Loyalty Pay Up until three years credit cards didn’t factor into GNB Bank’s profitability picture much, says Shane Tiernan, senior vice president and chief of lending at the bank. It was...
Product Announcement - ICBA Bancard Endorses Visa Checkout
Product Announcement - ICBA Bancard Endorses Visa Checkout A Seamless, Secure Payment Option The rise of ecommerce has ushered in a host of new payment methods, including some that bypass...
ICBA Asks Farm Credit System Regulator to Explain CoBank Loan to Verizon
ICBA Asks Farm Credit System Regulator to Explain CoBank Loan to Verizon Tax-advantaged FCS lender makes $725 million loan to Verizon in Vodafone buyout Washington, D.C. (Oct. 22, 2013)—The...
ICBA Statement on Nomination of Fed Vice Chair Yellen for Federal Reserve Chairman
ICBA Statement on Nomination of Fed Vice Chair Yellen for Federal Reserve Chairman Washington, D.C. (October 9, 2013)—Bill Loving, Independent Community Bankers of America® (ICBA) chairman and...
Knowledge Center - Fannie Mae's New Interactive Training Tool
Knowledge Center - Fannie Mae's New Interactive Training Tool Fannie Mae’s Housing Finance Institute® (HFI™) is launching a new interactive training tool, Planning Your Fannie Mae Training. By...
Product Announcement - Fannie Mae’s Collateral Underwriter
Product Announcement - Fannie Mae’s Collateral Underwriter Fannie Mae’s Collateral Underwriter Helps Lenders Manage Risk, Review Rural Appraisals Collateral Underwriter™ (CU™) is the latest...
Product Announcement - New Integrated Lending Opportunity
Product Announcement - New Integrated Lending Opportunity Now you can offer your borrowers an online consumer loan application that flows directly into your back office for processing. With the new...
Never Satisfied
Never Satisfied BACKGROUND: Headquartered in Watford City, North Dakota, $1.8 billion in assets First International Bank & Trust has been an ICBA Reinsurance shareholder practically since the...
ICBA Securities ® and Vining Sparks Annual Bank Conference Tackles Tough Issues Facing Today’s CFO
ICBA Securities ® and Vining Sparks Annual Bank Conference Tackles Tough Issues Facing Today’s CFO Employed by Eastern Virginia Bankshares, Inc. (NASDAQ: EVBS) since June 2010, Chief Financial...
Growing Card Usage
Growing Card Usage “Our penetration rates were good; activation rates were pretty good. And [debit card] usage was in the upper quartile,” explains Randy Braun, vice president of retail banking at...
ICBA Supports Proposed Supplementary Leverage Ratio Capital Standards for Largest Megabanks
ICBA Supports Proposed Supplementary Leverage Ratio Capital Standards for Largest Megabanks Washington, D.C. (Oct. 22, 2013)—The Independent Community Bankers of America® (ICBA) yesterday expressed...
ICBA: Hold Wall Street Bad Actors Personally Accountable
ICBA: Hold Wall Street Bad Actors Personally Accountable Washington, D.C. (Sept. 30, 2013)—Camden R. Fine, president and CEO of the Independent Community Bankers of America® (ICBA), released this...
ICBA Testifies Before Senate Committee on Housing-Finance Reform
ICBA Testifies Before Senate Committee on Housing-Finance Reform Washington, D.C. (July 23, 2013)—The Independent Community Bankers of America® (ICBA) today testified before Congress on the need to...
ICBA Statement on House Farm Bill Vote
ICBA Statement on House Farm Bill Vote Washington, D.C. (July 11, 2013)—The Independent Community Bankers of America(r) (ICBA) today released this statement following the House of Representatives'...
ICBA Strongly Supports Proposed Supplementary Leverage Ratio Capital Standards for Largest Megabanks
ICBA Strongly Supports Proposed Supplementary Leverage Ratio Capital Standards for Largest Megabanks Washington, D.C. (July 9, 2013)—The Independent Community Bankers of America® (ICBA) today...
ICBA: Greatest Threat to Financial System is Too-Big-To-Fail
ICBA: Greatest Threat to Financial System is Too-Big-To-Fail Washington, D.C. (June 26, 2013)—The Independent Community Bankers of America® (ICBA) today told Congress that the greatest ongoing...
ICBA Supports Bipartisan Senate Legislation That Promotes Regulatory Relief for Community Banks
ICBA Supports Bipartisan Senate Legislation That Promotes Regulatory Relief for Community Banks Legislation Advances Provisions from ICBA Plan for Prosperity Washington, D.C. (July 24, 2013)—The...
