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ICBA, others urge Fed to withdraw debit interchange proposal 

ICBA, others urge Fed to withdraw debit interchange proposal  ICBA and other groups urged the Federal Reserve to withdraw its 2023 debit interchange proposal until there is legal certainty in...

Dec 10, 2025
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Article
Federal Reserve

In new op-ed, ICBA breaks down consumer harm of credit union acquisitions 

In new op-ed, ICBA breaks down consumer harm of credit union acquisitions  A new op-ed from ICBA President and CEO Rebeca Romero Rainey breaks down ICBA’s data analysis showing that when credit...

Dec 10, 2025
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Article
Credit Unions

Fed lowers interest rates by 25bp   

Fed lowers interest rates by 25bp    The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.50% to 3.75%. Statement: The FOMC said: ...

Dec 11, 2025
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Article
Federal Reserve

OCC releases findings on large bank debanking activities 

OCC releases findings on large bank debanking activities  The OCC released preliminary findings from its review of debanking activities at the nine largest national banks it supervises. ...

Dec 11, 2025
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Article
Office of the Comptroller of Currency (OCC)

Senators request hearing on digital assets market structure 

Senators request hearing on digital assets market structure  Senate Banking Committee members John Kennedy (R-La.) and Jack Reed (D-R.I.) asked the committee’s leaders to promptly schedule a...

Dec 11, 2025
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Article
Congressional Matters

Romero Rainey, Merski Once Again Named to The Hill’s Top Lobbyists List, Demonstrating ICBA’s Advocacy Prowess

Romero Rainey, Merski Once Again Named to The Hill’s Top Lobbyists List, Demonstrating ICBA’s Advocacy Prowess Washington, D.C. (Dec. 11, 2025) — Independent Community Bankers of America (ICBA)...

Dec 11, 2025
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Article
Advocacy Growing the Community

ICBA tells Senate panel that IORB is vital to financial system 

ICBA tells Senate panel that IORB is vital to financial system  Ahead of a hearing on the Federal Reserve’s policy of paying interest on reserve balances (IORB) to financial institutions that...

Dec 12, 2025
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Article
Federal Reserve

ICBA’s Romero Rainey, Merski recognized as top lobbyists   

ICBA’s Romero Rainey, Merski recognized as top lobbyists    ICBA President and CEO Rebeca Romero Rainey and Executive Vice President of Congressional Relations Paul Merski were featured on The...

Dec 12, 2025
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Article

How community banks are navigating the end of penny production 

How community banks are navigating the end of penny production  A new ICBA article spotlights how community bankers are responding to the federal government officially discontinuing production of...

Dec 12, 2025
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Article

ICBA Opposes OCC’s Approval of Five National Trust Charter Applications

ICBA Opposes OCC’s Approval of Five National Trust Charter Applications Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed opposition to the Office of the...

Dec 12, 2025
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Article
Office of the Comptroller of Currency (OCC)

CISA releases cybersecurity performance goals 

CISA releases cybersecurity performance goals  The Cybersecurity and Infrastructure Security Agency released updated Cross-Sector Cybersecurity Performance Goals (CPG 2.0), which include actions...

Dec 15, 2025
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Article
Cybersecurity

President Trump proposes national AI framework 

President Trump proposes national AI framework  President Donald Trump proposed removing state-level artificial intelligence laws and installing a national standard. Details: In an executive...

Dec 15, 2025
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Article
Artificial Intelligence

ICBA opposes approval of national trust charter applications from nonbanks 

ICBA opposes approval of national trust charter applications from nonbanks  ICBA expressed opposition to the OCC’s conditional approval of five national trust bank charter applications from nonbank...

Dec 15, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion

ICBA Analysis: Permitting Interest on Payment Stablecoin Holdings Would Reduce Community Bank Lending by $850 Billion Washington, D.C. — As Congress crafts legislation to establish a regulatory...

Dec 15, 2025
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Article
Digital Assets

ICBA supports parts of CFPB’s Reg B proposal 

ICBA supports parts of CFPB’s Reg B proposal  ICBA said the Consumer Financial Protection Bureau’s proposal to amend Reg B with the Equal Credit Opportunity Act 's statutory text will reduce...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA supports revisions to the 1071 small-business rule 

ICBA supports revisions to the 1071 small-business rule  ICBA expressed support for the Consumer Financial Protection Bureau’s proposed revisions to its 1071 small-business data collection and...

Dec 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending 

ICBA analysis: Permitting interest on payment stablecoins would harm community bank lending  With Congress crafting legislation to establish a regulatory framework for digital assets markets, ICBA...

Dec 16, 2025
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Article
Lending

CFPB updates TILA, CLA, FCRA thresholds for 2026 

CFPB updates TILA, CLA, FCRA thresholds for 2026  The Consumer Financial Protection Bureau issued annual threshold adjustments that are effective Jan. 1, 2026. TILA: The CFPB issued a final rule...

Dec 16, 2025
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Article
Compliance

Agencies update appraisal exemption threshold 

Agencies update appraisal exemption threshold  Regulators announced that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from...

Dec 16, 2025
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Article
Compliance

ICBA Opposes PayPal Application to Form Industrial Loan Company 

ICBA Opposes PayPal Application to Form Industrial Loan Company  Washington, D.C. — The Independent Community Bankers of America (ICBA) today expressed strong opposition to PayPal’s application to...

Dec 16, 2025
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Article
Loan Operations