ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
CFPB confirms plan to issue new rule on 1071, extend deadlines
The Consumer Financial Protection Bureau said it plans to issue new Section 1071 rulemaking as soon as possible and has extended compliance deadlines for most entities by one year—an extension designed to protect lenders that are not members of ICBA and not otherwise protected by the current stay.
July 03, 2025 |
ICBA NewsWatch Today
Compliance
Agencies issue 2025 list of CRA geographies
Federal banking regulators issued the 2024 list of distressed or underserved nonmetropolitan middle-income geographies.
June 27, 2025 |
ICBA NewsWatch Today
Compliance
FATF: Stronger action needed to stem digital asset risks
The Financial Action Task Force said stronger action is needed to safeguard the integrity of the international financial system from the risks posed by virtual assets.
June 27, 2025 |
ICBA NewsWatch Today
Cybersecurity Digital Assets Fraud
ICBA shares community bank digitalization priorities with OCC
ICBA said the OCC should adopt a modernized and responsive regulatory framework that enables responsible innovation while preserving the safety and soundness of the financial system.
June 27, 2025 |
ICBA NewsWatch Today
OCC Fintech Innovation
New BIS report raises concerns with stablecoins
The Bank for International Settlements said that while tokenization can enhance efficiency and open new possibilities in cross-border payments and securities markets, stablecoins pose a risk to financial stability and monetary sovereignty without regulation.
June 25, 2025 |
ICBA NewsWatch Today
Digital Assets
Nissan is latest automaker to apply for ILC charter
Nissan this week became the latest automaker to apply to form an industrial loan company in Utah.
June 25, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
FHA seeks input on the effect of BNPL loans on housing affordability
The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.
June 25, 2025 |
ICBA NewsWatch Today
Mortgage Lending
House passes ICBA-supported bill to restrict mortgage ‘trigger leads’
The House of Representatives passed ICBA-advocated legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.
June 24, 2025 |
ICBA NewsWatch Today
Congressional Matters Mortgage Rules
ICBA to CFPB: Section 1033 should not be mandated for community banks
ICBA told the Consumer Financial Protection Bureau that community banks already meet the requirements of Section 1033 of the Dodd-Frank Act by providing consumers with electronic access to their financial data through online banking portals and mobile apps—and the statute only mandates data access directly to consumers, not third parties.
June 24, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Fed’s Bowman: Community bank leverage ratio should be recalibrated
Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed should reconsider capital requirements for a wide range of banks, including the calibration of the community bank leverage ratio.
June 24, 2025 |
ICBA NewsWatch Today
Federal Reserve
‘Trigger leads’ grassroots action needed with House voting today
ICBA is calling on community bankers to urge their members of Congress to vote yes on “trigger leads” legislation scheduled for a vote in the House of Representatives today.
June 23, 2025 |
ICBA NewsWatch Today
Grassroots/Be Heard
FATF: North Korea, crypto crime are major threats
The criminal use of cryptocurrency is a major concern and North Korea is the biggest threat, the Financial Action Task Force said.
June 23, 2025 |
ICBA NewsWatch Today
Digital Assets
Fed to Congress: Will carefully assess data before more rate cuts
In considering the extent and timing of adjustments to the target range for the federal funds rate, the Federal Reserve will carefully assess incoming data, the evolving outlook, and the balance of risks, according to its latest Monetary Policy Report to Congress.
June 23, 2025 |
ICBA NewsWatch Today
Federal Reserve
Treasury’s Faulkender lays out principles for BSA modernization
Deputy Treasury Secretary Michael Faulkender shared the Trump administration’s guiding principles for modernizing Bank Secrecy Act regulations.
June 20, 2025 |
ICBA NewsWatch Today
Department of Treasury
Treasury endorses new international payments standards
The Treasury Department endorsed the Financial Action Task Force’s new international payments standards and said it supports FATF reports on countering illicit finance.
June 20, 2025 |
ICBA NewsWatch Today
Department of Treasury
Independent Banker features year-round marketing strategies
The latest Independent Banker magazine offers year-round marketing strategies to help community banks connect with their communities.
