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Out of Office: Olympia Reed
The regional branch operations manager for Lumbee Guaranty Bank in Pembroke, North Carolina, regularly cooks for family, friends and coworkers at the $540 million-asset community bank.
Deregulation Ahead: Community Bank Regulatory Outlook
Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.
Innovation Strategies for Community Banks
Explore how community banks can use data insights, fintech tools and innovation to stay competitive.
4 Reasons Community Banks Should Offer E-Invoicing
E-invoicing can transform community banking by increasing deposits, reducing check fraud and fostering deeper customer connections.
How Community Banks Are Navigating Lending Growth
Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.
The Power of Healthy Dissent in Leadership
Discover how healthy dissent fuels stronger teams and better decisions. Learn leadership strategies to foster dialogue and innovation.
Should Community Banks Offer Subscription Management?
Build your customers’ financial health by helping them manage their subscriptions in-app.
Ladder vs. Barbell: Portfolio Management Tips
Learn how community banks can leverage barbell strategies to balance risk, improve yields and manage bond portfolios effectively.
ILC Loophole Impact on Community Banks & Regulation
Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.
Community Bank CEO Outlook 2026: Challenges & Opportunities
Discover how community banks plan to stand out in 2026. Explore strategies for differentiation, deposit growth, fintech partnerships and loan opportunities
Adding a New Business Line? Key Bank Tips
Thinking of expanding your bank’s services? Explore expert advice on creating specialty lines, conducting due diligence and ensuring long-term profitability.
Financial Wellness: Community Banking & Investments Services
Learn how First National Bank of Pasco connects banking, lending, and investment services under one roof, focusing on women investors, retirement, and business planning.
Community Banking & Healthcare in Illinois
See how Longview Capital Corporation partnered with Remote Area Medical to provide free medical, dental and vision care, transforming lives in Illinois communities.
Powering Potential: ICBA Certification Q&A With McKenzie Humpal of First Citizens Bank
McKenzie Humpal, VP and compliance officer at First Citizens Bank in Mason City, Iowa, shares her journey and insights on compliance.
Powering Potential: How ICBA LIVE Is Crafted for Community Bankers
Every year, ICBA puts together a dynamic conference that puts community bankers front and center. Learn more about ICBA LIVE and how every educational session, speaker and meet-up event is built...
Word of Mouth: Community Bank Growth
Discover how community banks can leverage word of mouth to grow their customer base. Learn 10 actionable strategies to boost referrals, testimonials and engagement.
FS-ISAC shares tips for defending against ransomware
FS-ISAC shares tips for defending against ransomware Threat actors are increasingly targeting the financial services sector’s supply to steal data – and a favored tactic is ransomware extortion,...
FHFA reports decline in single-family guarantee fees
FHFA reports decline in single-family guarantee fees The Federal Housing Finance Agency said the average single-family guarantee fee decreased to 65.2 basis points in 2024 from 65.5 in 2023. ...
House Republicans push Fed for new approach on pennies
House Republicans push Fed for new approach on pennies House Republicans asked the Federal Reserve to take a thoughtful approach to its role in recirculating pennies. Details: In a letter to...
ENTER NOW: 40 Under 40: Community Bank Leaders awards
Nominations for 40 Under 40: Community Bank Leaders 2026 are now open! 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in...
OCC proposes preempting state laws on escrow interest
OCC proposes preempting state laws on escrow interest The OCC proposed issuing a preemption determination saying that federal law preempts state laws that eliminate OCC-regulated banks’...
Agencies adjust CRA asset thresholds
Agencies adjust CRA asset thresholds Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community...
Treasury publishes penny FAQs
Treasury publishes penny FAQs The Treasury Department published non-binding guidance for businesses and consumers on handling various penny situations. Details: The frequently asked questions...
ICBA supports proposal to bar agency use of reputation risk
ICBA supports proposal to bar agency use of reputation risk ICBA expressed support for a proposed rule to prohibit the use of reputation risk by regulatory agencies and urged the agencies to...
Public Funds as a Strategic Anchor in Modern Wholesale Funding
Public Funds as a Strategic Anchor in Modern Wholesale Funding SPONSORED | PTMA Funding links community banks and local governments, providing stable public deposits that diversify liquidity....
The IT Vendor Decision That Could Make or Break Your Bank
The IT Vendor Decision That Could Make or Break Your Bank SPONSORED | Choosing the wrong IT vendor can cost your bank in security, compliance, and growth. Discover how to evaluate your MSP and make...
Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard.
Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard. SPONSORED | Budget season is behind you, but those frustrating spreadsheet errors, manual ALM imports, and limited...
Report: FHA insured 876k mortgages in 2025
Report: FHA insured 876k mortgages in 2025 The Federal Housing Administration reported it insured 876,502 mortgages in 2025, representing $274.76 billion in original unpaid principal balance....
CFPB accepting HMDA data submissions
CFPB accepting HMDA data submissions The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions will be...
New article spotlights accelerating credit union acquisitions
New article spotlights accelerating credit union acquisitions Once-rare credit union acquisitions of community banks are becoming routine and a defining feature of consolidation in U.S. finance,...
'40 Under 40' nominations now open
'40 Under 40' nominations now open Independent Banker magazine opened nominations for its 2026 “40 Under 40: Community Bank Leaders” awards. Details: Sponsored by FIS, the awards recognize...
ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education
ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education Washington, D.C. (Jan. 7, 2026) — The Independent Community Bankers of America® (ICBA) today announced a consulting...
At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth
At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth Washington, D.C. (Feb. 5, 2025) — With the House Financial...
Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending
Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending Washington, D.C. (Feb. 5, 2025) — At the first House Small Business...
ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation
ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...
ICBA Names Charles Yi Senior Executive Vice President of Government Relations
ICBA Names Charles Yi Senior Executive Vice President of Government Relations The Independent Community Bankers of America® (ICBA) today announced that Charles Yi, has been named senior executive...
ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank
ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...
Banks Respond to Proposed Cap on Credit Card Interest Rates
Banks Respond to Proposed Cap on Credit Card Interest Rates Washington, D.C. (Jan. 9, 2026) — The Administration announced plans today to issue an executive order imposing a temporary 10% cap on...
Report: Community banker optimism remains high
Report: Community banker optimism remains high Community banker optimism dropped slightly in the fourth quarter but remains high, according to the Conference of State Bank Supervisors. Details: The...
Agencies release 4Q call report materials
Agencies release 4Q call report materials Federal regulators released materials for submitting fourth-quarter call reports, which are due by Friday, Jan. 30. There are no new or revised data items...