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Remember the munis

I’m speaking of the municipal bond market. It is a maxim of community banking that the more munis a bank owns, the higher performing the portfolio will be.

Oct 23, 2023
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Article

Banking acronyms simplified: complimentary compliance reference guide

Having trouble keeping up with all the acronyms and initialisms in the banking world? You're certainly not alone. To streamline your understanding, we've put together a handy reference guide.

Oct 23, 2023
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Article

Economic Update: Rising Concerns in Housing Industry

The housing starts number for October was recently released. Based on higher interest rates and overall supply considerations, the number was supposed to moderate from the big September results. In...

Dec 15, 2023
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Article
Mortgage Lending Housing Finance/GSEs

2024's Regulatory Year Ahead

A new year, and many things old are new again, including the Dodd-Frank Act (DFA); data privacy; Community Reinvestment Act (CRA); Unfair, Deceptive, or Abusive Acts or Practices Act (UDAAP); and...

Feb 26, 2024
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Article
Federal Reserve Community Reinvestment Act (CRA) Federal Deposit Insurance Corporation (FDIC)