June 20, 2025 |
ICBA NewsWatch Today
Senate passes stablecoin bill without ICBA-opposed credit card amendments
The Senate passed legislation to establish a regulatory framework for payment stablecoins without ICBA-opposed amendments to impose new credit card restrictions.
June 18, 2025 |
ICBA NewsWatch Today
Digital Assets
Senate-passed GENIUS Act lays out stablecoin regulatory framework
ICBA pledged to continue working with Congress on legislation to establish a regulatory framework for payment stablecoins following Tuesday’s 68-30 bipartisan Senate vote to pass the GENIUS Act (S. 1582).
June 18, 2025 |
ICBA NewsWatch Today
Digital Assets
CFPB extends 1071 compliance deadlines
The Consumer Financial Protection Bureau published an interim final rule to extend its 1071 small-business reporting rule’s compliance and reporting dates.
June 18, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
FDIC updates rates and rate caps
The FDIC’s national rates and rate caps for savings accounts, interest checking accounts, money market accounts, and CDs have been updated and are available on the FDIC website.
June 17, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Agencies request information on targeting payments fraud
ICBA applauded the federal banking agencies for announcing a request for comment on potential actions to help consumers, businesses, and financial institutions mitigate risk of payments fraud, with a particular focus on check fraud.
June 17, 2025 |
ICBA NewsWatch Today
Payments Fraud
FATF updates money laundering, terrorist financing lists
The Financial Action Task Force updated its lists of countries monitored for deficiencies in their efforts to counter money laundering, terrorist financing, and proliferation financing.
June 17, 2025 |
ICBA NewsWatch Today
Fraud
Senate unanimously passes ICBA-advocated ‘trigger leads’ bill
ICBA-advocated legislation to curb the use of mortgage “trigger leads” last week passed the Senate by unanimous consent after the House Financial Services Committee advanced its version of the measure.
June 16, 2025 |
ICBA NewsWatch Today
Troy Cullen joins ICBA Payments and TCM Bank
ICBA Payments announced the appointment of Troy Cullen as executive vice president and chief revenue officer for the organization and its agent bank, TCM Bank N.A.
June 16, 2025 |
ICBA NewsWatch Today
ICBA shares customizable news release for World Elder Abuse Awareness Day
ICBA CRA Solutions marked World Elder Abuse Awareness Day by equipping community bankers with tools such as a customizable news release on ICBA’s Media Resource Center.
June 13, 2025 |
ICBA NewsWatch Today
Elder Abuse Prevention
Independent Banker shares 7 traits of a great leader
The latest Independent Banker magazine shares the seven traits of great leaders that help build a stronger community bank.
June 12, 2025 |
ICBA NewsWatch Today
ICBA continues urging grassroots outreach on ACRE Act
ICBA continues calling on community bankers to use its Be Heard Grassroots Action Center to ask senators to co-sponsor the Access to Credit for our Rural Economy (ACRE) Act (S. 838) and preserve and expand ACRE in the Senate’s reconciliation tax bill.
June 12, 2025 |
ICBA NewsWatch Today
Agriculture
ICBA-advocated bill on mortgage ‘trigger leads’ advances in House
As reported in Wednesday’s NewsWatch Today, the House Financial Services Committee this week voted to advance several ICBA-advocated bills.
June 12, 2025 |
ICBA NewsWatch Today
Congressional Matters
Check fraud prevention flyers now available from ICBA
Community bankers can now order physical copies of a check fraud prevention flyer to distribute to customers.
June 11, 2025 |
ICBA NewsWatch Today
Checks Fraud
House panel passes three ICBA-backed bills
The House Financial Services Committee voted to advance ICBA-advocated bills to ban trigger leads, change threshold requirements for small bank holding companies, and support small financial institutions.
June 11, 2025 |
ICBA NewsWatch Today
Fed reminder: One month to prepare for ISO 20022 implementation
The Federal Reserve reminded banks it will adopt the ISO 20022 message format for the Fedwire Funds Service on Monday, July 14. The existing proprietary Fedwire Application Interface Manual format will sunset on Friday, July 11.
June 11, 2025 |
ICBA NewsWatch Today
Federal Reserve
House Financial Services Committee marking up three ICBA-backed bills today
Ahead of a House Financial Services Committee markup scheduled for today, ICBA urged committee members to vote to advance bills to ban trigger leads, change threshold requirements for small bank holding companies, and support small financial institutions.
June 10, 2025 |
ICBA NewsWatch Today
Small Business Lending
Bowman sworn in as Fed vice chair for supervision
Michelle Bowman was sworn in as Federal Reserve vice chair for supervision.
June 10, 2025 |
ICBA NewsWatch Today
Federal Reserve
OCC: Preemption is a cornerstone of the dual banking system
Acting Comptroller of the Currency Rodney Hood reaffirmed the OCC’s support of preemption as a cornerstone of the dual banking system and fundamental to the operation of the federal banking system.
June 10, 2025 |
ICBA NewsWatch Today
OCC
House passes ICBA-backed legislation to protect SBA lending
The House of Representatives passed ICBA-backed legislation to protect the integrity of the Small Business Administration 7(a) program so it can continue to reach more borrowers and support local economic development.
June 06, 2025 |
ICBA NewsWatch Today
Small Business Administration
ICBA-backed bill to support minority banks reintroduced
Rep. Joyce Beatty (D-Ohio) reintroduced ICBA-supported legislation to codify a Treasury Department program to support minority depository institutions and other community banks.
June 06, 2025 |
ICBA NewsWatch Today
Department of Treasury
ICBA advocates changes to state law at check fraud meeting
ICBA and a group of community bankers met with the Uniform Commercial Code's Permanent Editorial Board at a national stakeholders' meeting to advocate changes to state law to better address check and wire fraud.
June 06, 2025 |
ICBA NewsWatch Today
Fraud
ICBA: More needs to be done to curtail crypto scams
ICBA said it strongly supports a Financial Crimes Enforcement Network proposed rule to designate the Huione Group as a primary money laundering concern, but it said more needs to be done to curtail the rapid growth of crypto scams.
June 05, 2025 |
ICBA NewsWatch Today
Digital Assets
ICBA, state affiliates urge Senate to include ACRE Act in tax bill
ICBA and its 44 state affiliates this week called on senators to include the Access to Credit for our Rural Economy (ACRE) Act (S. 838) in the tax portion of the Senate reconciliation bill, noting it is bipartisan legislation that would reduce high loan interest costs for farmers, ranchers, and rural homeowners.
June 05, 2025 |
ICBA NewsWatch Today
Agriculture
Michelle Bowman confirmed as Federal Reserve vice chair for supervision
ICBA congratulated Federal Reserve Governor Michelle Bowman following last night’s Senate vote confirming her ICBA-advocated nomination to serve as Fed vice chair for supervision.
June 05, 2025 |
ICBA NewsWatch Today
Federal Reserve
ICBA, state affiliates urge Senate to include ACRE Act in tax bill
ICBA and its 44 state affiliates called on senators to include the Access to Credit for our Rural Economy (ACRE) Act (S. 838) in the tax portion of the Senate reconciliation bill, noting it is bipartisan legislation that would reduce high loan interest costs for farmers, ranchers, and rural homeowners.
June 04, 2025 |
ICBA NewsWatch Today
Agriculture
Hood: OCC seeking community bank input on AI
Acting Comptroller of the Currency Rodney Hood said the OCC wants to develop artificial intelligence guidance and tools that ensure that all banks can modernize and remain competitive.
June 04, 2025 |
ICBA NewsWatch Today
OCC
Fed lifts growth restriction on Wells Fargo
The Federal Reserve announced that Wells Fargo is no longer subject to the asset-growth restriction from its enforcement action against the bank.
June 04, 2025 |
ICBA NewsWatch Today
Federal Reserve
Independent Banker highlights 40 under 40
This month’s Independent Banker magazine recognizes the seventh annual "40 Under 40" list of emerging community bankers who are making a difference in their communities.
