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Community Bankers Prepare for Cyber Risks with CISA/ICBA Tabletop Exercises
It comes as no surprise that cybersecurity tops community bankers’ list of risk concerns. In fact, cybersecurity ranks higher than government regulation, the cost and availability of labor, and...
Innovating on Customer Behaviors: The Case for Credit and Debit Rewards Programs
The first half of 2022 has pointed to a return to pre-pandemic behaviors. In fact, the Federal Reserve Bank of New York reported that in the first quarter of 2022 credit card balances have risen...
Striking the Right Balance: Innovation in Ag Banking
As the leading providers of agricultural loans, community banks make up 80 percent of all financing to agriculture, and opportunities exist to extend that support.
Is professional development the key to recruiting and retention in today's tight labor market?
The current worker shortage is creating real economic impacts across all industries. According to the U.S. Chamber of Commerce, there are 3.4 million fewer Americans working today compared to...
Zelle Fraud: How Community Banks Can Respond to This Cautionary Tale
In 2020, nearly 18 million Americans were defrauded via digital wallets and person-to-person (P2P) services, according to Javelin Strategy & Research. With numbers like that, P2P solutions like...
Three Take-Aways for Community Banks from the VenCent Summit
The Venture Center, ICBA’s leadership bankers, and our ThinkTECH Accelerator cohorts demonstrated the importance of community bank-fintech collaborations at the VenCent Summit. It was an...
How Federal Regulators Can Avoid Penalizing Community Banks for Economic Measures Taken During the COVID-19 Pandemic
The consequences of uncoordinated regulatory standards at the federal level are creating an artificial problem at the local level, potentially endangering many community banks’ ability to lend to...
How Community Banks Can Leverage Strong Multifactor Authentication to Fend off Hackers
In the first half of 2022, there were 817 data breaches in the U.S., and combined with data leaks, they impacted more than 53 million people. These are alarming numbers, but they could have been...
Three Financial Technology Trends Community Banks Should Consider for 2023
When I attended FinovateFall in September, I was struck by its palpable energy. Not only was it the most attended Finovate to date, it was a collaborative conference, converting what had once felt...
Six Steps to Your Bank’s Digital Payments Transformation
To support community banks in establishing concrete next steps for their digital transformation efforts, ICBA Bancard has developed the report, “Digital Transformation: The Payments Business Model.”
How ICBA’s Investments in Innovation Are Paying Off for Community Banks
Just shy of a year ago, ICBA announced its role as one of the general partners and investment committee members in a strategic investment fund designed to accelerate technology opportunities and...
Ten ICBA Innovation Milestones for 2022
We have previously called 2021 a year of innovation, but there’s no doubt that ICBA doubled down on its position throughout 2022 to ensure that innovation is accessible, affordable, and attainable...
From the CEO: ICBA and Community Bankers Stand Together in 2022
As we near the waning days of another thrilling and unforgettable year, I remain awed by the endless energy and devotion community bankers dedicate to serving as effective advocates in Washington.
Five New Sessions to Advance Your Digital Transformation - ICBA ThinkTECH Innovation Series: Digital Transformation Demystified
Digital customer engagement has risen as a top priority for financial institutions in 2023, according to new research from Anna Kooi, financial services industry leader at Wipfli LLP, a top...
How to Dive into Innovation in 2023
When it comes to innovation, big picture ideas crystalize into concrete plans. Having the vision and enthusiasm for fresh solutions is just the start and drives the community bank journey to...
National Campaign Videos Connect with Target Audience
Video assets were one of the most significant production investments ICBA made for the ICBA National Campaign — an effort to elevate community banking in the hearts and minds of America’s consumers.
Building a Concrete Roadmap for Your Digital Transformation
According to a recent survey, 99.8 percent of community bankers feel the adoption of new or emerging technologies to meet customer demand is at least somewhat important, with 64.7 percent labeling...
ICBA Continues Fighting to Differentiate Community Banks from Large, Risky Bank Closures
ICBA and community banks have been on a rollercoaster since the March 10 failure of Silicon Valley Bank, but we have once again proven to be strong and resilient.
Digital Dollar Design Specifics Community Bankers Should Know
Digital Dollar Design Specifics Community Bankers Should Know As the globe focuses on the rise of digital assets, the Federal Reserve is cautiously weighing whether to build a central bank digital...
ICBA Launches New Solutions Directory to Better Support Community Bank Innovation Needs
ICBA has launched an enhanced version of our Solutions Directory, which in addition to providing useful fintech-related company information, serves as a one-stop shop for community bank enabling...