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ICBA signals support for FHFA strategic plan
ICBA said it supports U.S. Federal Housing’s plan to focus on safety and soundness of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
Atlanta Fed examines rounding scenarios without pennies
A new blog post from the Federal Reserve Bank of Atlanta examines possible rounding methods the United States could use when penny production is phased out.
FDIC announces relief for Alaska, Minnesota banks
The agency is encouraging banks to work constructively with borrowers experiencing difficulties beyond their control because of damage caused by the severe conditions.
ICBA urges OCC to reject Sony Bank national trust bank charter application
ICBA urged the OCC to reject Sony Bank’s application for a national trust bank charter for a proposed subsidiary—its latest response to the sudden influx of applications from nonbank fintechs.
FDIC: CRA exams will occur less frequently for most banks
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
Tax-exempt credit unions shouldn’t access public funds: letter to the editor
In a new letter to the editor, ICBA community banker Jeff Dick says that credit unions wanting access to municipal deposits without contributing back to the communities they claim to serve is a bad...
ICBA Statement on Bipartisan Deal to Reopen Government
The Independent Community Bankers of America (ICBA) issued the following statement on bipartisan Senate efforts to reopen the federal government.
Fed's Financial Stability Report highlights key risks
Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the...
Independent Banker details law that safeguards borrower data
The latest Independent Banker magazine breaks down an ICBA-supported law to rein in the sale of mortgage “trigger leads.”
ICBA welcomes efforts to end shutdown
ICBA welcomed a bipartisan Senate effort to end the federal shutdown and reopen the government.
ICBA Statement on CFPB’s New Proposal to Implement Section 1071 Small-Business Reporting Requirements
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s updated Consumer Financial Protection Bureau proposed rule to...
New ICBA White Paper Calls on Policymakers to Close Industrial Loan Company Loophole
ICBA today released a comprehensive white paper detailing why policymakers should close a legal loophole that allows industrial loan companies and their parent companies to skirt regulatory...
CFPB proposes amending disparate impact rules
The Consumer Financial Protection Bureau proposed amending provisions related to disparate impact standards.
ICBA issues new white paper calling on policymakers to close ILC loophole
ICBA published a new white paper detailing why policymakers should close the industrial loan company loophole, which allows ILCs and their parent companies to skirt regulatory oversight,...
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
OCC updates SCRA handbook
2025-11-14 OCC updates SCRA handbook The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for...
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge National Trust Bank. Details: In a new letter, ICBA said the OCC must deny the...
Trump signs bill to reopen government
2025-11-14 President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The continuing resolution keeps key...
CSBS: Community banks pay more for compliance
2025-11-17 CSBS: Community banks pay more for compliance The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced systems in place to fend off the latest attacks, but if a customer...
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses
2025-11-17 Community banks are reporting fraud losses, becoming the largest source of portfolio losses, according to recent data from the Federal Reserve. Among these, first-party fraud—fraud...
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern Get to know the staff members that support your bank and its payments business. We’re here...
Online Course Newsletter – November 2025
Online Course Newsletter – November 2025 2025-11-17 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses...
ICBA: Tax-Exempt Mega-Credit Union Acquisition Signals It’s Time for a Policy Response
capital 2025-11-17 Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the latest acquisition of a tax-paying...
USDA announces second round of supplemental disaster assistance payments
2025-11-18 USDA announces second round of supplemental disaster assistance payments The USDA announced the second phase of supplemental disaster relief payments that would be distributed under...
ICBA: Mega-credit union acquisition signals it’s time for a policy response
ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing 2025-11-18 ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community...
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca...
Fed details new supervisory principles
The Federal Reserve released information regarding new operating principles for bank supervision. Details: The Fed said the principles, which were provided to all supervisory leadership: ...
House panel holds hearing on deposit insurance reform
House panel holds hearing on deposit insurance reform 2025-11-19 The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including...
After second credit union acquisition in two days, ICBA demands policy response
2025-11-19 After second credit union acquisition in two days, ICBA demands policy response With large credit unions announcing two acquisitions of Main Street community banks in as many days,...
Fed’s Miran endorses community bank regulatory relief
Federal Reserve Governor Stephen Miran said the Fed’s regulatory framework should allow community banks to remain the engines of their local economies, adding that he would support proposals to...
Trump nominates new CFPB head
2025-11-20 President Donald Trump nominated Stuart Levenbach to be director of the Consumer Financial Protection Bureau for a five-year term. Background: Levenbach has served as associate director...
Senate panel advances Travis Hill nomination for FDIC chair
Senate panel advances Travis Hill nomination for FDIC chair The Senate Banking Committee advanced the nomination of Travis Hill to be FDIC chairman. The nomination now heads to the full Senate for...
CISA shares mitigation tips for ‘bulletproof’ cybercrimes
2025-11-21 The Cybersecurity & Infrastructure Security Agency and its partners released a guide on mitigating risks from bulletproof hosting (BPH) providers. Details: CISA said: The guide will...
ICBA, others share recommendations on curbing illegal robocalls
2025-11-21 ICBA, others share recommendations on curbing illegal robocalls ICBA and other groups sent the Federal Communications Commission recommendations to improve STIR/SHAKEN, a call...
Treasury, IRS issue guidance on ACRE Act tax exclusion
The Treasury Department and IRS issued interim guidance for the ICBA-advocated ACRE Act tax exclusion for agricultural lending passed under the One Big Beautiful Bill Act. About the Policy: The...
FinCEN advises banks to follow AML/CFT guidance
FinCEN advises banks to follow AML/CFT guidance 2025-11-24 The Financial Crimes Enforcement Network advised banks to follow the Financial Action Task Force’s updated lists of countries with...
USDA announces updates to Single Family Housing Guaranteed Loan Program
The USDA announced updates to the Single Family Housing Guaranteed Loan Program, which has resumed full operations. Details: The USDA said: As announced on Sept. 16, the maximum principle,...