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House again passes cannabis banking bill
The House advanced an ICBA-advocated cannabis banking safe harbor as part of a fiscal 2023 defense authorization bill.
TCM Bank Names William Weeks Chief Information Officer
TCM Bank, N.A., the credit card bank of ICBA Bancard, which is the payments services subsidiary of the Independent Community Bankers of America (ICBA), today announced the hire of William Weeks as...
ICBA Names Andrew Hipolit Assistant Vice President, Financial Policy, Research and Advocacy
The Independent Community Bankers of America (ICBA) today announced that Andrew Hipolit has joined its government relations team as assistant vice president, financial policy, research, and advocacy.
Community banks vital to manufacturing-concentrated states: FDIC
Community banks in manufacturing-concentrated states have provided more commercial loans than other community banks and reported higher net interest margins, according to a new FDIC report.
ICBA Statement on Mutual Savings Association Advisory Committee Charter Renewal
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement regarding the Office of the Comptroller of the Currency’s renewal of the Mutual...
What community banks can do about the super app rise
ICBA Bancard President and CEO Tina Giorgio’s latest blog post covers the rise of the super app and what community banks can do about it.
ICBA Statement on Confirmation of Michael Barr for Fed Vice Chair of Supervision
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Michael Barr’s confirmation for Federal Reserve vice chair of supervision.
ICBA Services Network Announces New Members to Board of Directors
ICBA Services Network today announced that Thomas E. Bates Jr.; G. Scott McComb, and Noah Wilcox were elected to the ICBA Services Network board of directors.
USPS defends postal banking pilot
The U.S. Postal Service defended its decision to launch an ICBA-opposed postal banking pilot program without first consulting the Postal Regulatory Commission.
ICBA Testifies Urging Congress to Apply Community Reinvestment Act to Credit Unions
The Independent Community Bankers of America (ICBA) today called on Congress to examine the need to apply the Community Reinvestment Act to tax-exempt credit unions.
ICBA testifying today on CRA modernization
ICBA is scheduled to testify today before Congress on the interagency proposal to modernize Community Reinvestment Act regulations.
CFPB confirms March 2023 for 1071 final rule
The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 31, 2023, according to court filing.
Agencies encourage risk-based approach to customer due diligence
Federal financial services regulators issued a joint statement to remind banks of the risk-based approach to assessing customer relationships and conducting customer due diligence.
ICBA “dashboard” and briefing highlight community bank-focused advocacy efforts for Q3
ICBA’s third quarter “Advocacy in Action” government relations dashboard and recent advocacy briefing provide community banks with an update on ICBA’s advocacy successes, along with more...
ICBA guidance on new FDIC approach to re-presented transactions
With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released member-protected fact sheet on the issue with...
CRA Partners/USI Alliance Names Ohio Community Banker New Chairman
CRA Partners/USI Alliance, an ICBA subsidiary, today announced the election of G. Scott McComb, chairman, president and CEO of Heartland Bank in Whitehall, Ohio, as chairman of the USI Alliance...
ICBA to House: Include cannabis, notarization bills in defense act
ICBA and other groups today are calling on the House to include a cannabis banking safe harbor in the fiscal 2023 National Defense Authorization Act (H.R. 7900).
‘Buy now, pay later’ surge deflates merchant interchange push
While merchants are urging regulators to expand the Durbin Amendment, the recent surge of “buy now, pay later” is deflating their interchange arguments, according to ICBA’s latest blog post.
Community Banker Anne Balcer Today Joins ICBA as New Head of Government Relations
Anne Balcer today officially joined the Independent Community Bankers of America (ICBA) as senior executive vice president, chief government relations and public policy.
How ICBA’s ThinkTECH Accelerator refines tech solutions
ICBA's latest blog post shares how this year's ICBA ThinkTECH Accelerator program helped three fintech participants refine their solutions to address community bank pain points and opportunities.
CFPB issues advisory on credit report privacy restrictions
The Consumer Financial Protection Bureau issued a legal interpretation on the permissible purposes for companies to use and share credit reports and background reports under the Fair Credit...
