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ICBA urges CFPB to use modified TRID disclosure forms

ICBA urged the Consumer Financial Protection Bureau to move its TRID Sandbox Project forward with a modified TILA-RESPA Integrated Disclosure (TRID) form developed by ICBA.

Jul 23, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA breaks down the GENIUS Act and what’s next for community banks

A new blog post from ICBA President and CEO Rebeca Romero Rainey details what’s in the recently signed GENIUS Act stablecoin law and what it means for community banks.

Jul 22, 2025
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Article
Digital Assets

ICBA: OCC should postpone decisions on recent charter applications

ICBA and other groups told the OCC that recent national bank charter applications raise substantial concerns and urged the OCC to postpone considering the applications.

Jul 21, 2025
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Article
Office of the Comptroller of Currency (OCC)

GENIUS Act bill to establish stablecoin regulations signed into law

President Donald Trump signed into law the GENIUS Act, which establishes a regulatory framework for payment stablecoins. The bill signing follows a House vote last week of 308-122 to pass the...

Jul 21, 2025
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Article
Digital Assets

Senators introduce bill to roll back 1071 requirements

Sens. Katie Britt (R-Ala.) and John Boozman (R-Ark.) introduced legislation to shield community banks from the Consumer Financial Protection Bureau’s Section 1071 small-business reporting rule.

Jul 21, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Welcomes Back Loughlin Cleary as Executive Vice President of Member Relations

ICBA announced Loughlin Cleary's return as executive vice president, member relations. He'll lead the member relations team to strengthen community bank relationships and connect them with ICBA...

Jul 21, 2025
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Article

House passes bills to establish digital assets regulatory frameworks, bar U.S. CBDC

The House of Representatives passed three bills designed to establish stablecoin and digital asset regulatory frameworks and prohibit the United States from issuing a central bank digital currency.

Jul 18, 2025
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Article
Digital Assets

ICBA Foundation raising funds for Texas flood relief

The ICBA Foundation Disaster Relief Program in coordination with the Independent Bankers Association of Texas is requesting tax-deductible donations to assist community banks and employees affected...

Jul 22, 2025
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Article

ICBA urges House committee to advance reg relief bills at markup

The House Financial Services Committee today kicks off a two-day markup of various banking bills, including several ICBA-advocated regulatory reform measures.

Jul 22, 2025
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Article
Congressional Matters

ICBA CRA Solutions/USI Alliance Names Two New Community Bankers to its Board

ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, announced the election to its board of directors Shon Myers, president and CEO of Farmers & Merchants Bank, and Andrew Tinberg, president and...

Jul 18, 2025
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Article

Independent Banker: It matters who has access to master accounts

The latest Independent Banker magazine spotlights efforts by nontraditional financial companies to get access to Federal Reserve master accounts and why ICBA is working to protect access to these...

Jul 18, 2025
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Article

FHA: Disaster area for Texas floods expanded

The Federal Housing Administration shared that the Presidentially-Declared Major Disaster Area declaration in Texas issued on July 6 due to the recent catastrophic flooding across the state was...

Jul 18, 2025
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Article

Agencies propose rescinding 2023 CRA final rule

Federal bank regulatory agencies issued a joint proposal to rescind the Community Reinvestment Act final rule issued in October 2023 and replace it with the prior CRA regulations after the FDIC...

Jul 17, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA Payments and Visa Renew Partnership Supporting Community Bank Payments

ICBA Payments, a subsidiary of ICBA, today announced the renewal of its four-decade relationship with Visa. Together, the organizations are deepening their efforts to equip local financial...

Jul 16, 2025
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Article

ICBA Statement on House Passage of Legislation to Establish Digital Asset Regulatory Framework and Bar U.S. Central Bank Digital Currency

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on House passage of the GENIUS Act (S. 1582), the CLARITY Act (H.R. 3633), and...

Jul 17, 2025
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Article
Digital Assets

ICBA urges Congress to build on pro-agriculture policies

ICBA testified before Congress on the importance of community banks to the nation’s agriculture credit markets and how policymakers can enhance the new farm bill.

Jul 17, 2025
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Article
Agriculture

ISO 20022 migration for Fedwire Funds complete

The Federal Reserve announced the completed migration to the ISO 20022 message format for the Fedwire Funds Service.

Jul 17, 2025
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Article
Federal Reserve

ICBA Urges Congress to Build on Pro-Agriculture Policies in Testimony Before House Agriculture Committee

The Independent Community Bankers of America (ICBA) today testified before Congress on the importance of community banks to the nation’s agriculture credit markets and how policymakers can enhance...

Jul 16, 2025
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Article
Farm Bill

ICBA CRA Solutions/USI Alliance Names Two New Community Bankers to its Board

ICBA CRA Solutions/USI Alliance, an ICBA subsidiary, announced the election to its board of directors Shon Myers, president and CEO of Farmers & Merchants Bank, and Andrew Tinberg, president and...

