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FDIC rescinds guidance update on re-presentment fees
FDIC rescinds guidance update on re-presentment fees The FDIC rescinded its June 2023 guidance on how banks assess fees on items that are repeatedly rejected for insufficient funds. Background:...
Administration releases withheld CDFI funds
Administration releases withheld CDFI funds The Trump administration has begun releasing 2025 funding for the Community Development Financial Institutions Fund that had been held up since it was...
ICBA to Congress: Ensure Digital Assets Legislation Bars Interest on Payment Stablecoins to Avoid Harming Local Economies
ICBA to Congress: Ensure Digital Assets Legislation Bars Interest on Payment Stablecoins to Avoid Harming Local Economies Washington, D.C. (April 13, 2026) — As Congress looks to advance digital...
Regulators to host forum next month on bank capital proposals
Regulators to host forum next month on bank capital proposals The FDIC, Federal Reserve, and OCC will host an Ask the Regulators event next month to discuss recent proposals to revise bank capital...
ICBA ensures community bank perspective is represented in AI security discussions
ICBA ensures community bank perspective is represented in AI security discussions Amid ongoing developments regarding artificial intelligence and cybersecurity, ICBA is working with relevant...
How Learning to Talk to AI Made Me a Better Communicator with People
How Learning to Talk to AI Made Me a Better Communicator with People There's a moment most leaders know all too well. You ask someone on your team to do something. They go off and do it. And what...
ICBA Opens 2026 Compensation & Benefits Survey to Community Banks Nationwide
ICBA Opens 2026 Compensation & Benefits Survey to Community Banks Nationwide ICBA invites community banks across the country to participate in the 2026 ICBA Compensation & Benefits Survey, the...
Meet the Innovators – A Q&A with ICBA ThinkTech Alumni
Meet the Innovators – A Q&A with ICBA ThinkTech Alumni Community banks thrive when innovation is built for them, not around them. That’s the purpose of the ICBA ThinkTECH Accelerator—pairing...
Staying Power: Fed’s balance sheet has some duration, for better or worse
Staying Power: Fed’s balance sheet has some duration, for better or worse It appears that, assuming the nominee for the next federal reserve chairman is confirmed by the Senate, he is going to have...
Your Director Training, On Your Schedule
Your Director Training, On Your Schedule Don’t forget! As a subscriber to ICBA’s Bank Director Program, you have access to 22 online courses designed to meet core director training requirements....
Agencies issue revised model risk management guidance
Agencies issue revised model risk management guidance The FDIC, OCC, and Federal Reserve issued revised model risk management guidance that clarifies that model risk management should be tailored...
Fed’s Waller: Mideast conflict influences rate decisions
Fed’s Waller: Mideast conflict influences rate decisions Federal Reserve Governor Christopher Waller said how the conflict in Iran evolves will have a major influence on the path of monetary...
ICBA Commends House Financial Services Committee for Advancing 1071 Relief for Community Banks
ICBA Commends House Financial Services Committee for Advancing 1071 Relief for Community Banks Washington, D.C. (April 21, 2026) — Independent Community Bankers of America (ICBA) President and CEO...
Fannie, Freddie, FHA to accept new credit score options
Fannie, Freddie, FHA to accept new credit score options The Federal Housing Administration announced that it, Fannie Mae, and Freddie Mac are implementing new credit score models for mortgages....
Rep. Meuser to speak at Capital Summit next week
Rep. Meuser to speak at Capital Summit next week House Subcommittee on Oversight and Investigations Chairman Dan Meuser (R-Pa.) is scheduled to speak during next week’s ICBA Capital Summit in...
Online Course Newsletter: April 2026
Online Course Newsletter: April 2026 What’s New On April 7, the course titled, “Understanding UDAAP” was changed to “UDAAP: Overview On April 7, the following new courses were launched: UDAAP:...
ICBA Commends Final Rule to Lower Community Bank Leverage Ratio
ICBA Commends Final Rule to Lower Community Bank Leverage Ratio Washington, D.C. (April 24, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...
OCC proposes streamlining several regulations
OCC proposes streamlining several regulations The OCC issued a notice of proposed rulemaking to streamline regulations concerning public welfare investments, open market collateralized loan...