Treasury’s Liang raises prospect of nonbank stablecoin model
Treasury Under Secretary for Domestic Finance Nellie Liang this week explored the appropriate regulatory structure to address stablecoin risks.
nbkc bank Successfully Implements nCino Commercial Pricing and Profitability
nCino, Inc., a pioneer in cloud banking and digital transformation solutions for the global financial services industry, today announced that nbkc is live on nCino’s Commercial Pricing and...
Tennessee Community Banker Named Chairman of ICBA Securities Board of Directors
ICBA Securities Inc., the broker-dealer subsidiary of the Independent Community Bankers of America, today announced the election of Kansas, Ohio and Oregon Community Bank leaders to the ICBA...
Nominations open for Best Community Banks to Work For awards
ICBA’s Independent Banker magazine opened nominations for its 2022 Best Community Banks to Work For awards.
Fed: Community Banking Connections makes business case for relationship banking
The latest issue of the Federal Reserve’s Community Banking Connections herald's the financial resilience and commitment of the nation's community banks in serving local communities throughout the...
ICBA issues summary on CRA modernization proposal
ICBA released a summary of the banking agencies’ proposed update to Community Reinvestment Act regulations.
TCM Bank Announces New Board Appointments
TCM Bank, N.A. today announced that Jack Hartings, chairman of the Peoples Bank Co. in Coldwater, Ohio, and Kathy Underwood, president and CEO of Ledyard National Bank, in Hanover, N.H., were...
North Dakota Banker Named to ICBA Bancard Board of Directors
ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America, today announced that Sarah Getzlaff, CEO of Security First Bank of North Dakota in Bismarck, N.D. was elected...
ICBA Names Scott Marks as Assistant Vice President of Congressional Relations
The Independent Community Bankers of America (ICBA) today announced the hire of Scott Marks as assistant vice president of congressional relations.
ICBA offers guidance on FDIC’s new approach to re-presented transactions
With the FDIC taking a new, stricter approach to how banks treat single items that are repeatedly rejected for insufficient funds, ICBA released a fact sheet on the issue with recommendations for...
ICBA Urges Policymakers to Consider Risks of Crypto, Central Bank Digital Currency
The Independent Community Bankers of America (ICBA) today called on the Commerce Department to recognize the risks posed by digital assets — including a U.S. central bank digital currency — as...
CFPB: States can issue fair credit reporting laws
The Consumer Financial Protection Bureau issued an interpretive rule affirming states’ abilities to issue their own fair credit reporting laws.
ICBA, Groups Urge CFPB to Rescind Revised Examination Manual
The Independent Community Bankers of America (ICBA) and other groups issued a joint white paper detailing why recent Consumer Financial Protection Bureau actions to expand its examination of banks...
ICBA Statement on Committee Passage of the Close the ILC Loophole Act
ICBA and the nation’s community banks strongly support the Close the ILC Loophole Act (H.R. 5912) and thank Reps. Chuy Garcia (D-Ill.) and Lance Gooden (R-Texas) for introducing this important...
Committee set to vote on ILC bill after pulling overdraft measure
The House Financial Services Committee today is set to vote on ICBA-advocated legislation to close the industrial loan company loophole after pulling an ICBA-opposed bill to implement overdraft...
CFPB initiates review of credit card late fees
The Consumer Financial Protection Bureau issued an advance notice of proposed rulemaking to reopen CARD Act rules that regulate how much financial firms can charge in credit card late fees.
Payments One Credit Enhances the Small Business & Commercial Card Experience
Small business and commercial card payments are an exciting growth and relationship opportunity for community banks. Both small business and commercial card types hold strong value and the size and...
ICBA, Groups Urge FDIC to Reconsider Reversal on Supervisory Appeals Office
The Independent Community Bankers of America (ICBA) and other groups called on the Federal Deposit Insurance Corp. to reconsider its decision to eliminate the Office of Supervisory Appeals and...
Building a Commercial Card Program – A Missouri Community Banker Weighs In
When Chad King, director of business services at $3.5 billion-asset First State Community Bank in Farmington, Mo., came to the bank nearly a decade ago, they charged him with setting up merchant...