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Credit Card Growth Amid Regulatory Hurdles: Why Partnerships Matter for Community Banks
Credit Card Growth Amid Regulatory Hurdles: Why Partnerships Matter for Community Banks Community banks have long been defined by close relationships, local expertise, and deep trust within their...
Ways to Improve Community Bank Credit Card Risk Management
Ways to Improve Community Bank Credit Card Risk Management Financial fraud is evolving rapidly. As more consumers turn to online shopping, bill pay, mobile banking, and person-to-person payments,...
FFIEC announces updates to interest rate risk analysis web pages
FFIEC announces updates to interest rate risk analysis web pages The Federal Financial Institutions Examination Council announced updates to the Uniform Bank Performance Report’s Interest Rate Risk...
ICBA urges OCC to adjust threshold for heightened standards proposal
ICBA urges OCC to adjust threshold for heightened standards proposal ICBA said that while it supports efforts to improve clarity and reduce unnecessary burden, the OCC’s proposal to increase the...
ICBA LIVE’s “Anchored in Purpose” Spotlights Enduring Spirit of Community Banking
ICBA LIVE’s “Anchored in Purpose” Spotlights Enduring Spirit of Community Banking San Diego, Calif. (March 3, 2026)—Community bankers and industry leaders convene this week at the San Diego...
Customers Don't Care Who Built It
Customers Don't Care Who Built It Banks want tokenized deposits. Fintechs want stablecoins. Customers will choose what works. Banks want tokenized deposits. Fintechs want stablecoins. Customers...
ICBA Taps Digital Assets Leader Wade Peery to Inform Solutions and Banker Education
ICBA Taps Digital Assets Leader Wade Peery to Inform Solutions and Banker Education ICBA has announced a consulting agreement with Wade Peery, a longtime community bank executive and digital assets...
Off and Running
Off and Running I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on me the further we got into the year,...
Fannie Mae provides shutdown guidance
Fannie Mae provides shutdown guidance Fannie Mae published temporary guidance on selling and servicing policies that may be impacted by the partial federal government shutdown that began on Feb....
Farm bill markup continues today
Farm bill markup continues today The House Agriculture Committee is scheduled to continue its markup of the farm bill (H.R. 7567) at 8 a.m. (Eastern time) today. Details: The committee began its...
OCC finalizes reg relief rules
OCC finalizes reg relief rules The OCC announced two final ICBA-supported rules to reduce the regulatory burden for community banks. Details: The OCC final rules: Rescind its Fair Housing Home Loan...
ICBA Raises Deep Concerns with Master Account Approval for Kraken Financial
ICBA Raises Deep Concerns with Master Account Approval for Kraken Financial Washington, D.C. (March 4, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act
ICBA Commends House Financial Services Committee for Advancing Main Street Capital Access Act Washington, D.C. (March 4, 2026) — The Independent Community Bankers of America (ICBA) today commended...
Staying power - Fed’s balance sheet has some duration, for better or worse
Staying power - Fed’s balance sheet has some duration, for better or worse It appears that, assuming the nominee for the next federal reserve chairman is confirmed by the Senate, he is going to...
ICBA Congratulates House Agriculture Committee on Passing New Farm Bill
ICBA Congratulates House Agriculture Committee on Passing New Farm Bill Washington, D.C. (March 5, 2026) — Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey...
ICBA Testifies Before Congress on Helping Community Banks Fight Fraud
ICBA Testifies Before Congress on Helping Community Banks Fight Fraud Washington, D.C. (March 5, 2026) — The Independent Community Bankers of America (ICBA) today testified before Congress on...
Economic activity increases in recent weeks: Beige Book
Economic activity increases in recent weeks: Beige Book Economic activity increased at a slight to modest pace in more than half of the Federal Reserve Districts from early January through...
Trump officially nominates Warsh to lead Fed
Trump officially nominates Warsh to lead Fed President Donald Trump officially nominated Kevin Warsh to serve as Federal Reserve chairman. If confirmed by the Senate, Warsh would replace Jerome...
New op-ed says it’s time to end credit unions’ tax exemption
New op-ed says it’s time to end credit unions’ tax exemption A new op-ed says ending the tax exemption for business entities such as credit unions could help solve the nation’s budget issues....
ICBA raises concerns with master account approval for crypto firm
ICBA raises concerns with master account approval for crypto firm ICBA expressed significant concerns with the Federal Reserve Bank of Kansas City’s approval of a master account for Kraken...