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ICBA Opposes OCC’s Approval of Five National Trust Charter Applications

ICBA Opposes OCC’s Approval of Five National Trust Charter Applications Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed opposition to the Office of the...

Dec 12, 2025
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Article
Office of the Comptroller of Currency (OCC)

CISA releases cybersecurity performance goals 

CISA releases cybersecurity performance goals  The Cybersecurity and Infrastructure Security Agency released updated Cross-Sector Cybersecurity Performance Goals (CPG 2.0), which include actions...

Dec 15, 2025
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Article
Cybersecurity

President Trump proposes national AI framework 

President Trump proposes national AI framework  President Donald Trump proposed removing state-level artificial intelligence laws and installing a national standard. Details: In an executive...

Dec 15, 2025
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Article
Artificial Intelligence

ICBA opposes approval of national trust charter applications from nonbanks 

ICBA opposes approval of national trust charter applications from nonbanks  ICBA expressed opposition to the OCC’s conditional approval of five national trust bank charter applications from nonbank...

Dec 15, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion

ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion Washington, D.C. — As Congress crafts legislation to establish a regulatory...

Dec 15, 2025
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Article
Digital Assets

ICBA supports parts of CFPB’s Reg B proposal 

ICBA supports parts of CFPB’s Reg B proposal  ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA supports revisions to the 1071 small-business rule 

ICBA supports revisions to the 1071 small-business rule  ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending 

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending  With Congress crafting legislation to establish a regulatory framework for digital assets markets, ICBA...

Dec 16, 2025
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Article
Lending

CFPB updates TILA, CLA, FCRA thresholds for 2026 

CFPB updates TILA, CLA, FCRA thresholds for 2026  The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a final rule...

Dec 16, 2025
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Article
Compliance

Agencies update appraisal exemption threshold 

Agencies update appraisal exemption threshold  Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from...

Dec 16, 2025
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Article
Compliance

ICBA Opposes PayPal Application to Form Industrial Loan Company 

ICBA Opposes PayPal Application to Form Industrial Loan Company  Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed strong opposition to PayPal’s application to...

Dec 16, 2025
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Article
Loan Operations

FDIC proposes application process for bank subsidiaries to issue stablecoins  

FDIC proposes application process for bank subsidiaries to issue stablecoins   The FDIC issued a proposed rule that would implement the application provisions under the Guiding and Establishing...

Dec 17, 2025
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Article
Digital Assets

House panel advances five ICBA-supported bills 

House panel advances five ICBA-supported bills  After ICBA urged the House Financial Services Committee to vote yes on five pro-community bank bills during its two-day markup, the committee voted...

Dec 17, 2025
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Article
Congressional Matters

ICBA opposes PayPal’s ILC application 

ICBA opposes PayPal’s ILC application  ICBA expressed strong opposition to PayPal’s application to form an industrial loan company, saying the FDIC should not allow nonbank firms to benefit from...

Dec 17, 2025
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Article

OCC issues CRA strategic plan for community banks 

OCC issues CRA strategic plan for community banks  The OCC issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act. ...

Dec 18, 2025
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Article
Office of the Comptroller of Currency (OCC)

Senate passes NDAA with ICBA-opposed measures removed 

Senate passes NDAA with ICBA-opposed measures removed  The Senate passed the National Defense Authorization Act by a 77-20 vote after removing several ICBA-opposed measures from the bill. TILA...

Dec 18, 2025
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Article
Congressional Matters

ICBA looks back on transformative year for community banking 

ICBA looks back on transformative year for community banking  A new article from ICBA President and CEO Rebeca Romero Rainey and ICBA Chairman Jack Hopkins details what 2025 has meant for community...

Dec 18, 2025
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Article
Community Bank Awareness

Kristine LaVigna Named President & CEO of ICBA CRA Solutions/USI Alliance

Kristine LaVigna Named President & CEO of ICBA CRA Solutions/USI Alliance Washington, D.C. — ICBA CRA Solutions/USI Alliance, a subsidiary of the Independent Community Bankers of America® (ICBA),...

Dec 18, 2025
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Article

ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy

ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy Washington, D.C. (Dec. 18, 2025)—The Independent Community Bankers of America® (ICBA) announced today that Justin Dunmyer has joined...

Dec 18, 2025
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Article
Innovation

ICBA Congratulates Travis Hill on Confirmation as FDIC Chairman

ICBA Congratulates Travis Hill on Confirmation as FDIC Chairman Washington, D.C. — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following...

Dec 19, 2025
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Article
Federal Deposit Insurance Corporation (FDIC)