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The New Era of Risk: Why GRC Is a Strategic Imperative
As governance, risk, and compliance (GRC) challenges evolve, you must adapt. Discover how emerging GRC trends are shaping the future – and how Jack Henry™ can help your stay compliant, resilient,...
Balancing Innovation & Cost Control: A Community Banker’s Guide
Shopping for new technology can often feel like a lose-lose situation. With this guide, you’ll learn how to innovate smarter and spend wiser. A high-level, must-read for bank executives,...
What Role Do Wealth Managers Play Amid Economic Uncertainty?
Community banks that offer wealth management can play a notable role in easing customers’ anxiety amid economic and financial uncertainty.
The Key to People-Focused Insurance Strategies
People make mistakes, but insurance can help ensure the bank doesn’t foot the bill for them.
FHFA Updates Enable Faster, Fairer Mortgages
The Federal Housing Finance Agency announced updates that it says are designed to deliver more efficiency, cost savings and a fairer appraisal process for borrowers and lenders alike.
Your Handshake is Your Promise. Less Complexity is Ours.
Rocket Pro is built for financial institutions that believe home loans shouldn’t feel like an obstacle course. Learn more about partnering with Rocket Pro at rocketpro.com.
Outdated Positive Pay Leaves Banks Exposed
Over 90% of banks report rising fraud attacks, yet most remain dissatisfied with Positive Pay adoption—while fintechs win business customers with modern tools. Here’s how community banks can...
Specialty Lending That Strengthens Communities
Doing what they do best, these three community banks offer financing in specialty areas for organizations that contribute to the well-being of their served markets.
Tackling Familiar Cyber Threats with Smarter Tools
Cyber attack methods remain the same, but they’re being supercharged by AI and other technological capabilities.
Fighting Fraud with Tech and Training
Community banks have to take a heavy hand when it comes to fraud. Amid both high-tech and check fraud, these banks are encouraging a watchful eye through technology and education.
How Each Bank Department Contributes to a Core Conversion
Core conversions are a huge undertaking, which is why every bank employee, from IT to HR, plays a critical role in the transition.
Scott Anchin: Keeping Up with Instant Payments Fraud
With instant payments becoming more mainstream, there are more opportunities for fraud.
Bank of the Pacific Strikes Up Support for a Local Nonprofit
In March, Bank of the Pacific in Aberdeen, Washington, sponsored the Bowl-A-Thon fundraiser for Friends of the Children Portland.
Jacob Eisen: Playing Offense in Today's Fraud Environment
They say the best defense is a good offense, and with payments fraud, nothing rings truer. A proactive fraud strategy is a necessity.
Jim Reber: The Rule of Three
Bond portfolio yields are at multiyear highs.
Rebeca Romero Rainey: Battling the Many Faces of Fraud, Together
When it comes to fraud, we are being hit on all fronts with scams that range from the very basic to the most sophisticated.
Out of Office: Brad Henion
The executive vice president and chief lending officer at $4.4 billion-asset ChoiceOne Bank in Sparta, Michigan, has trained hunting dogs for decades.
How Bridge Loans Can Bolster Your Mortgage Offerings
In a complex real estate environment, these community banks are providing bridge loans and other offerings to supplement their mortgage services.
The Secret to Engaging Customers Through Podcasts
With the popularity of podcasts, these community banks are riding the sound waves. Learn how they plan and produce episodes and build up engaged audiences.
Mickey Marshall: Why National Trust Bank Charters Sparked a Growing Policy Fight
Fintech and crypto firms continue to seek out trust charters for deposit-like products, raising policy questions and competitive risks for community banks.
MainStreet Bank Empowers the Community, One Employee At a Time
Through its Making Change program, MainStreet Bank implores its employees to engage in and contribute to community work.
ICBA Certification Q&A: Susan McLaughlin
As a certified community bank internal auditor (CCBIA), Susan McLaughlin shares how internal auditors play a vital role in community banking.
Jack E. Hopkins: Employing a Multilayered Cybersecurity Approach
Cybersecurity keeps me up at night.
Powering Potential: How ICBA's Letters Influence Congress
Here’s how ICBA uses letters to try to influence Congress.
Three Strategies to Safeguard Your Bank Against Sophisticated Fraud Attacks
My colleague Rhena Leitermann, treasury management operations manager at Citizens Bank of Las Cruces, and I recently sat down to discuss the state of fraud at our bank, in our market, and around...
Helping community banks compete and thrive in the payments industry: Introducing Judd Halverson
Get to know the staff members that support your bank and its payments business. We’re here to power your potential. See how our talented staff are well positioned to help.
Strength in Numbers: The Benefits of Information Sharing in Risk Mitigation
Battling fraud in today’s environment resembles the itsy bitsy spider climbing up the waterspout: just as you think you’ve reached a point of effective mitigation, a new scam emerges, dousing you...
What community bankers need to know about the end of penny production
With the federal government discontinuing new penny production, community bankers and the consumers they serve have many questions about what the change will mean for them.
Understanding the GENIUS Act
Last month, ICBA’s legislative team conducted a community bank briefing to help familiarize community banks with the ins and outs of the recently passed GENIUS Act, which introduced a regulatory...
ICBA advances latest principles for deposit insurance reform to focus policy debate
Large bank failures of 2023 demonstrated the need to reform the nation’s deposit insurance system. With lawmakers working to gather input & offer deposit reform proposals, ICBA has worked with...
How ICBA has worked to shape the GENIUS Act and what’s next for community banks
How ICBA has worked to shape the GENIUS Act and what’s next for community banks Following President Donald Trump’s signing of a new law on stablecoins—the GENIUS Act—on July 18, it is essential...
Flood of national bank trust charter applications demands policy response from OCC
Flood of national bank trust charter applications demands policy response from OCC While the financial services industry continues to rapidly evolve, banking policy often struggles to keep up or...
Making a list, checking it twice
Making a list, checking it twice Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the Holiday season. More specifically, as it relates to...
ICBA Applauds Circuit Court Ruling Upholding Fed Discretion Over Master Account Access
The Independent Community Bankers of America® (ICBA) today applauded the decision of the United States Court of Appeals for the 10th Circuit affirming the Federal Reserve’s authority to deny...
Fed’s Bowman prioritizes outreach to community banks
Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.
CISA, NSA share Microsoft server security best practices
CISA, NSA, and international cybersecurity partners released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on‑premises Exchange servers against...
FDIC’s Hill: Deposit insurance reform could boost confidence
FDIC Acting Chairman Travis Hill said deposit insurance reform could strengthen depositor confidence.
Court halts 1033 rule compliance deadline
The U.S. District Court for the Eastern District of Kentucky stayed the compliance deadline for the Consumer Financial Protection Bureau’s Section 1033 rule.
ICBA, others: Interest rate cap bill would hurt consumers’ access to credit
ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781) which would institute government price controls for consumer loans, diminishing...