Improving Your Credit Write Ups, Analyzing and Targeting Your Approach to Explain the Risk

Business Credit Accounting

Nov 30, 2023

Improving Your Credit Write Ups, Analyzing and Targeting Your Approach to Explain the Risk

11:00 am ET • 10:00 am CT

No credit committee wants to read an epic non-fiction piece of work. The key to effective credit write ups is to focus on the core key risks of the credit. Each credit request begins with a problem: the borrower has a cash shortfall. As a banker your role is to uncover the source of the cash shortfall and understand the characteristics of how the self-liquidating asset will repay the debt.

With each request there will be three to five key credit risk factors that need to be explained and targeted for mitigation through the structure of the financing. These risks may relate to the marketplace, management, specific financial indicators, inventory, receivables or other business issues. Discover how to identify the events of concern and explain them effectively.

Learning Objectives:

  • Learn the dos and don’ts when writing your credit write up.
  • Identify the key characteristics that must be part of your credit write up.
  • Explain the details of the key characteristics of your credit write up.

Duration: 60-minutes

Register

ICBA Members: $199

Nonmembers: $299

Unlimited Webinar Pass subscription: $0

Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to real-time event attendance. Digital products will be made available when full payment is received.
  • Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
  • Refunds will not be granted unless there is a technical issue that cannot be resolved that prevents the purchaser from accessing and/or using the product. Refund requests for technical issues must be received within 15 days of the date of purchase.

For more information, call 800-422-7285.

Who should attend: Commercial Lenders, Credit Analysts, Loan Documentation Specialists, Relationship Managers, Branch Managers, Private Bankers, Business Development Officers

Prerequisites: None

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 1

brad stevens
Brad Stevens

President

Stevens Risk Management LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

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