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ICBA issues new white paper calling on policymakers to close ILC loophole
ICBA published a new white paper detailing why policymakers should close the industrial loan company loophole, which allows ILCs and their parent companies to skirt regulatory oversight,...
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
OCC updates SCRA handbook
OCC updates SCRA handbook The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...
Trump signs bill to reopen government
Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...
CSBS: Community banks pay more for compliance
CSBS: Community banks pay more for compliance The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced...
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses Community banks are reporting fraud losses, becoming the largest source of portfolio losses, according to recent data...
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern Get to know the staff members that support your bank and its payments business. We’re here...
Online Course Newsletter – November 2025
Online Course Newsletter – November 2025 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses for the...
ICBA: Tax-Exempt Mega-Credit Union Acquisition Signals It’s Time for a Policy Response
ICBA: Tax-Exempt Mega-Credit Union Acquisition Signals It’s Time for a Policy Response Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
USDA announces second round of supplemental disaster assistance payments
USDA announces second round of supplemental disaster assistance payments The USDA announced the second phase of supplemental disaster relief payments that would be distributed under the...
ICBA: Mega-credit union acquisition signals it’s time for a policy response
ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community banks. ...
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...
Fed details new supervisory principles
Fed details new supervisory principles The Federal Reserve released information regarding new operating principles for bank supervision. Details: The Fed said the principles, which were...
House panel holds hearing on deposit insurance reform
House panel holds hearing on deposit insurance reform The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including supporting...
After second credit union acquisition in two days, ICBA demands policy response
After second credit union acquisition in two days, ICBA demands policy response With large credit unions announcing two acquisitions of Main Street community banks in as many days, ICBA said it...
Fed’s Miran endorses community bank regulatory relief
Fed’s Miran endorses community bank regulatory relief Federal Reserve Governor Stephen Miran said the Fed’s regulatory framework should allow community banks to remain the engines of their local...
Trump nominates new CFPB head
Trump nominates new CFPB head President Donald Trump nominated Stuart Levenbach to be director of the Consumer Financial Protection Bureau for a five-year term. Background: Levenbach has served...
Senate panel advances Travis Hill nomination for FDIC chair
Senate panel advances Travis Hill nomination for FDIC chair The Senate Banking Committee advanced the nomination of Travis Hill to be FDIC chairman. The nomination now heads to the full Senate for...
CISA shares mitigation tips for ‘bulletproof’ cybercrimes
CISA shares mitigation tips for ‘bulletproof’ cybercrimes The Cybersecurity & Infrastructure Security Agency and its partners released a guide on mitigating risks from bulletproof hosting (BPH)...
ICBA, others share recommendations on curbing illegal robocalls
ICBA, others share recommendations on curbing illegal robocalls ICBA and other groups sent the Federal Communications Commission recommendations to improve STIR/SHAKEN, a call authentication...
Treasury, IRS issue guidance on ACRE Act tax exclusion
Treasury, IRS issue guidance on ACRE Act tax exclusion The Treasury Department and IRS issued interim guidance for the ICBA-advocated ACRE Act tax exclusion for agricultural lending passed under...
FinCEN advises banks to follow AML/CFT guidance
FinCEN advises banks to follow AML/CFT guidance The Financial Crimes Enforcement Network advised banks to follow the Financial Action Task Force’s updated lists of countries with strategic...
USDA announces updates to Single Family Housing Guaranteed Loan Program
USDA announces updates to Single Family Housing Guaranteed Loan Program The USDA announced updates to the Single Family Housing Guaranteed Loan Program, which has resumed full operations. ...
CISA warns of spyware on messaging applications
CISA warns of spyware on messaging applications The Cybersecurity and Infrastructure Security Agency warned of multiple cyber threat actors actively using commercial spyware to target users of...
Community bank net income increases in Q3
Community bank net income increases in Q3 Community banks reported a 9.9% third-quarter increase in net income from the previous quarter and a 21.7% increase from the previous year, according to...
OCC to reduce BSA/AML reg burden for community banks
OCC to reduce BSA/AML reg burden for community banks The OCC announced supervisory and regulatory actions to reduce regulatory burdens for community banks related to the Bank Secrecy Act and...
ICBA Commends Proposed Rule to Lower Community Bank Leverage Ratio
ICBA Commends Proposed Rule to Lower Community Bank Leverage Ratio Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up?
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up? SPONSORED | As the regulatory landscape continues to change, every financial institution can use an extra hand when it...
Free IT Assessment for Banks—Limited-Time Offer
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Defend Your Bank from Card Fraud Loss
Defend Your Bank from Card Fraud Loss SPONSORED | How are you protecting your bank and customers this holiday season? Keep your holiday cheer this season—sign up for the ICBA Payments Fraud Loss...
Rocket Pro Helped Elly Turn 'Maybe' Into 'Move-in'
Rocket Pro Helped Elly Turn 'Maybe' into 'Move-in' SPONSORED | Discover how Rocket Pro helped Elly expand her options, close more deals and turn “maybe” into “move-in” for families in her...
FDIC delays signage rule compliance until 2027
FDIC delays signage rule compliance until 2027 At its board meeting, the FDIC extended the compliance date for its final rule on signage and advertising requirements. Details: The rule sets forth...
FDIC approves ICBA-advocated audit threshold adjustments
FDIC approves ICBA-advocated audit threshold adjustments The FDIC approved a final rule updating Federal Deposit Insurance Corporation Improvement Act audit and reporting requirements to raise...
Regulators propose lowering Community Bank Leverage Ratio
Regulators propose lowering Community Bank Leverage Ratio The federal banking regulators issued a proposed rule to reduce the Community Bank Leverage Ratio from 9% to 8%, as long advocated by...
FHA updates single-family housing info
FHA updates single-family housing info The Federal Housing Administration published updates to its Single Family Housing Policy Handbook. The FHA said the updates include previously published...
ICBA opposes national trust bank charter application for Foris DAX
ICBA opposes national trust bank charter application for Foris DAX ICBA urged the OCC to deny Foris DAX National Trust Bank’s application for a national trust bank charter, saying it poses...