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EGRPRA grassroots letters due tomorrow
ICBA continues urging community bankers to use its Be Heard grassroots action center to submit comments on the current Economic Growth and Regulatory Paperwork Reduction Act review.
Former NCUA official profiles rogue credit union
A new blog post spotlights a growth-focused credit union that has rapidly expanded its footprint and obscured its declining net worth by acquiring smaller credit unions and issuing subordinated debt.
CFPB Penalty Against VyStar Credit Union Exemplifies Consumer Impact of Tax-Exempt Industry’s Lagging Regulatory Oversight
ICBA President and CEO Rebeca Romero Rainey issued the following statement after the Consumer Financial Protection Bureau took action against VyStar Credit Union for harming consumers through its...
ICBA: Agencies should publish supervisory highlights on bank-fintech partnerships
To counteract “regulation through enforcement,” ICBA urged federal banking regulators to periodically publish supervisory highlights on key examination findings related to bank-fintech...
Task force updates AML-deficiency jurisdiction list
The Financial Action Task Force—a global anti-money-laundering watchdog—updated its lists of jurisdictions with AML deficiencies.
Blog: ICBA Payments entering a new era
ICBA Payments has a 40-year history of innovation and growth with a successful brand, steady business, and loyal clients—but it’s time for a transformation, according to a new blog post.
Gruenberg: Orderly resolutions without systemic risk exception needed
FDIC Chairman Martin Gruenberg said there is a need for meaningful action to improve the likelihood of orderly resolutions of large regional banks without the expectation of invoking the systemic...
Pew research: Americans don’t think crypto is safe
More than six in 10 Americans (63%) say they have little to no confidence that investing in, trading, or using cryptocurrencies is reliable and safe, according to the Pew Research Center.
Independent Banker: Faster payments don’t have to lead to faster fraud
Addressing real-time payments fraud requires a combination of techniques—there's no silver bullet—according to the latest Independent Banker magazine.
FHA seeks feedback on housing proposals
The Federal Housing Administration posted two draft mortgagee letters on its Drafting Table for feedback:
CFPB: Companies must follow FCRA rules when tracking employees
The Consumer Financial Protection Bureau issued a circular that said that companies using third-party consumer reports must follow Fair Credit Reporting Act rules.
ICBA Remains Concerned with CFPB’s 1033 Rule Despite Community Bank Exemption
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the Consumer Financial Protection Bureau’s 1033 final rule released today.
ICBA Foundation raising relief funds for multiple states
The ICBA Foundation’s Hurricane Relief Fund continues requesting tax-deductible donations to assist community bankers in Florida, Georgia, North Carolina, and South Carolina affected by Hurricanes...
FinCEN: Certain telecommunications service providers are exempt from beneficial ownership requirements
The FinCEN issued a final rule to clarify that certain telecommunications service providers qualify as “regulated public utilities” and are exempt from the Corporate Transparency Act’s beneficial...
ICBA: Latest Credit Union Acquisition Shows Why a Federal Response Is Needed
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement after the 19th acquisition of a tax-paying bank by a tax-exempt credit...
Report: Tokenization’s impact remains uncertain
A new report outlines the opportunities, risk, and future considerations for tokenization, or the process of generating and recording a digital representation of traditional assets on a...
Mutuals launch ‘Mutuals Matter’ campaign
An association of banking leaders from mutual banks across the country launched a new campaign highlighting the community-minded benefits offered by mutuals.
ICBA Foundation distributing hurricane relief funds across multiple states
The ICBA Foundation’s Hurricane Relief Fund continues requesting tax-deductible donations to assist community bankers in Florida, Georgia, North Carolina, and South Carolina affected by Hurricane...
ICBA requests extension for comments on FDIC’s proposal on custodial accounts
ICBA and other groups asked for a 60-day extension to the comment period for the FDIC’s Notice of Proposed Rulemaking on Recordkeeping for Custodial Accounts.
Fed’s Waller: DeFi’s tech innovations could improve centralized finance
Federal Reserve Governor Christopher Waller said the technological innovations stemming from decentralized finance are largely complementary to centralized finance and can help improve it.