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Digital Payment Apps - An Overview
Digital Payment Apps - An Overview As ICBA’s Executive Brief on digital wallets demonstrated, consumer use of digital payments technology is increasing due to the convenience and speed these...
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help
Short, Sharp, and Spotty: What to Expect from the Coronavirus Recession and How Community Banks Can Help With irrefutable evidence that the United States is in a recession, zealous market watchers...
Community Banks Continue to Respond to Small Business Needs
Community Banks Continue to Respond to Small Business Needs Literally overnight — the night of March 26 — community banks answered the call to support small businesses fighting to survive COVID-19....
Mapping out career paths
Mapping out career paths Given today’s competitive labor market and rising employee expectations, finding the right talent for your bank can be challenging. So, why not look internally and focus on...
SBA releases loan-level PPP data
SBA releases loan-level PPP data The SBA and Treasury Department just publicly released loan-by-loan information about Paycheck Protection Program loans, as they said they would on June 19. By...
Capitalizing on Bank-Centric Bill Payment Opportunity
Capitalizing on Bank-Centric Bill Payment Opportunity With U.S. consumers paying approximately 15 billion bills valued at $4 trillion annually, nearly 30 percent of all consumer spending comes in...
Strengthening Small-Business Relationships with Payments
Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these customers’ payments needs and address areas of friction.
7 Tips for Mitigating Synthetic Identity Fraud Risk
7 Tips for Mitigating Synthetic Identity Fraud Risk Catching synthetic identity fraudsters remains difficult, and the fall-out of not detecting it, is substantial. AI company Coalesce estimates...
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers
Green Grass and High Strides: A Story of Resilience and Commitment in Community Banks’ Latest Performance Numbers Second-quarter FDIC Quarterly Banking Profile statistics are not just evidence of...
Community Banks Respond to Americans’ Needs
Community Banks Respond to Americans’ Needs While we have never before experienced anything quite like COVID-19, we can identify a bright spot: community banks rising to serve the needs of their...
Stats Offer Perspective on Community Bank PPP Loan Impact
Stats Offer Perspective on Community Bank PPP Loan Impact It’s no surprise that community banks have been financial first responders during the coronavirus pandemic. Their mission, vision and...
Falls Fintech: A Case Study in Launching a Bank-Based Accelerator
Falls Fintech: A Case Study in Launching a Bank-Based Accelerator Central Payments, the payments arm of the $238 million-asset Central Bank of Kansas City (CBKC) never imagined that a few days into...
When the Going Gets Tough, the Tough Get Lending
When the Going Gets Tough, the Tough Get Lending Well before coronavirus saturated our headlines, community banks accounted for 60 percent of small-business lending, served 58 percent of small...
Customer Data Sharing: What you (and your customers) should know
Customer Data Sharing: What you (and your customers) should know When I think about customer-permissioned data sharing, I am reminded of the scene from the movie, Ferris Bueller’s Day Off where...
When Fintech Meets Regtech
When Fintech Meets Regtech Unless you have been living on a desert island for the past few years, you would be hard-pressed to miss the technological revolution that is sweeping our nation’s...
Brave New Housing Market: Challenges and Opportunities for Community Banks
Brave New Housing Market: Challenges and Opportunities for Community Banks While policymakers continue debating new approaches to mitigate the coronavirus' ongoing impact, one issue has attracted...
Continuing the ThinkTECH Accelerator Journey
Continuing the ThinkTECH Accelerator Journey Growth is the synthesis of change and continuity, which is why we recently kicked off its application period for our third ICBA ThinkTECH Accelerator...
SimplyBank’s Take on Fostering Community Bank Innovation
SimplyBank’s Take on Fostering Community Bank Innovation In an environment where innovation needs to be continual, how can community banks succeed? Blake Swafford, senior innovation officer at...
ICBA Bancard tool helps community banks assess their small business payments readiness
ICBA Bancard tool helps community banks assess their small business payments readiness From having to adapt to retail closings, diminished staff and customer capacities, a new work-from-home...
Energy and influence
Energy and influence Academic studies have shown that making yourself smile can actually boost your mood and that a warm smile can help convince other people of your competence. Smiling is also...
A summer reading list for leaders
A summer reading list for leaders Summer is approaching rapidly, and it’s often the best time to catch up on reading. So, here are some suggestions for great books to hone your leadership skills....
