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OCC weighs in on state interest rate case 

OCC weighs in on state interest rate case  The OCC filed an amicus brief with the U.S. Court of Appeals for the Tenth Circuit in connection with the National Association of Industrial Bankers v....

Dec 19, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA supports proposal to increase Same Day ACH limit 

ICBA supports proposal to increase Same Day ACH limit  ICBA said it supports Nacha’s proposal to increase the Same Day ACH dollar limit to $10 million while acknowledging the risk and efficiency...

Dec 19, 2025
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Article
Automated Clearing House (ACH)

Fed research reinforces ICBA call to mitigate stablecoin risks 

Fed research reinforces ICBA call to mitigate stablecoin risks  A newly released Federal Reserve research paper warns that stablecoins could reduce bank deposits and lending—in line with a recent...

Dec 19, 2025
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Article
Digital Assets

Fed report: Debit card transaction fraud growing 

Fed report: Debit card transaction fraud growing  The Federal Reserve published its biennial report on debit card transactions, which summarizes information collected from Durbin-covered debit card...

Dec 22, 2025
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Article
Debit Cards

Senate confirms Hill as FDIC chairman 

Senate confirms Hill as FDIC chairman  The Senate confirmed Travis Hill as FDIC chairman. Hill has served as acting chairman since January and was previously sworn in as vice chairman in January...

Dec 22, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)

Fed seeks input on limited-purpose ‘payment accounts’ 

Fed seeks input on limited-purpose ‘payment accounts’  The Federal Reserve requested public comment on a proposed "payment account," which eligible financial institutions could use for the limited...

Dec 22, 2025
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Article
Federal Reserve

Why Consistency is Essential in Banking

Why Consistency is Essential in Banking Banking thrives when trust is present. Customers entrust banks with their savings, aspirations, and financial security. This trust is nurtured through...

Dec 01, 2025
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Article

Navigating the end of penny production

Navigating the end of penny production The U.S. Mint officially ended penny production on November 12, 2025, striking the final one-cent coin in Philadelphia. This marked the conclusion of a...

Dec 01, 2025
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Article

Online Course Newsletter – December 2025

Online Course Newsletter – December 2025 The courses that are being removed will have “RETIRED:” added to the front of the title. If any employees are currently enrolled in these courses and have...

Dec 22, 2025
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Article

Rebeca Romero Rainey: Let's Continue the Course in the New Year

Rebeca Romero Rainey, president and CEO of ICBA, shares why it's more important than ever to ensure that community banks are actively engaged and leveraging the power of the tools that ICBA provides.

Jan 01, 2026
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Article

Jack E. Hopkins: Setting Our Priorities for 2026

There’s something about the new year that brings with it a clean slate and a fresh start. As we kick off 2026, we have the opportunity to shape where we want to go.

Jan 01, 2026
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Article

Out of Office: Olympia Reed

The regional branch operations manager for Lumbee Guaranty Bank in Pembroke, North Carolina, regularly cooks for family, friends and coworkers at the $540 million-asset community bank.

Jan 01, 2026
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Article

Deregulation Ahead: Community Bank Regulatory Outlook

Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.

Jan 01, 2026
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Article

Innovation Strategies for Community Banks

Explore how community banks can use data insights, fintech tools and innovation to stay competitive.

Jan 01, 2026
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Article

4 Reasons Community Banks Should Offer E-Invoicing

E-invoicing can transform community banking by increasing deposits, reducing check fraud and fostering deeper customer connections.

Jan 01, 2026
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Article

How Community Banks Are Navigating Lending Growth

Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.

Jan 01, 2026
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Article

The Power of Healthy Dissent in Leadership

Discover how healthy dissent fuels stronger teams and better decisions. Learn leadership strategies to foster dialogue and innovation.

Jan 01, 2026
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Article

Should Community Banks Offer Subscription Management?

Build your customers’ financial health by helping them manage their subscriptions in-app.

Jan 01, 2026
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Article

Ladder vs. Barbell: Portfolio Management Tips

Learn how community banks can leverage barbell strategies to balance risk, improve yields and manage bond portfolios effectively.

Jan 01, 2026
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Article

ILC Loophole Impact on Community Banks & Regulation

Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.

Jan 01, 2026
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Article