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Double Victory on Brokered Deposits

Double Victory on Brokered Deposits The FDIC’s comprehensive review of the regulatory approach to brokered deposits and interest rate caps for banks that are less than well capitalized carries with...

May 09, 2019
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Article
Federal Deposit Insurance Corporation (FDIC)

Ending the Financial Exploitation of Older Americans

Ending the Financial Exploitation of Older Americans ICBA's Lindsay LaNore discusses ICBA's efforts to help combat the financial exploitation of older Americans and ensure community banks have the...

May 30, 2019
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Article

Small Mortgages are a Community Bank Specialty

Small Mortgages are a Community Bank Specialty Low- and middle-income home buyers seeking smaller mortgage loans should begin their search at their local community bank, ICBA Vice Chairman Robert...

Jun 05, 2019
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Article
Lending Mortgage Rules

The Federal Reserve’s Essential Role in Faster Payments

The Federal Reserve’s Essential Role in Faster Payments ICBA's Cary Whaley explains why the Federal Reserve must play a leadership role in faster payments to ensure safety, integrity, continuity...

Jun 14, 2019
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Article
Federal Reserve Faster Payments

ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking

ICBA ThinkTECH Accelerator Cohort Excels with High-Tech Relationship Banking ICBA's Kevin Tweddle notes recent industry accolades by several ThinkTECH Accelerator alumni including, Invest Sou Sou,...

May 31, 2019
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Article
Technology Fintech Innovation

Winning the Tug-of-War Between Innovation and Regulation

Winning the Tug-of-War Between Innovation and Regulation ICBA's Kevin Tweddle discusses the push and pull between fintech innovation and regulation in today's dynamic and technology-centric world....

Jun 13, 2019
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Article
Fintech Innovation Fintech Regulation

How the Fed Can Stop a Megabank Monopoly

How the Fed Can Stop a Megabank Monopoly A Fed-operated real-time settlement system is needed to ensure universal access and to promote future payments innovations. By Rebeca Romero Rainey As the...

Jul 25, 2019
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Article
Federal Reserve Payments Faster Payments

Main Street Victory on Faster Payments

Main Street Victory on Faster Payments After years of ICBA-led advocacy on behalf of a real-time payments system that ensures access and choice for community banks, the Federal Reserve has...

Aug 05, 2019
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Article
Federal Reserve Payments Faster Payments

ICBA ThinkTECH Accelerator Finalists Team Up

ICBA ThinkTECH Accelerator Finalists Team Up ICBA's Kevin Tweddle provides an update on ThinkTECH alumni collaborations in support of broader adoption and a more seamless user experience. By Kevin...

Aug 07, 2019
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Article
Technology Fintech Innovation

ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues

ICBA ThinkTECH Accelerator 2.0: The Innovation Journey Continues ICBA's Kevin Tweddle discusses the launch of ThinkTECH 2.0, which builds on the momentum of its inaugural accelerator program in...

Aug 14, 2019
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Article
Technology Fintech Innovation

Assessment Credits Finally Paying Off

Assessment Credits Finally Paying Off The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in...

Sep 06, 2019
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Article
Deposit Insurance Federal Deposit Insurance Corporation (FDIC)

Taking on Credit Union Poaching

Taking on Credit Union Poaching ICBA and community bankers are speaking out about a disturbing trend that should unsettle all taxpayers: large credit unions buying up smaller community banks. By...

Jun 20, 2019
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Article
Credit Unions

Community Banks: Independent and Resilient

Community Banks: Independent and Resilient As we celebrate our nation’s founding, let's remember the independent spirit that birthed our country and continues among thousands of independently owned...

Jul 03, 2019
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Article

Six Essential Questions for Evaluating Bank Innovation

Six Essential Questions for Evaluating Bank Innovation ICBA's Kevin Tweddle suggests critical questions bankers should ask when developing their innovation strategy. By Kevin Tweddle As community...

Jul 11, 2019
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Article
Technology Fintech Innovation

With Volcker Rule Exemption, S. 2155 Relief Continues

With Volcker Rule Exemption, S. 2155 Relief Continues As advocated by ICBA since the Volcker Rule was first proposed a decade ago, this additional source of regulatory burden no longer applies to...

Jul 12, 2019
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Article
Regulatory Relief

Community Banks Are Standing Up for Rural America

Community Banks Are Standing Up for Rural America The nation's community banks are bolstering their farm lending—demonstrating once again why policymakers should work to strengthen community banks,...

Jul 22, 2019
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Article
Agriculture Lending Too-Big-To-Fail/Systemic Risk +1 More...

Battling Synthetic Identity Fraud

Battling Synthetic Identity Fraud ICBA's Jeremy Dalpiaz discusses the fastest-growing type of financial crime in the U.S.—synthetic identity fraud—and offers tips to help community banks fight...

Jul 30, 2019
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Article
Cybersecurity

ICBA Membership Is A Workplace Perk

ICBA Membership Is A Workplace Perk ICBA's Lindsay LaNore discusses the importance of leveraging ICBA membership for additional networking and learning opportunities. By Lindsay LaNore In speaking...

Aug 16, 2019
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Article

ICBA Accelerator: Fueling Community Bank Innovation

ICBA Accelerator: Fueling Community Bank Innovation ICBA's Kevin Tweddle talks with Chris Johnson of First Financial Federal and Brad Bolton of Community Spirit Bank about engaging with fintechs to...

Aug 22, 2019
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Article
Technology Fintech Innovation

ICBA ThinkTECH Accelerator 2.0 Selection Process

ICBA ThinkTECH Accelerator 2.0 Selection Process The anticipation is mounting as the September 30 deadline nears for early-stage and startup fintechs to submit their applications to be a part of...

Aug 29, 2019
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Article