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ICBA releases data showing credit union acquisitions harm communities

ICBA released the results of a new data analysis demonstrating that credit union acquisitions of community banks are harming small businesses and local communities.

Sep 10, 2025
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Article
Credit Unions

ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment

ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...

Sep 10, 2025
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Article
Congressional Matters

New op-ed from ICBA leadership banker Ken Hale: Local communities stand to lose millions in local tax revenue

The latest op-ed from ICBA leadership community banker Ken Hale on the negative impact of the credit union tax exemption details the direct impact that credit unions purchasing banks in Louisiana...

Sep 10, 2025
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Article
Credit Unions

OCC clarifies policy on politicized or unlawful debanking

The OCC issued two bulletins clarifying its policies on politicized or unlawful debanking in accordance with last month’s executive order on ensuring fair banking for all Americans.

Sep 09, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA-supported bill restricting mortgage ‘trigger leads’ signed into law

President Donald Trump signed into law the bipartisan Homebuyers Privacy Protection Act, ICBA-supported legislation that will help protect the financial privacy of mortgage applicants.

Sep 08, 2025
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Article
Mortgage Lending Federal Housing Finance Agency

ICBA, other groups call on Congress to renew cybersecurity law

ICBA and other groups called on Congress to extend the Cybersecurity Information Sharing Act before its Sept. 30 expiration date, saying that failure to do so would impede public-private sector...

Sep 05, 2025
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Article
Cybersecurity

CISA, partners release software guidance

The Cybersecurity and Infrastructure Security Agency, National Security Agency, and 19 international partners released a software bill of materials for cybersecurity.

Sep 04, 2025
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Article
Cybersecurity

CFPB confirms plan to issue new rule on 1071

The Consumer Financial Protection Bureau reiterated that the agency’s new leadership has directed staff to initiate a new Section 1071 rulemaking.

Sep 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

SEC forms cross-border task force to combat fraud

The Securities and Exchange Commission announced the formation of a task force that it said will strengthen and enhance efforts to identify and combat cross-border fraud harming U.S. investors.

Sep 08, 2025
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Article
Fraud

ICBA Applauds Signing of Law to Restrict Mortgage ‘Trigger Leads’

The Independent Community Bankers of America (ICBA) today applauded President Trump for signing into law the bipartisan Homebuyers Privacy Protection Act (H.R. 2808), which will help protect the...

Sep 05, 2025
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Article
Congressional Matters Mortgage Rules

The DIY banking services customers expect

Prompted by the pandemic, DIY banking service offerings have grown quickly. And as consumers—especially Gen Z and millennials—continue calling for more mobile options, community banks are stepping...

Jul 01, 2022
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Article

Preventing Synthetic Identity Fraud

SPONSORED | How regional institutions can originate more accounts while building defenses for digital channels.

Jul 01, 2022
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Article
Compliance

The Digital Transformation Journey Begins with the “People Factor”—with Kathy Strasser, Executive Vice President and Chief Operating Officer of IncredibleBank

A timely conversation about recruiting and retaining top bank talent in today’s competitive job market with Kim Kirk, COO of Queensborough National Bank & Trust Company and Tommy Marshall,...

Jun 02, 2022
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Article
Payments

40 Under 40: Emerging Community Bank Leaders in 2022

Our fourth annual 40 Under 40: Emerging Community Bank Leaders competition highlights the achievements of young community bankers across the nation, who are leading the charge on the future of...

Jun 01, 2022
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Article

How gamification can be a boon for community banks

Community banks are getting into gamification—and it’s been better for business. Introducing gaming elements into apps and company training tools can result in cost savings, increased customer...

Jun 01, 2022
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Article
Payments

Who were ICBA's Top Lenders of 2022?

Highlighted here are some of last year’s most successful loan producers in the areas of agriculture, commercial and consumer/mortgage lending.

Jul 01, 2022
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Article
Lending

Brad M. Bolton: Community continuation

Community continuation is not about checking a regulatory box; it means putting a name to the people who will be the future of our banks.

Jun 01, 2022
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Article

Bank branching deregulation harmed small businesses: FDIC paper

Community banks and small businesses were affected disproportionately by U.S. branching deregulation during the 1990s, according to a new research paper released by the FDIC’s Center for Financial...

Jul 07, 2022
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Article
Agencies/Regulators  Compliance Credit Unions +1 More...

Online Course Newsletter – May 2026

Online Course Newsletter – May 2026 What’s New On May 11, a new course titled, “Bank Secrecy Act: High Risk Customers” was launched. On May 13, the following courses were updated to reflect the...

May 19, 2026
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Article

ICBA Statement on Executive Order on the Integrity of the U.S. Financial System

ICBA Statement on Executive Order on the Integrity of the U.S. Financial System Washington, D.C. (May 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero...

May 19, 2026
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML) Compliance

ICBA Statement on Executive Order on Financial Technology Regulation

ICBA Statement on Executive Order on Financial Technology Regulation Washington, D.C. (May 19, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...

