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Congress Passes Stimulus with Key Community Bank Provisions
Congress Passes Stimulus with Key Community Bank Provisions While you have stood strong for your customers and communities, ICBA has been standing strong in Washington to shape and advance this...
Preparing your community bank for the coronavirus
Preparing your community bank for the coronavirus On Jan. 30, the World Health Organization and U.S. Department of Health and Human Services declared public health emergencies in response to the...
Standing up for small business
Standing up for small business Despite strong ICBA and community bank opposition, the Small Business Administration is moving ahead with a rule that could significantly harm its guaranteed lending...
Coronavirus Could Accelerate Decline of Cash
Coronavirus Could Accelerate Decline of Cash The coronavirus outbreak is raising concerns about the use of cash as more Americans embrace digital technology to pay and get paid. These ongoing...
How to Help Your Small-Business Customers During the Pandemic
How to Help Your Small-Business Customers During the Pandemic During times of crisis, such as today’s COVID-19 pandemic, small businesses rely on community banks for help in navigating the...
Key Provisions for Community Banks Secured in Stimulus Bill
Key Provisions for Community Banks Secured in Stimulus Bill Undoubtedly due to the tireless efforts of Team ICBA, community bankers secured key provisions in the stimulus bill that will help them...
Treasury Issues Paycheck Protection Program Information
Treasury Issues Paycheck Protection Program Information Just as community bankers are working nonstop to support their local customers and communities amid the coronavirus outbreak, ICBA is working...
ICBA ThinkTECH Accelerator: Navigating the New Norm and Giving Back
ICBA ThinkTECH Accelerator: Navigating the New Norm and Giving Back The technologies community banks have deployed over the past decade—from mobile apps to remote deposit capture to contactless...
Latest Updates to SBA Paycheck Protection Program
Latest Updates to SBA Paycheck Protection Program There are many late-breaking developments from the Treasury Department and Small Business Administration on the Paycheck Protection Program, and we...
SBA Launches PPP Portal, Issues FAQs
SBA Launches PPP Portal, Issues FAQs The SBA launched a long-awaited portal while ICBA Chairman Noah Wilcox and ICBA Vice Chairman Brad Bolton participated in a virtual White House meeting with...
Senate passes PPP extension with community bank allocation
Senate passes PPP extension with community bank allocation The Senate just passed bipartisan legislation that includes an additional $310 billion to restart the Paycheck Protection Program and an...
Charting the Path Forward
Charting the Path Forward Community banks have always demonstrated courage and commitment in helping customers thrive in good times and in adversity. As bankers well know, with every crisis comes...
SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today
SBA PPP Systems Reserved for Banks Under $1 Billion in Assets Later Today The Small Business Administration just announced that to ensure access for the smallest lenders and their small-business...
PPP Solutions Showcase: Fintechs Support Calculating, Tracking, and Reporting Forgiveness
PPP Solutions Showcase: Fintechs Support Calculating, Tracking, and Reporting Forgiveness Necessity truly is the mother of invention. Community banks have all felt that over the past few weeks as...
Leading alongside our teams
Leading alongside our teams It’s the time of year when we celebrate the relationships in our lives, and it’s a great time to build connections at home, within the community or in the workplace....
Emergency Program Rollout Left Out Too Many Community Banks and Their Customers
Emergency Program Rollout Left Out Too Many Community Banks and Their Customers Unfortunately, the Payment Protection Program rollout did not work for many of the nation’s community bankers. In my...
SBA Posts Lender Agreement Amid Flawed Launch
SBA Posts Lender Agreement Amid Flawed Launch We know today's flawed launch of the Small Business Administration's Paycheck Protection Program has been filled with high tensions and desperate...
SBA Provides Answers on PPP Notes, Forgiveness Period
SBA Provides Answers on PPP Notes, Forgiveness Period The Treasury Department and Small Business Administration just answered key questions ICBA has been asking about the Paycheck Protection...
Community Bankers Give Back in Light of COVID-19 Crisis
Community Bankers Give Back in Light of COVID-19 Crisis In the face of a global pandemic, it’s easy to be drawn into a doom-and-gloom mindset that focuses only on the negative. At ICBA, we know...
