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ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion

ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion Washington, D.C. — As Congress crafts legislation to establish a regulatory...

Dec 15, 2025
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Article
Digital Assets

ICBA supports parts of CFPB’s Reg B proposal 

ICBA supports parts of CFPB’s Reg B proposal  ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA supports revisions to the 1071 small-business rule 

ICBA supports revisions to the 1071 small-business rule  ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending 

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending  With Congress crafting legislation to establish a regulatory framework for digital assets markets, ICBA...

Dec 16, 2025
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Article
Lending