May 19, 2026
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Article
Federal Reserve Fintech Regulation Fintech

ICBA Applauds House Passage of Bipartisan Housing Bill

ICBA Applauds House Passage of Bipartisan Housing Bill Washington, D.C. (May 20, 2026) — The Independent Community Bankers of America (ICBA) applauded the House of Representatives for today’s...

May 20, 2026
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Article
Housing Finance/GSEs

ICBA Urges OCC to Rescind Approval for Coinbase’s National Trust Charter Following Criminal Lawsuit

ICBA Urges OCC to Rescind Approval for Coinbase’s National Trust Charter Following Criminal Lawsuit Washington, D.C. (May 21, 2026) — The Independent Community Bankers of America (ICBA) today...

May 21, 2026
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Article
Digital Assets Office of the Comptroller of Currency (OCC) Safety & Soundness +1 More...

Fed requests comments on payment account proposal

Fed requests comments on payment account proposal The Federal Reserve Board requested public comment on its proposal to establish a payment account—also known as a "skinny” master account—that...

May 21, 2026
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Article
Federal Reserve Digital Assets Payments +1 More...

ICBA opposes Agora’s application for national trust bank charter

ICBA opposes Agora’s application for national trust bank charter ICBA urged the OCC to deny Agora Atlas Corporation’s application for a national trust bank charter for Agora National Trust Bank,...

May 21, 2026
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Article
Office of the Comptroller of Currency (OCC) Fintech

House passes ROAD to Housing Act with community bank provisions

House passes ROAD to Housing Act with community bank provisions The House of Representatives passed the 21st Century ROAD to Housing Act (H.R. 6644)—including ICBA-advocated community bank...

May 21, 2026
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Article
Housing Finance/GSEs Fair Housing Act

Financial Services Industry Outlines Proposed Third-Party Risk Management Reforms to Federal Banking Agencies

Financial Services Industry Outlines Proposed Third-Party Risk Management Reforms to Federal Banking Agencies WASHINGTON, D.C. (May 22, 2026) — The Consumer Bankers Association (CBA), along with...

May 22, 2026
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Article
Operational Risk Risk Enterprise Risk Management

Building Momentum: Progress on Reg CC, the UCC, and the Fight Against Check Fraud

Building Momentum: Progress on Reg CC, the UCC, and the Fight Against Check Fraud A couple years ago, I wrote that check fraud was emerging as a leading concern for community banks, that combating...

May 26, 2026
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Article
Checks Regulation CC - Expedited Funds Availability Act Fraud

Blog post: Community bank efforts to fight check fraud are paying off

Blog post: Community bank efforts to fight check fraud are paying off ICBA and community banks are making progress in the fight against check fraud through sustained advocacy, strong partnerships,...

May 27, 2026
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Article
Checks Fraud

Agencies publish resolution plan feedback letters

Agencies publish resolution plan feedback letters The FDIC and Federal Reserve published feedback letters for several resolution plans submitted in July 2025. Background: Resolution plans, also...

May 27, 2026
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Article
Federal Reserve Federal Deposit Insurance Corporation (FDIC) Regulatory Relief

Executive order avoids citizenship collection requirements

Executive order avoids citizenship collection requirements President Donald Trump issued an executive order on protecting the U.S. financial system from illicit activity that does not include...

May 20, 2026
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

ICBA Expands Preferred Service Provider Relationship with OptimaFI to Offer Growth Solutions

ICBA Expands Preferred Service Provider Relationship with OptimaFI to Offer Growth Solutions Washington, D.C. (May 29, 2026) — The Independent Community Bankers of America (ICBA) today announced...

May 29, 2026
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Article
Third-Party Service Providers

ICBA, state groups support OCC preemption of Illinois interchange law

ICBA, state groups support OCC preemption of Illinois interchange law ICBA and 43 state banking associations said they support an OCC order preempting the Illinois Interchange Fee Prohibition Act....

May 29, 2026
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Article
Interchange Office of the Comptroller of Currency (OCC)

ICBA backs CFPB’s housing affordability efforts

ICBA backs CFPB’s housing affordability efforts ICBA said it supports the Consumer Financial Protection Bureau’s efforts to implement regulatory changes outlined in the recent executive order...

May 29, 2026
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Article
Mortgage Lending Office of the Comptroller of Currency (OCC) Housing Finance/GSEs

ICBA, state groups support OCC preemption of Illinois interchange law

ICBA, state groups support OCC preemption of Illinois interchange law ICBA and 43 state banking associations said they support an OCC order preempting the Illinois Interchange Fee Prohibition Act....

May 29, 2026
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Article
Interchange Office of the Comptroller of Currency (OCC)

40 Under 40: 2025's Community Bank Leaders

Our seventh annual 40 Under 40 community bank leaders awards shine a light on inspiring people who take bettering their workplaces to the next level.

Jun 01, 2025
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Article

Nominations Open for 2026's Best Community Banks to Work For Award

Does your community bank pride itself on being an amazing place to work? Now’s your chance to be recognized as one of ICBA’s Best Community Banks to Work For.

May 29, 2026
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Article