SBA Offers PPP Answers on Directors, Partnerships, and More
SBA Offers PPP Answers on Directors, Partnerships, and More The Treasury Department and Small Business Administration just answered key ICBA questions about the Paycheck Protection Program relating...
Supporting Customer Needs Through Digital Financial Literacy
Supporting Customer Needs Through Digital Financial Literacy With concerns over the cleanliness of paper-based payment options like cash and checks, and limited in-person branch offerings, digital...
ThinkTECH Accelerator Alumni: Shared Values, Shared Future
ThinkTECH Accelerator Alumni: Shared Values, Shared Future The day-to-day workings of a bank do not cease simply because so many new challenges — thanks to COVID-19 — are coming our way. In fact,...
House sends PPP extension to President Trump
House sends PPP extension to President Trump The House just passed bipartisan legislation to restart the Paycheck Protection Program and dedicate funding exclusively to community banks, sending it...
Treasury, SBA Issue New PPP Resources
Treasury, SBA Issue New PPP Resources The Treasury Department and Small Business Administration have released additional resources for Paycheck Protection Program lenders. Dear Community Banker:...
Lessons Learned from PPP Funding 1.0
Lessons Learned from PPP Funding 1.0 When times get tough, the tough get going. As cliched as that may be, nothing could be truer as we look to community banks’ response to the Small Business...
Treasury: Contemporaneous Guidance Applies to PPP Applications
Treasury: Contemporaneous Guidance Applies to PPP Applications ICBA has confirmed that any Paycheck Protection Program applications received by lenders prior to today can be processed based on...
New PPP Guidance Amid Relaunch Difficulties
New PPP Guidance Amid Relaunch Difficulties Following this morning's relaunch of the Paycheck Protection Program, ICBA is hearing the many problems community bankers are having accessing Small...
The Jar of Good
The Jar of Good More often than not, we don’t stop to recognize the good things that happen to our bank, employees, customers or communities. They tend to get lost in our day-to-day operations. So,...
Survey Says: Community Bankers Come Through
Survey Says: Community Bankers Come Through What does $349 billion in government funding look like for an individual small business? A lifeline, according to many of the small businesses that...
Partnering for Innovation During the Pandemic
Partnering for Innovation During the Pandemic Community banks had to beef up what they had in place and get creative to adequately address how to serve their customers amid a shutdown. And as the...
SBA Issues New Guidance on PPP Lending
SBA Issues New Guidance on PPP Lending The Small Business Administration last night issued two interim final rules on Paycheck Protection Program requirements. The Small Business Administration...
Cybersecurity in the time of COVID-19
Cybersecurity in the time of COVID-19 During the pandemic, three types of attacks and scams have risen sharply, and bankers should anticipate seeing more of these threats throughout the pandemic’s...
Now is the time to act on PPP reform
Now is the time to act on PPP reform If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over. By Rebeca...
PPP Successes: Fintech Partnerships that Work
PPP Successes: Fintech Partnerships that Work Launching a new lending initiative during a pandemic was a challenge in itself, but add in closed branches, remote customers, and government...
ICBA Strengthens Commitment to Community Bank Innovation
ICBA Strengthens Commitment to Community Bank Innovation Innovators see the world not as it is today but how it can be, which is why ICBA has pledged a three-year commitment to its ThinkTECH...
SBA Issues Needed Guidance on Processing Fees, Form 1502
SBA Issues Needed Guidance on Processing Fees, Form 1502 The Small Business Administration just released long-sought guidance on submitting the initial SBA Form 1502 for Paycheck Protection Program...
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences
How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences With the pandemic representing a turning point in payments, community banks must take steps now to embrace digital...
Tell the Senate to Pass PPP Reforms
Tell the Senate to Pass PPP Reforms With the Senate considering Paycheck Protection Program reforms after the House passed its reform bill last week, now is the time for community banks to urge...
Feed your focus
Feed your focus When I really need to focus, I’ve noticed the process usually starts with decluttering both my mind and my environment. I love the quote, “Starve the distractions. Feed your focus.”...
Tell Congress & regulators to wake up
Tell Congress & regulators to wake up As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake...