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Fed clarifies account access guidelines
The Federal Reserve provided a technical clarification that its account access guidelines also apply to excess balance accounts.
Independent Banker shares top compliance issues of 2024
Guidance and proposed rules from regulatory agencies this year kept community banks on their toes, according to the latest Independent Banker magazine.
Forum next week on using tech to protect seniors
ICBA’s ThinkTECH Solutions Forum: AgeTech is scheduled for noon (Eastern time) Thursday, Dec. 12.
Treasury sanctions money laundering network using digital assets
The Treasury Department sanctioned five individuals and four entities associated with the TGR Group, an international network of businesses and employees that act on behalf of Russian elites.
What to Say to Customers When They Are Being Scammed
Whether your bank’s goal is to acquire new card accounts or boost usage from your existing cardholders, marketing plays a key role. No marketing means stagnant portfolios and low revenue.
Agencies seek further comment on regulatory burden
The federal bank regulatory agencies announced the third notice requesting comment to reduce regulatory burden as required by the Economic Growth and Regulatory Paperwork Reduction Act of 1996.
CFPB proposes rule on consumer reporting
The Consumer Financial Protection Bureau issued a notice of proposed rulemaking related to consumer reporting and the requirements of the Fair Credit Reporting Act.
Independent Banker honors best community banks to work for
This month’s Independent Banker magazine recognizes the best community banks to work for, selected by the input of full-time employees.
Report: Banking system is sound but faces challenges
The U.S. banking system remains resilient—supported by sound levels of regulatory capital, adequate liquidity buffers, and healthy levels of profitability—but the industry must address emerging...
Romero Rainey, Merski Recognized Among The Hill’s Top Lobbyists for 2024, Showcasing ICBA’s Advocacy Leadership
ICBA President and CEO Rebeca Romero Rainey and Group Executive Vice President of Congressional Relations and Strategy Paul Merski make their seventh consecutive appearance on The Hill’s Top...
Independent Banker shares farm bill prospects
A new five-year farm bill will run about 1,000 pages and include a vast array of programs, so the most likely action is an extension of the current bill and possibly an emergency aid package,...
Fiserv chief nominated to lead Social Security
Frank Bisignano—chairman, president, and CEO of Fiserv, a global provider of payments and financial services technology solutions—was nominated by President-Elect Donald Trump to be commissioner of...
ICBA: CFPB’s 1071 rule exceeds its authority
The Consumer Financial Protection Bureau’s 1071 small-business rule exceeds the agency’s statutory authority and is arbitrary and capricious, ICBA said in a new court filing.
Agencies issue statement on financial exploitation of elderly
Five federal financial regulatory agencies and state financial regulators issued a joint statement to provide supervised institutions with examples of risk management that may be effective in...
OCC updates unfair practices booklet
The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” booklet of the Comptroller’s Handbook.
Relationship Managers Are Here for You
What 2025 holds for payments remains to be seen. Decreasing interest rates may fuel larger spending and comfort with revolving credit, but some businesses have begun limiting their acceptance of...
The Card Trends to Watch in 2025
What 2025 holds for payments remains to be seen. Decreasing interest rates may fuel larger spending and comfort with revolving credit, but some businesses have begun limiting their acceptance of...
Regulators hosting fair lending webinar today
Federal regulators are slated to host an interagency webinar on fair lending at 2 p.m. (Eastern time) today. The webinar will cover redlining, Community Reinvestment Act rules, the relationship...
Online Course Newsletter – May 2026
Online Course Newsletter – May 2026 What’s New On May 11, a new course titled, “Bank Secrecy Act: High Risk Customers” was launched. On May 13, the following courses were updated to reflect the...
Bank branching deregulation harmed small businesses: FDIC paper
Community banks and small businesses were affected disproportionately by U.S. branching deregulation during the 1990s, according to a new research paper released by the FDIC’s Center for Financial...