Search Articles
Unlimited Webinar Pass
One price for the whole bank
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances
ICBA Responds to GSE decision to impose 50bp fee on mortgage refinances Plans to impose a 50 basis point fee on most refinance mortgages delivered to Fannie Mae and Freddie Mac after Sept. 1 will...
Visa Monthly Consumer Monitor (August 2020)
Visa Monthly Consumer Monitor (August 2020) Visa’s economists provide a look at consumer spending, including retail sales (excluding autos), personal disposable income data, and labor market...
Visa Global Economic Insights report (August 2020)
Visa Global Economic Insights report (August 2020) Visa economists report that COVID-19’s impact on consumer spending is similar to consumer spending in retirement. Visa economists report that...
FinCEN issues statement on BSA enforcement
FinCEN issues statement on BSA enforcement The Financial Crimes Enforcement Network issued a statement on its approach to enforcing Bank Secrecy Act rules and regulations. The Financial Crimes...
Data Show Community Banks Lead Economic Recovery
Data Show Community Banks Lead Economic Recovery The Independent Community Bankers of America today said recently released data show that community banks are the unequivocal leaders of the U.S....
Improve your digital presence webinar
Improve your digital presence webinar Join us for ICBA Bancard’s webinar, presented by Fintel Connect to learn how to improve your digital presence with a campaign-driven approach to winning...
Fed article explores “token-based and “account-based” digital currency distinctions
Fed article explores “token-based and “account-based” digital currency distinctions A New York Fed blog by Rod Garratt, Michael Lee, Brendan Malone, and Antoine Martin explores common distinctions...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Regulators clarify enforcement actions for BSA/AML violations
Regulators clarify enforcement actions for BSA/AML violations The federal financial regulatory agencies issued a joint statement clarifying their enforcement approach for Bank Secrecy...
Op-ed notes rising credit union acquisitions in the Midwest
Op-ed notes rising credit union acquisitions in the Midwest The recent purchase of West End Bank by 3Rivers Federal Credit Union last month, is part of a disturbing trend of large, billion-dollar...
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances
ICBA Statement on Fannie Mae/Freddie Mac Decision to Impose 50 Basis Point Fee on Mortgage Refinances The Independent Community Bankers of America today issued a statement regarding the recent...
ICBA kicks off ThinkTECH 3.0
ICBA kicks off ThinkTECH 3.0 ICBA announced the kickoff of its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center. ICBA announced the kickoff of its third ICBA...
SBA issues interim final rule on loan review, updates FAQs
SBA issues interim final rule on loan review, updates FAQs The SBA released an interim final rule on appeals of SBA loan review decisions under the Paycheck Protection Program that outlines the...
ICBA seeks extension on ECOA RFI deadline
ICBA seeks extension on ECOA RFI deadline ICBA joined other groups urging the Consumer Financial Protection Bureau not to rush potential changes to the Equal Credit Opportunity Act. ICBA joined...
ICBA ThinkTECH partner named top accelerator program by Finovate
ICBA ThinkTECH partner named top accelerator program by Finovate ICBA’s ThinkTECH Accelerator partner, The Venture Center, will be recognized during the Finovate fall virtual conference in...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
Blog discusses intersection between fintech and regulation
Blog discusses intersection between fintech and regulation Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that...
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole
Kennedy to FDIC: Stop companies from taking advantage of ILC loophole Sen. John Kennedy (R-La.) wrote to FDIC Chairman Jelena McWilliams urging her not to allow industrial loan companies to exploit...
CISA issues alert on SBA COVID-19 relief website attack
CISA issues alert on SBA COVID-19 relief website attack The Cybersecurity and Infrastructure Security Agency issued an alert concerning an unknown malicious cyber actor spoofing the Small Business...
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator
Fintech Application Period Kicks Off for ICBA ThinkTECH Accelerator ICBA today opened the application period for its third ICBA ThinkTECH Accelerator program in partnership with The Venture Center....
HUD sets aside funding to help low-income households amid COVID-19
HUD sets aside funding to help low-income households amid COVID-19 The Department of Housing and Urban Development announced $472 million in CARES Act funding to help low-income families during the...
Smaller lenders lead on PPP: SBA data
Smaller lenders lead on PPP: SBA data Lenders under $10 billion in assets have made some 2.74 million Paycheck Protection Program loans worth more than $233 billion through both rounds of funding,...
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process Policymakers need to simplify the onerous forgiveness process for small businesses to ensure the Paycheck Protection Program...
ICBA to CFPB: extend GSE patch
ICBA to CFPB: extend GSE patch ICBA filed a comment letter urging the Consumer Financial Protection Bureau to extend its policy exempting Fannie Mae and Freddie Mac mortgage loans from the bureau’s...
OCC reduces assessments due to COVID-19
OCC reduces assessments due to COVID-19 The OCC is reducing assessments due to the OCC on Sept. 30, 2020, because of the COVID-19 emergency. The OCC is reducing assessments due to the OCC on Sept....
PPP forgiveness platform now live
PPP forgiveness platform now live The Small Business Administration's Paycheck Protection Program forgiveness platform is live and scheduled to begin accepting loan-forgiveness applications and...
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos Stress testing and capital planning are important for financial institutions in good times, but they are even more...
SBA details PPP forgiveness platform
SBA details PPP forgiveness platform A Small Business Administration user guide offers details on the Paycheck Protection Program forgiveness platform scheduled to go live this Monday, Aug. 10. A...
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative Main Street, Inc., a leading provider of data-driven print services to community financial institutions across the...
ICBA payments brief focuses on small biz
ICBA payments brief focuses on small biz ICBA's latest Payments Executive Brief focuses on how community banks can use payments to take advantage of small-business opportunities. ICBA's latest...
Visa American Mood Trend (August 2020)
Visa American Mood Trend (August 2020) Visa’s economists report on the dip in consumer confidence in July, how back-to-school spending will differ in 2020, and expectations for business conditions...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
ICBA seeks clear rules on PPP agent relationships
ICBA seeks clear rules on PPP agent relationships ICBA called on the Treasury Department and SBA to clarify rules on Paycheck Protection Program fees paid to agents that assist borrowers or...
USDA survey measuring areas for improvement
USDA survey measuring areas for improvement The USDA announced a new annual survey of farmers, ranchers and private forestland owners. The USDA announced a new annual survey of farmers, ranchers...
TCM Bank Announces New Board Members
TCM Bank Announces New Board Members TCM Bank, N.A., a subsidiary of ICBA Bancard, announced that Gregory Hohl, chairman and president of Wahoo State Bank in Wahoo, Nebraska, and Jeff Newgard,...
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs The Independent Community Bankers of America announced today the hire of its government relations legal intern Michael Marshall...
Bipartisan bill offers relief to USDA borrowers
Bipartisan bill offers relief to USDA borrowers ICBA-supported legislation to provide loan relief to rural communities was introduced in the House and Senate. ICBA-supported legislation to provide...
FHFA: landlords must inform tenants of protections
FHFA: landlords must inform tenants of protections The Federal Housing Finance Agency said multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac that enter into forbearance...
Fed announces details of real-time payments service
Fed announces details of real-time payments service The Federal Reserve Board released details of its forthcoming FedNow real-time payments service, which it is seeking to launch in 2023 or 2024....
ICBA continues pushing key stimulus policies
ICBA continues pushing key stimulus policies With Congress and the Trump administration negotiating the next stimulus package, ICBA continues calling on community bankers to urge needed reforms....