June 03, 2025 |
ICBA NewsWatch Today
CFPB seeks to vacate ‘unlawful’ 1033 rule
The Consumer Financial Protection Bureau asked a federal court to vacate its 1033 rule on consumer data security and privacy, saying the rule is unlawful.
June 03, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Senate moves to bring Bowman nomination to a vote
Senate Majority Leader John Thune (R-S.D.) moved to bring to a vote the nomination of Michelle Bowman to be the Federal Reserve’s vice chair for supervision.
June 03, 2025 |
ICBA NewsWatch Today
Federal Reserve
Nominations open for Best Community Banks to Work For awards
ICBA’s Independent Banker magazine opened nominations for its 2025 Best Community Banks to Work For awards, sponsored by FIS.
June 02, 2025 |
ICBA NewsWatch Today
Treasury seeks input on modernizing payments
The Treasury Department announced it is seeking public input on its plans to transition federal disbursements to electronic payments.
June 02, 2025 |
ICBA NewsWatch Today
Department of Treasury
After lobbying success at Capital Summit, ICBA continues ACRE push in Senate
After community bankers convened in Washington this month for Capital Summit, ICBA noted the inclusion of a modified version of the Access to Credit for our Rural Economy Act (ACRE - S. 838) in the House version of the reconciliation bill (H.R. 1) and urged senators to include ACRE in its version of reconciliation.
June 02, 2025 |
ICBA NewsWatch Today
Agriculture
Agencies sunsetting cybersecurity tool in August
ICBA is reminding community bankers that federal regulators’ Cybersecurity Assessment Tool is scheduled to sunset on Aug. 31.
May 30, 2025 |
ICBA NewsWatch Today
Cybersecurity
Independent Banker shares point-of-sale tips for community bankers
About 90% of smartphone users now use digital wallets regularly, offering opportunities for community banks to innovate and respond to customer expectations, according to the latest Independent Banker magazine.
May 30, 2025 |
ICBA NewsWatch Today
Treasury sanctions Philippines-based company for cyber scams
The Treasury Department sanctioned Funnull Technology Inc., a Philippines-based company that provides computer infrastructure for hundreds of thousands of websites involved in virtual currency investment scams, commonly known as “pig butchering.”
May 30, 2025 |
ICBA NewsWatch Today
Department of Treasury
Community bank net income increases in Q1
Community banks reported a 10% first-quarter increase in net income from the previous quarter and an 8.5% increase from the previous year, according to the FDIC’s latest Quarterly Banking Profile.
May 29, 2025 |
ICBA NewsWatch Today
ICBA: Latest credit union acquisition shows need for policy action
After a new acquisition of a tax-paying community bank in Arizona by a tax-exempt credit union, ICBA said the need for policymaker action is urgent.
May 29, 2025 |
ICBA NewsWatch Today
Credit Unions
Trump vows to end GSE conservatorship
President Donald Trump said he is working to take Fannie Mae and Freddie Mac out of conservatorship while maintaining an implicit government guarantee on their obligations and securities.
May 29, 2025 |
ICBA NewsWatch Today
Secondary Mortgage Market Secondary Mortgage Market
Independent Banker: Legal expertise key to smooth succession
A legal team can play an important role in helping community banks devise a watertight succession plan that adheres to its corporate guidelines, according to the latest Independent Banker magazine.
May 28, 2025 |
ICBA NewsWatch Today
Community bankers meet with Treasury’s Bessent
Several ICBA members last Friday participated in a roundtable discussion with Treasury Secretary Bessent.
May 28, 2025 |
ICBA NewsWatch Today
Department of Treasury
ISO 20022 transition scheduled for July
ICBA is reminding community bankers of the Fedwire Funds Service’s upcoming conversion to the ISO 20022 message format.
May 28, 2025 |
ICBA NewsWatch Today
LEAD FWD registration opens
Registration is now open for ICBA’s LEAD FWD Summit, scheduled for Sept. 8-9 in Bloomington, Minn.
May 27, 2025 |
ICBA NewsWatch Today
Second estimate for Q1 GDP out Thursday
Second estimate for Q1 GDP out Thursday
May 27, 2025 |
ICBA NewsWatch Today
Commerce & Banking
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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