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-McKenzie Humpal, VP Compliance Officer at First Citizens Bank in Iowa

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-Michael Hoehn, Assistant Compliance Officer and CRA Officer at First Metro Bank in Muscle Shoals, Alabama.

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Livestream

Fair Lending Seminar

  • Feb 17, 2027
  • |
  • Seminar
  • |
  • CPE Credits: 6.50
Read More

Date: Information:  Livestream events are Central Time / In-person events are location's local time.
Wednesday, Feb 17

9:00 a.m. – 12:00 p.m.

Fair Lending Foundations 

  • Primary laws, regulations, and concepts that shape fair lending compliance. 

  • How HMDA and CRA data support fair lending risk identification and monitoring, including the relationship between CRA and fair lending. 
     

Risk Assessment 

  • Practical considerations for developing and maintaining a fair lending risk assessment. 

  • Bank-specific, market-specific, and activity-based factors that may affect a bank’s fair lending risk profile. 

  • How risk assessment results can help inform self-evaluation scope, monitoring activities, and future program priorities. 

12:00 p.m. – 1:00 p.m.

Lunch 

1:00 p.m. – 4:00 p.m.

Self-Evaluation Scope and Approach 

  • High-level differences between fair lending self-evaluations and self-tests. 

  • How to scope a review based on risk, available data, and the purpose of the evaluation. 

  • The importance of documenting review methods, findings, and conclusions. 
     

Fair Lending Review Areas and Data Considerations 

  • Common review areas, such as pricing, underwriting, exceptions, and redlining analysis. 

  • Using data, mapping, and comparative review techniques to help identify disparities, trends, or areas for additional review. 

  • Using analysis results to identify potential concerns, emerging risk trends, and opportunities for corrective action or program improvement. 
     

Reporting, Remediation, and Program Governance 

  • Communicating fair lending risk assessment and self-evaluation results to management and the board of directors. 

  • Identifying practical follow-up actions, such as policy or procedure updates, pricing guidance, training, monitoring, or corrective action. 

  • How fair lending findings can inform future risk assessments, monitoring priorities, and program improvements. 

Audience Price

ICBA Member

 $ 525.00

Non-Member

 $ 655.00

Non-Banker*

 $ 855.00

*Attendance may be subject to ICBA approval.
For attendance and cancellation policies see Disclaimers

Who should attend:

Lending, Ag Lending, Business Banking, Commercial Lending, Credit Administration, Mortgage Lending, Operations - Loan, Risk Management, Audit, Compliance, Chief Finance: i.e. CFO, Controller, Chief Risk: i.e. Compliance, Risk, Audit Officer

Prerequisites:

Basic knowledge of bank compliance.

Advanced Preparation:

None

Program Level:

Intermediate

Field of Study:

Specialized Knowledge

Delivery Method:

 Group

Continuing Professional
Education (CPE) Credit Hours:

6.50 hrs

Danielle York-Garland

Manager, Regulatory Compliance

ICBA

Attendance and Cancellation Policy

  • Full payment is required prior to event attendance.
  • Registration fee is valid for only the individual registered. Each attendee must register.
  • A substitute registration will be accepted. Please notify ICBA Education if registration needs to be changed.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • If the program is canceled by ICBA, ICBA’s liability is limited to the registration fee.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

This event is not recorded. For more information, call 800-422-7285 or email education@icba.org.

Continuing Professional Education Credit (CPE) Requirements

To receive full CPE credit for ICBA livestream events you must meet the following requirements:

  • Enter your full name when joining the event in Zoom. Your Zoom session must display your full name and match the registration.

  • Attend the livestream session with camera on for the duration of the session. NOTE - If attending by phone audio only, no CPE will be awarded due to participant’s inability to respond to poll questions.

  • Participate in all group activities and breakout rooms.

  • Answer all poll questions displayed during the session. If you are unable to answer the poll questions within the poll feature, submit your answer in the chat.

  • In accordance with the standards of the National Registry of CPE Sponsor, CPE credits have been granted based on a 50-minute hour.


For more information, call 800-422-7285 or email education@icba.org.

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, the Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy

Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management's objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.

Recording Disclaimer

Live courses are for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.

Consent to User of Photos & Video Content

Registration, attendance, or participation in an ICBA event constitutes an agreement by the participant to ICBA’s use and distribution (both now and in the future) of the participant’s image and/or voice in photographs, videos, digital media, electronic reproductions, and audio files/recordings of and at such events and activities.

NASBA Statement

ICBA Education is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its web site: www.NASBARegistry.org.