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FDIC says DIF goal is ahead of schedule
The FDIC said the reserve ratio for the Deposit Insurance Fund remains on track to reach the statutory minimum of 1.35% as early as 2026, and ahead of the Amended Restoration Plan deadline of Sept....
Report: Stablecoins do not act as safe havens during crypto market stress
Stablecoins do not act as “safe havens” during crypto market stress, but their market capitalization drops after significant shocks, according to a Bank for International Settlements working paper.
ThinkTECH Solutions Forum on data today
ICBA’s ThinkTECH Solutions Forum: Data is scheduled for noon (Eastern time) today. Community bankers can attend live or get the recording. Registration is free for ICBA members.
Independent Banker: ICBA continues amplifying concerns in stablecoin debate
As lawmakers continue to debate a regulatory framework for stablecoins, the latest Independent Banker magazine highlights how ICBA remains engaged to ensure that policymakers address the concerns...
Agencies adjust HPML, Reg Z, and Reg M exemption thresholds
The agencies issued three annual threshold adjustment final rules, effective Jan. 1.
ICBA supports FDIC proposal to enhance ILC oversight
ICBA expressed support for an FDIC proposed rule that would enhance oversight of industrial loan companies.
ICBA check fraud detection guide now available
ICBA’s Check Fraud Task Force published a guide that explains the solutions available to community banks to detect instances of check fraud.
FDIC extends compliance date for some signage rules
The FDIC announced that it is extending the compliance date for the new signage and advertising rule from Jan. 1, 2025, to May 1, 2025.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
ICBA: FHFA guidance on FHLBank liquidity won’t work
ICBA and state community banking associations told the Federal Housing Finance Agency that its recent Advisory Bulletin to the FHLBanks regarding credit risk management expectations for member...
Agencies issue joint statement on institutions affected by Hurricane Milton
Federal and state financial regulators issued a joint statement saying they recognize the serious impact of Hurricane Milton on the customers and operations of many financial institutions.
ICBA CRA Solutions/Senior Housing Crime Prevention Foundation Names New Chairman
ICBA CRA Solutions/Senior Housing Crime Prevention Foundation today announced the election of Gary Teagno, president and founder of Zeus Advisory Services as chairman of the Senior Housing Crime...
ICBA Commends FDIC Proposal to Enhance Industrial Loan Company Oversight as Polling Shows Concerns with ILC Loophole
ICBA today expressed support for an FDIC proposed rule that would enhance oversight of industrial loan companies, or ILCs.
Fed’s Bowman cites community bank, credit union regulatory disparities
Federal Reserve Governor Michelle Bowman said regulatory disparities between community banks and nonbank providers—including credit unions—can have a distortive effect on competition.
ICBA task force releases check fraud detection guide
ICBA’s Check Fraud Task Force published a guide that explains the solutions available to community banks to detect instances of check fraud.
DOJ announces first credit union redlining settlement
The Justice Department announced that Citadel Federal Credit Union has agreed to pay more than $6.5 million to resolve allegations that it engaged in lending discrimination by redlining...
ICBA raises relief funds, posts online resources
The ICBA Foundation Disaster Relief Program continues requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
Independent Banker highlights cybersecurity role for generative AI
Generative artificial intelligence could help community banks identify potentially fraudulent activity and security flaws, according to the latest Independent Banker magazine.
FDIC extends comment period on deposits RFI
The FDIC extended until Dec. 6 the comment period on its request for information on deposits, as advocated by ICBA.
ICBA encouraging Payments Video Challenge promotion
ICBA is encouraging community bankers to spread the word about the Payments Innovation Alliance’s Payment Video Challenge to raise awareness of financial scams.