How Community Banks Can Lead in Weathering Natural Disasters
How Community Banks Can Lead in Weathering Natural Disasters The coronavirus pandemic, hurricane season, and the wildfires on the West Coast, stand as prudent reminders of how critical disaster...
Using Payments to Attract and Retain Gen Z Customers
Using Payments to Attract and Retain Gen Z Customers Community banks have long served the small-business market, but given the pandemic impact, new opportunities have emerged to support these...
Budgeting for a 2021 Innovation Agenda
Budgeting for a 2021 Innovation Agenda With so many unknowns, budgeting is difficult, but there is a bright spot. With uncertainty comes the opportunity to look at what we do in a different light...
What Do Google’s Advertising Updates Mean to Bank Marketing?
What Do Google’s Advertising Updates Mean to Bank Marketing? As a bank marketer, you’ve had a lot to contend with this year. So if you missed Google’s announced updates to its advertising policies,...
As Artificial Intelligence and Machine Learning Evolve, Regulators Eye Bank Usage
As Artificial Intelligence and Machine Learning Evolve, Regulators Eye Bank Usage As we continue to see regulatory focus on innovation and emerging technologies, it comes as no surprise that the...
The Right Mix: Selecting the Next ThinkTECH Accelerator Cohort
The Right Mix: Selecting the Next ThinkTECH Accelerator Cohort The experiences of 2020 and our new digital normal have impacted the lens with which we view potential fintechs vying for a spot for...
Cryptocurrency Primer for Community Banks
Cryptocurrency Primer for Community Banks Bitcoin’s market cap is larger than the economies of some of the world’s smaller nations. The prices of popular cryptocurrencies continue to soar to new...
Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0
Know Before You Go: What to Expect from ICBA ThinkTECH Accelerator 3.0 As we near the close of 2020, we’re all crossing our fingers and hoping that 2021 brings a stronger sense of stability and...
A Community Banker’s Perception of the ThinkTECH Accelerator Experience
A Community Banker’s Perception of the ThinkTECH Accelerator Experience In our industry if you’re not moving forward, you’re in danger of falling behind. It’s why we created the ICBA ThinkTECH...
Community banks earn victories with stimulus advocacy
Community banks earn victories with stimulus advocacy Community bankers have hit the ground running this year with another round of Paycheck Protection Program lending, Economic Impact Payment...
What You Need to Know about Today’s Credit Card Rewards Programs
What You Need to Know about Today’s Credit Card Rewards Programs Having the right rewards program to match your existing and targeted cardholder customer base is more important than ever. That’s...
Will Google’s latest changes prompt banks to rethink customer acquisition?
Will Google’s latest changes prompt banks to rethink customer acquisition? If you don’t know what third party cookies are, you’re in luck. They’re on their way out. But you’re not completely off...
Community Bank Demand for Innovative Solutions Surging: ICBA ThinkTECH Accelerator 2021 Records Three-Fold Increase in Bank Participation
Community Bank Demand for Innovative Solutions Surging: ICBA ThinkTECH Accelerator 2021 Records Three-Fold Increase in Bank Participation After 12 fully immersive weeks and hundreds of meetings...
ICBA advocacy push continues during lame-duck Congress
ICBA advocacy push continues during lame-duck Congress While the 116th Congress winds down in the coming weeks with its post-election "lame duck" session, ICBA's efforts to pass much-needed...
ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank
ThinkTECH Discussion: Capturing the Innovation Mindset with Avidia Bank To think differently, you have to, well, think differently. While that is not a profound concept, it can be alarmingly...
Meeting Customers Where They Are for Today’s Digital-First World
Meeting Customers Where They Are for Today’s Digital-First World For community banks, the digital-first nature of today’s world creates an opportunity to forge deeper connections with existing...
Central Bank Digital Currency (CBDC) Primer
Central Bank Digital Currency (CBDC) Primer As you know, there are currently two forms of central bank money in America: paper currency and money held by institutions on deposit at the Federal...
Community Banking's Finest Hour
Community Banking's Finest Hour We have had to juggle countless responsibilities this year—to our families, to our businesses, to our communities, to each other. With so many simultaneous demands,...
Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit
Policymakers Share Plans to Support Community Bank Innovation at ThinkTECH Summit In a time of ambiguity, you take notice when there’s unilateral consensus, as was the case at last month’s...