This guide is a resource to help ICBA members both minimize the
incidents of check fraud related to altered, forged, and counterfeit
checks and take appropriate steps to recover funds or otherwise
minimize loss, when it does occur.
This publication is for general information purposes and is not
intended to be, and should not be taken as, legal advice. The
information in this publication is current as of March 2024.
The guide explains how the laws and regulations governing checks
assign liability for check fraud to individual banks involved in the
issuance, transmittal, and receipt of checks. In addition, it lists
various defenses a bank may raise to avoid liability for check fraud.
To get the breakdown of the issue, how it affects you, and what you
can do about it,
read our in-depth guide
to check fraud either here, or with the download
button on this page.
Please note, this is a ICBA Member-only guide and you must
be logged in to view it.