Jul 16, 2025
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Article

2025 Summer Internship Diaries - Vol. 3

Over our 5th and 6th weeks of programming, we continued to develop our skills, learn from ICBA leaders, and have a bit of fun along the way.

Jul 16, 2025
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Article

ICBA urges Congress to update regulatory thresholds

ICBA urged Congress to pursue a much-needed update to regulatory thresholds created by the Dodd-Frank Act.

Jul 16, 2025
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Article
Housing Finance/GSEs

ICBA Congratulates Luke Pettit on Confirmation as Treasury Assistant Secretary for Financial Institutions

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Senate confirmation of President Donald Trump’s nomination of Luke Pettit to be Treasury assistant secretary for...

Jul 15, 2025
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Article

ICBA details community bank provisions of new tax law

ICBA released a briefing document outlining the key community banking provisions of the recently passed One Big Beautiful Bill Act budget reconciliation package (H.R. 1).

Jul 15, 2025
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Article

OCC says it will no longer examine banks for disparate impact

The OCC announced that it removed references for disparate impact liability from the “Fair Lending” booklet of the Comptroller’s Handbook.

Jul 15, 2025
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Article
Office of the Comptroller of Currency (OCC)

Texas banks raise funds for flood recovery

Community banks in Texas are raising money for flood relief.

Jul 14, 2025
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Article

FDIC announces relief for Texas banks

The FDIC announced regulatory relief to facilitate recovery in areas of Texas affected by severe storms, straight-line winds, and flooding.

Jul 14, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

FDIC proposes ICBA-advocated threshold adjustments

The FDIC proposed raising various regulatory thresholds to account for inflation and to allow future adjustments using an indexing methodology, as advocated by ICBA.

Jul 16, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

Judge overturns rule that removed medical debt from credit reports

A federal judge in Texas reversed an ICBA-opposed Consumer Financial Protection Bureau rule that barred consumer credit reports from including medical debt.

Jul 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

Agencies issue statement on cryptoasset safekeeping

The federal banking agencies issued a joint statement to provide clarity on banks' engagement in cryptoasset-related activities, highlighting potential risk-management considerations related to...

Jul 15, 2025
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Article
Digital Assets

ICBA Urges OCC to Consider Key Principles for Digital Asset National Bank Charter Applications

In light of an increase in charter applications from nonbank digital asset firms, ICBA today urged the Office of the Comptroller of the Currency to keep in mind several key principles when...

Jul 10, 2025
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Article
Office of the Comptroller of Currency (OCC)

Senate confirms Bill Briggs as SBA deputy administrator

The Senate voted to confirm William Briggs as deputy administrator of the Small Business Administration.

Jul 10, 2025
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Article
Small Business Administration

USDA announces expedited disaster assistance for farmers

Agriculture Secretary Brooke Rollins announced that farmers who suffered eligible crop losses due to natural disasters in 2023 and 2024 can apply for $16 billion in assistance through the...

Jul 10, 2025
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Article
Agriculture

Agencies propose to revise, extend call reports

The federal banking agencies published a proposal to revise the FFIEC 031 call report and to extend the FFIEC 041 and FFIEC 051 call reports without revision.

Jul 14, 2025
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Article
Agencies/Regulators 

ICBA Payments Appoints Two New Members to Board of Directors

ICBA Payments, the payments-services subsidiary of ICBA, today announced the election to its board of directors Corey Neil, president and CEO of The Bank of Tampa, and Josh Hogue, president and CEO...

Jul 10, 2025
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Article

ICBA Congratulates Jonathan Gould on Comptroller of the Currency Confirmation

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Senate confirmation of President Donald Trump’s nomination of Jonathan...

Jul 10, 2025
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Article
Office of the Comptroller of Currency (OCC)

OCC updates info on notices, posters

The OCC announced updates for certain notices and posters required by the Community Reinvestment Act, Equal Credit Opportunity Act, and Fair Housing Act.

Jul 09, 2025
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Article
Compliance Office of the Comptroller of Currency (OCC)

New York Community Banker Joins TCM Bank Board

TCM Bank, N.A., the credit card bank of ICBA Payments, announced the election of Jill Sung, president and CEO of Abacus Federal Savings Bank, to the TCM Bank Board of Directors.

Jul 09, 2025
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Article
Bank Director/Board Member

Georgia approves Stripe application to form MALPB

The state of Georgia approved Stripe’s application for a merchant acquirer limited purpose bank charter, or MALPB.

Jul 08, 2025
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Article

Fed rate-setters indicate support for cutting rates at next meeting: minutes

While all participants in last month’s Federal Open Market Committee meeting supported holding steady on target interest rates, “a couple” of participants said they would be open to cutting rates...

Jul 10, 2025
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Article
Federal Reserve

ThinkTECH Accelerator Showcase returns to Graduate School of Banking next week

ICBA announced that the ThinkTECH Accelerator program showcase will once again take place at the Graduate School of Banking at Colorado.

Jul 09, 2025
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Article