Treasury announces Form 990 initiative
Treasury announces Form 990 initiative The Treasury Department announced that the IRS plans to revise the Form 990 to improve transparency related to tax-exempt organizations. Details: Treasury...
OCC announces actions preempting Illinois interchange law
OCC announces actions preempting Illinois interchange law The OCC issued an interim final rule and interim final order clarifying longstanding powers under federal law for national banks to charge...
ICBA applauds lowering of Community Bank Leverage Ratio
ICBA applauds lowering of Community Bank Leverage Ratio ICBA commended federal regulators for issuing a final rule to lower the Community Bank Leverage Ratio, as ICBA has long advocated. Details:...
Evolving Financial Fraud Threats and Prevention Strategies for Community Banks
Learn how community banks are fighting financial fraud in 2026. Explore key threats like card fraud and check fraud, and discover expert prevention tools.
Lessons From Longtime Community Bank Board Members
Discover the core responsibilities of community bank board members, including regulatory compliance, technology adoption, and strategic succession planning.
Why Community Banks Renovate: 3 Branch Remodel Case Studies
Learn how three community banks navigated branch renovations to enhance customer experience, improve weather resilience, and drive local economic prosperity.
New Polling Shows Dominant Support for Community Banks Amid Debate Over Digital Assets
New Polling Shows Dominant Support for Community Banks Amid Debate Over Digital Assets Washington, D.C. (April 28, 2026) — With community bankers gathering in Washington this week for the...
ICBA Capital Summit kicks off in Washington
ICBA Capital Summit kicks off in Washington The ICBA Capital Summit is bringing community bankers from across the country to Washington today through Friday. Details: The ICBA Capital Summit...
Poll: In digital assets debate, community bank support dominates
Poll: In digital assets debate, community bank support dominates Heading into this week’s ICBA Capital Summit, new polling data show that Americans support community banks and want to ensure the...
New Polling Shows Public Support for Community Bank Policy Priorities
New Polling Shows Public Support for Community Bank Policy Priorities Washington, D.C. (April 29, 2026) — The Independent Community Bankers of America (ICBA) today is kicking off the 2026 ICBA...
Prevent Trojan Horse Attacks at Community Banks
Protect your community bank from third-party vendor cyber risks. Learn how to prevent Trojan horse attacks, assess security and empower your team.
Level Up Fraud Mitigation for Community Banks
Discover how community banks use advanced fraud mitigation strategies and proactive AI solutions to defend against evolving analog and digital threats.
Top Legal Risks Facing Community Banks
Navigate the biggest legal risks facing community banks. Learn how to manage overdraft fees, Reg E compliance and cyber threats to empower your bank against lawsuits.
Strong Tech Provider Relationships, Faster Growth for Community Banks
Strong Tech Provider Relationships, Faster Growth for Community Banks SPONSORED | Sustainable growth depends on more than technology - it relies on strong relationships with your banking technology...
Community Bank Small Business Credit Card Programs
Learn how community banks can leverage in-house or partner small business credit card programs to drive growth.
Challenge the Process: Community Bank Leadership
Empower your community bank by challenging the status quo. Discover how leaders can embrace innovation, improve efficiency, and drive positive change.
AI in ATMs: Risks & Rewards for Community Banks
Discover how community banks leverage AI in ATMs to prevent hardware failures, enhance the digital customer experience, and mitigate security risks effectively.
Strategies for Helping Business Borrowers in Distress
Learn how community banks can identify early warning signs of financial distress and empower borrowers through loan restructuring and proactive communication.
ICBA's New Endorsed Broker-Dealer: The Baker Group
Meet ICBA Securities' new endorsed broker-dealer, The Baker Group. Discover how they empower community banks through investment portfolio management.
Fraud Prevention: How ICBA Supports Community Banks
Discover how ICBA is addressing financial fraud with advocacy, resources, and legislative support. Learn how community banks can combat evolving fraud threats and protect their customers.
Online-Only Bank ZYNLO Drives Growth for PeoplesBank
Discover how PeoplesBank leverages Zynlo Bank to drive digital growth, attract younger demographics, and innovate with banking as a service (BaaS) solutions.
Casual for a Cause: Bar Harbor Bank & Trust Employee Donated $21K to New England Nonprofits
Discover how Bar Harbor Bank & Trust employees donated over $21,000 to local New England nonprofits through the Casual for a Cause charitable giving program.