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Employment law help is on the way!
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis to help with your employment law questions.
Attracting and retaining key personnel
With so much discussion around card transactions, what does a bank director need to know about interchange and swipe fees to understand their fiduciary duties and guide their decisions?
The Importance of AI Literacy for Bank Boards
The importance of artificial intelligence (AI) literacy cannot be overlooked as AI is rapidly transforming the banking industry. As this technology evolves, so do the risks and opportunities.
The Meek…
There are a whole lot of anomalies in community banking in the waning stages of this restrictive Fed cycle. One of the overriding themes is the sheer duration of the process.
Easing into the fall
It’s been a while, but the tightening cycle that started in early 2022 has finally run its course. It appears the price stability mandate has been met sufficiently for the focus to turn to maximum...
Battle Over/War Isn’t: Employer Considerations Now That FTC Non-Compete Ban Is Set Aside
A Texas court set aside the Federal Trade Commission’s (FTC’s) Final Rule banning all non-compete clauses days before it was set to take effect on Sept. 4. Ryan LLC v. FTC, No. 3:24-CV-00986-E,...
What Directors Should Know About the Liquidity Crisis
To paraphrase President Reagan, a recession in banking is when banks face funding and cost of funds challenges. Banks, however, can replenish their liquidity. In contrast, borrowers may be...
The Board E’s
Recently, a board chair described to us his approach toward managing his board of directors and how he strives to improve overall corporate governance for the organization by focusing on “the three...
A fresh perspective: FOMC’s 2025 roster has some new voters
While we in the financial services sector start thinking about monetary policy in the coming year, there’s a new wrinkle to consider. Many Fed-watchers, rate prognosticators, economists and...
The importance of information when building customer relationships at community banks
While large financial institutions have long used data analytics to drive customer engagement, community banks are now recognizing the value and importance of leveraging information and data to...
From Volatility to Vision: Guiding Bank Performance Through Economic Cycles
As the economic landscape continues to shift rapidly, the ability to navigate unforeseen macroeconomic changes is essential for a bank’s long-term success and the preservation of franchise value.
Tariff Impacts on Credit Risk: What Bank Boards Need to Know
In periods of uncertainty, the only certainty is that risk increases. In statistical analysis risk is defined by a growing variance level. The wider the swings recorded between a bottom and top...
Prepare your high school graduate for the financial changes college and the workforce bring
Prepare your high school graduate for the financial changes college and the workforce bring While classes and dorm rooms and new jobs are on the forefront of high school seniors’ minds, it’s...
Top Strategies to Mitigate Current Cyber Threats
Hackers are leveraging new technology to find vulnerabilities in systems once thought impossible to exploit. As a technological renaissance pushes new methods of convenience and optimization, it’s...
Maintaining Data Privacy Through Your Financial Institution’s Digital Journey
One of financial institutions’ biggest concerns when considering digital tools such as artificial intelligence, automation, or data platforms is verifying your institution and customer data remain...
Yield enhancer, or gimmick?
Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.
Why Your Community Bank Needs a Disaster Recovery Plan
Natural disasters can be personally and economically devastating to local communities, and it’s important that community banks are prepared to help both themselves and the people they serve.
Combating Fraud: One Attack at a Time
The numbers don’t lie: fraud losses are on the rise, with 61% of financial organizations reporting direct losses of over $500,000 in a 12-month period. In addition, 52% of mid-market organizations...
Vigilante justice?
While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness...
5 Beneficial Money Habits you Can Put into Practice Right Now
5 Beneficial Money Habits you Can Put into Practice Right Now When it comes to saving, investing, or getting your finances in order, the process can often feel daunting. Here are some tips to help...