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Digital Dollar Digest: Catalysts for Exploring a Central Bank Digital Currency
Digital Dollar Digest: Catalysts for Exploring a Central Bank Digital Currency What is galvanizing the world market to pursue central bank digital currencies? The factors are varied. In this...
Community Bank Guide to Managing Core Processor Relationships
Community Bank Guide to Managing Core Processor Relationships For community banks looking to strike a balance between high-touch services and high-tech capabilities, selecting the right technology...
Enhancements Community Banks Can Make To Improve Email Deliverability and Defend Against Phishing
Enhancements Community Banks Can Make To Improve Email Deliverability and Defend Against Phishing To better protect their institutions and customers from email scams, community banks can make...
The Problem with Public Banking
The Problem with Public Banking While community banks have again proven their importance to local communities as Paycheck Protection Program leaders, public banking proponents in some states and...
Crypto Chronicles: Bitcoin 101 for Community Bankers
Crypto Chronicles: Bitcoin 101 for Community Bankers The payments industry is abuzz with excitement as one topic continues capturing headlines, with profound implications for community banks:...
Digital Dollar Digest: What Central Bank Digital Currency Architecture Means for Community Banks
Digital Dollar Digest: What Central Bank Digital Currency Architecture Means for Community Banks CBDCs are taking center stage around the globe, with multiple research projects underway. As central...
Three Ways Community Bankers Can Increase Their Innovative Thinking
Three Ways Community Bankers Can Increase Their Innovative Thinking According to the 2020 Global Innovation Barometer from GE, COVID-19 had a significant downward influence on innovation. However,...
ICBA Polling on Strong Community Bank Favorability Fuels Successful Capital Summit
To support community banker meetings with policymakers on top industry issues, ICBA released new polling data affirming the industry’s strong public favorability at the state and national levels.
Expanding Interchange Price Controls Would Put Fraud Protections at Risk
Maintaining strong risk-mitigation technologies has never been more important for the banking industry, but “big box” merchant lobbyists are attempting to disrupt advances in card fraud mitigation...
How the TerraUSD Collapse Is Affecting Financial Markets
While the collapse of the TerraUSD stablecoin has captured the most attention, it was not the only stablecoin to fail during the market downturn. Here’s a look at the impact of the Terra decline on...
How Four Community Banks Recognize and Celebrate Juneteenth
While Juneteenth is the youngest U.S. federal holiday after it became formally recognized in a law enacted last year, it has decades of significance—with June 19, 1865, recognized as the end of...
Three Ways Community Banks Can Respond to Generational Digital Payments Needs
When it comes to payments, the generational divide has been shrinking. While Gen Z and Millennials still lead the way in digital payments adoption, Baby Boomers and Seniors (over 76) are increasing...
BNPL and the Illogical Argument for Credit Card Interchange Fee Regulation
When a new object comes along like “buy now, pay later,” or BNPL, merchants will gladly pay higher transaction fees than they do for credit cards. But this recent surge in BNPL adoption by...
Faster Payments Have Arrived — Now What?
Faster Payments Have Arrived — Now What? Faster payments have arrived. Accelerated by the pandemic, the growth in digital and contactless payments has pushed consumer and business expectations...
Community banks must engage customers on new IRS reporting mandates
If community bankers weren’t busy enough continuing their heroic economic response to the pandemic, a proposal to impose IRS reporting mandates on customer bank accounts has become anadvocacy...
How Community Bankers Association of Illinois Partnered with ICBA ThinkTECH Accelerator to Further Community Bank Innovation
Community Bankers Association of Illinois (CBAI) is no stranger to fintech collaborations, but the idea of helping shape fintech offerings tailored to community banks was too intriguing an idea to...
How to Digitize the Community Bank Relationship Model
When it comes to community bankers’ technology to-do lists, 35% view investing in digitalization as their top business opportunity. We’ve clearly arrived at a tipping point.
A Community Bank Primer on the TerraUSD Collapse
ICBA has closely watched the growth of stablecoins over the past year and repeatedly raised concerns about the risks these systems may pose. Earlier this month, those concerns manifested with the...
How the TerraUSD Collapse Affects Stablecoin Regulation and Community Banks
The collapse of TerraUSD has affected the crypto sector and broader financial markets. But perhaps even more important for community banks, the market instability is fueling the policymaker push...
Where the Rubber Meets the Road: Creating Mutually Beneficial Relationships with Community Banks and Fintechs
Engaging community bankers to think about innovation in new ways continues to be my driving force, but I’m not doing it alone. This year I’m bringing along ICBA ThinkTECH Accelerator alumni