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Agencies adjust CRA asset thresholds  

Agencies adjust CRA asset thresholds   Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community...

Dec 29, 2025
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Article
Community Reinvestment Act (CRA)

Treasury publishes penny FAQs 

Treasury publishes penny FAQs  The Treasury Department published non-binding guidance for businesses and consumers on handling various penny situations. Details: The frequently asked questions...

Dec 29, 2025
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Article

ICBA supports proposal to bar agency use of reputation risk

ICBA supports proposal to bar agency use of reputation risk ICBA expressed support for a proposed rule to prohibit the use of reputation risk by regulatory agencies and urged the agencies to...

Dec 30, 2025
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Article
Federal Deposit Insurance Corporation (FDIC) Office of the Comptroller of Currency (OCC)

Public Funds as a Strategic Anchor in Modern Wholesale Funding

Public Funds as a Strategic Anchor in Modern Wholesale Funding SPONSORED | PTMA Funding links community banks and local governments, providing stable public deposits that diversify liquidity....

Jan 01, 2026
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Article

The IT Vendor Decision That Could Make or Break Your Bank

The IT Vendor Decision That Could Make or Break Your Bank SPONSORED | Choosing the wrong IT vendor can cost your bank in security, compliance, and growth. Discover how to evaluate your MSP and make...

Jan 01, 2026
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Article

Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard.

Your 2026 Budget Is Complete. Now Is the Right Time to Fix What Made It Hard. SPONSORED | Budget season is behind you, but those frustrating spreadsheet errors, manual ALM imports, and limited...

Jan 01, 2026
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Article

Report: FHA insured 876k mortgages in 2025

Report: FHA insured 876k mortgages in 2025 The Federal Housing Administration reported it insured 876,502 mortgages in 2025, representing $274.76 billion in original unpaid principal balance....

Jan 06, 2026
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Article
Mortgage Rules Federal Housing Finance Agency

CFPB accepting HMDA data submissions

CFPB accepting HMDA data submissions The Consumer Financial Protection Bureau said its filing period for Home Mortgage Disclosure Act data collected in 2025 opened on Jan. 1. Submissions will be...

Jan 06, 2026
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

New article spotlights accelerating credit union acquisitions

New article spotlights accelerating credit union acquisitions Once-rare credit union acquisitions of community banks are becoming routine and a defining feature of consolidation in U.S. finance,...

Jan 06, 2026
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Article
Credit Unions

'40 Under 40' nominations now open

'40 Under 40' nominations now open Independent Banker magazine opened nominations for its 2026 “40 Under 40: Community Bank Leaders” awards. Details: Sponsored by FIS, the awards recognize...

Jan 06, 2026
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Article
Community Bank Awareness

ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education

ICBA Engages Digital Assets Expert to Inform Solutions and Banker Education Washington, D.C. (Jan. 7, 2026) — The Independent Community Bankers of America® (ICBA) today announced a consulting...

Jan 07, 2026
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Article
Leadership

At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth

At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth Washington, D.C. (Feb. 5, 2025) — With the House Financial...

Feb 05, 2025
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Article
Regulatory Relief Tiered Regulation for Community Banks

Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending

Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending Washington, D.C. (Feb. 5, 2025) — At the first House Small Business...

Feb 05, 2025
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Article
Regulatory Relief Tiered Regulation for Community Banks

ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation

ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...

Jan 08, 2026
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Article
Capital Commerce & Banking

ICBA Names Charles Yi Senior Executive Vice President of Government Relations

ICBA Names Charles Yi Senior Executive Vice President of Government Relations The Independent Community Bankers of America® (ICBA) today announced that Charles Yi, has been named senior executive...

Jan 08, 2026
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Article
Advocacy Congressional Matters

ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank

ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...

Jan 08, 2026
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Article
Credit Unions

Banks Respond to Proposed Cap on Credit Card Interest Rates

Banks Respond to Proposed Cap on Credit Card Interest Rates Washington, D.C. (Jan. 9, 2026) — The Administration announced plans today to issue an executive order imposing a temporary 10% cap on...

Jan 09, 2026
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Article
Credit Cards

Report: Community banker optimism remains high

Report: Community banker optimism remains high Community banker optimism dropped slightly in the fourth quarter but remains high, according to the Conference of State Bank Supervisors. Details: The...

Jan 12, 2026
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Article
Community Bank Awareness Growing the Community

Agencies release 4Q call report materials

Agencies release 4Q call report materials Federal regulators released materials for submitting fourth-quarter call reports, which are due by Friday, Jan. 30. There are no new or revised data items...

Jan 12, 2026
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Article
Call Report

ICBA asks court to reverse decision on debit card interchange fee case

ICBA asks court to reverse decision on debit card interchange fee case ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s decision holding...

Jan 12, 2026
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Article
Debit Cards Interchange Payments