ICBA Statement Regarding CFPB Report on Overdraft Services
ICBA Statement Regarding CFPB Report on Overdraft Services Washington, D.C. (June 11, 2013)—The Independent Community Bankers of America® (ICBA) released this statement following the announcement...
ICBA Issues Statement on CFPB CARD Act Report
ICBA Issues Statement on CFPB CARD Act Report Washington, D.C. (October 3, 2013)—Camden R. Fine, president and CEO of the Independent Community Bankers of America® (ICBA), issued this statement...
ICBA Statement on Fed Decision to Appeal Court Ruling on Debit Interchange
ICBA Statement on Fed Decision to Appeal Court Ruling on Debit Interchange Washington, D.C. (August 21, 2013)—Camden R. Fine, president and CEO of the Independent Community Bankers of America®...
ICBA Statement on Nomination of Fed Governor Sarah Bloom Raskin for Deputy Treasury Secretary
ICBA Statement on Nomination of Fed Governor Sarah Bloom Raskin for Deputy Treasury Secretary Washington, D.C. (August 1, 2013)—Camden R. Fine, president and CEO of the Independent Community...
ICBA Thanks Elizabeth Duke for Federal Reserve Board Service
ICBA Thanks Elizabeth Duke for Federal Reserve Board Service Washington, D.C. (July 11, 2013)—The Independent Community Bankers of America® (ICBA) today released this statement following Federal...
ICBA: Tiered Regulatory Capital Approach Essential for Community Banks to Support Main Street
ICBA: Tiered Regulatory Capital Approach Essential for Community Banks to Support Main Street Washington, D.C. (July 2, 2013)—The Independent Community Bankers of America® (ICBA) today released...
ICBA Urges Renewed Efforts on House Farm Bill
ICBA Urges Renewed Efforts on House Farm Bill Washington, D.C. (June 20, 2013)—Bill Loving, chairman of the Independent Community Bankers of America® (ICBA) and president and CEO of Pendleton...
ICBA Concerned with Freddie Mac Low-Volume Fees for Small Lenders
ICBA Concerned with Freddie Mac Low-Volume Fees for Small Lenders Washington, D.C. (June 7, 2013)—The Independent Community Bankers of America® (ICBA) today expressed serious concerns with Freddie...
ICBA Testifies in Support of Regulatory-Relief Legislative Platform
ICBA Testifies in Support of Regulatory-Relief Legislative Platform ICBA’s Plan for Prosperity Supports Tiered Regulation to Support Economic Recovery Washington, D.C. (April 16, 2013)—The...
ICBA: Survey Shows Americans Want Washington to Address Too-Big-To-Fail Problem
ICBA: Survey Shows Americans Want Washington to Address Too-Big-To-Fail Problem Washington, D.C. (March 21, 2013)—Independent Community Bankers of America® (ICBA) Chairman Bill Loving, president...
ICBA: Senate Report Shows Continued Threat of Too-Big-To-Fail
ICBA: Senate Report Shows Continued Threat of Too-Big-To-Fail Report Finds Insured Deposits Used in JPMorgan ‘London Whale’ Loss Washington, D.C. (March 15, 2013)—Bill Loving, chairman of the...
ICBA Announces 2013-14 Executive Committee
ICBA Announces 2013-14 Executive Committee West Virginia Community Banker Bill Loving Elected Chairman Las Vegas, Nev. (March 14, 2013)—The Independent Community Bankers of America (ICBA) today...
ICBA Backs Dallas Fed Plan to Restructure Too-Big-To-Fail Firms Addressing Systemic Risks, Reinforcing Market Discipline Needed for Long-Term Stability
ICBA Backs Dallas Fed Plan to Restructure Too-Big-To-Fail Firms Addressing Systemic Risks, Reinforcing Market Discipline Needed for Long-Term Stability Addressing Systemic Risks, Reinforcing...
ICBA’s Karen Thomas Testifies at CFPB’s Field Hearing on Mortgage Policy—Comments on New QM Rule
ICBA’s Karen Thomas Testifies at CFPB’s Field Hearing on Mortgage Policy—Comments on New QM Rule Washington, D.C. (Jan. 10, 2013)—Karen Thomas, senior executive vice president of government...
ICBA Thanks Senate Agriculture Committee for Passing a New Farm Bill
ICBA Thanks Senate Agriculture Committee for Passing a New Farm Bill Washington, D.C. (May 14, 2013)—Bill Loving, chairman of the Independent Community Bankers of America® (ICBA) and president and...
ICBA Supports Revisions to Remittance Rule
ICBA Supports Revisions to Remittance Rule Updates Help Ensure Continued Access to Remittance Transfers for Community Bank Customers Washington, D.C. (May 1, 2013)— The Independent Community...