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Credit Unions, Farm Credit System Should Be Weaned from Taxpayer Subsidies
Credit Unions, Farm Credit System Should Be Weaned from Taxpayer Subsidies In case you hadn’t noticed, the credit union industry has been making a big deal lately about its own tax subsidy. The...
Another Day, Another Fine?
Another Day, Another Fine? We’ve all been subject to countless articles and opinion pieces on the fifth anniversary of the collapse of Lehman Brothers. Everyone wants to know what we’ve learned...
Stage is Set for Key Congressional Battles
Stage is Set for Key Congressional Battles With the 113th Congress’ committee assignments and leadership structures in place, the legislative wheels for the next two years of policymaking are...
Wall Street, You Need Help
Wall Street, You Need Help If the first step in recovery is admitting that you have a problem, then Wall Street might need an intervention to wean itself from the too-big-to-fail problem. In the...
Public Growing Increasingly Sick of Too-Big-To-Fail Disease
Public Growing Increasingly Sick of Too-Big-To-Fail Disease Well, it’s official: the community banking industry’s push to end the too-big-to-fail plague once and for all has gained momentum. From...
Senate Letter on Too-Big-To-Fail, Basel a Solid Step Forward
Senate Letter on Too-Big-To-Fail, Basel a Solid Step Forward Community bankers received a double dose of good news this week with a letter from a bipartisan group of U.S. senators to financial...
Help Community Bank Voice Blossom in Washington
Help Community Bank Voice Blossom in Washington Spring is just about my favorite time of year in Washington. The weather warms and puts an end to the winter chill. The cherry blossoms bloom and...
Wall Street Lobbyists and Cicadas
Wall Street Lobbyists and Cicadas I have been in Washington for 10 years as CEO of ICBA, and I have seen everything from the Wal-Mart bank charter fight to the financial crisis and Wall Street...
Taking the Community Bank Message to Wall Street
Taking the Community Bank Message to Wall Street It’s always a privilege for me to engage in honest discussion and debate about the top issues facing our nation’s Main Street community banks. So a...
Basel III, Leverage Ratio Capitalize on Tiered Regulation
Basel III, Leverage Ratio Capitalize on Tiered Regulation It’s been a long time coming, with a few delays and several thousand comment letters, but regulators have finalized their key Basel III...
Too Big to Ale: Megabank Anticompetitive Behavior Hard to Swallow
Too Big to Ale: Megabank Anticompetitive Behavior Hard to Swallow One of the many problems related to our nation’s proliferation of too-big-to-fail banks is that it distorts our otherwise...
Megabank Fines Today, Community Bank Regulations Tomorrow
Megabank Fines Today, Community Bank Regulations Tomorrow Well that didn’t take long. A week after JPMorgan Chase paid $410 million to settle allegations that it manipulated energy markets, the...
Wall Street Offers No Shortage of Reasons to Take On Too-Big-To-Fail
Wall Street Offers No Shortage of Reasons to Take On Too-Big-To-Fail With the too-big-to-fail threat continuing to hang over the U.S. financial system, the question on the minds of many Wall Street...
(Double) Standards of Accountability
(Double) Standards of Accountability While much of the nation’s financial policy cognoscenti spent last week musing on the lessons learned since the Lehman Brothers bankruptcy, some FDIC officials...
Chairman Bernanke Reports Progress in Fight for Tiered Regulation
Chairman Bernanke Reports Progress in Fight for Tiered Regulation Federal Reserve Chairman Ben Bernanke had some positive things to say this week about the nation’s community banks. Noting that...
Gridlock? Congress Getting Along on Community Bank Reg Relief
Gridlock? Congress Getting Along on Community Bank Reg Relief What gridlock? While bipartisanship can be hard to come by here in Washington, members of Congress from both sides of the aisle have...
Seize the Month: April is Go Time for Community Banks
Seize the Month: April is Go Time for Community Banks Community bankers know we can’t rest on our laurels. We have to strike while the iron is hot—whether it is a loan to a local small business or...
Rumor Mongering Always Leads to Bad Results
Rumor Mongering Always Leads to Bad Results It’s amazing what you can learn if you just ask. The recent needless confusion over a Consumer Financial Protection Bureau information request is a prime...
Community Bank Customer Service Can’t Be Shut Down
Community Bank Customer Service Can’t Be Shut Down The government shutdown has come to an end, though the debate over federal policies and spending is far from over. Among the chattering classes,...
The Sound of Progress
The Sound of Progress I’ll admit it—I’ve been told a time or two that I march to the beat of my own drum. And that’s perfectly fine by me. As you well know, we at ICBA proudly represent just one...