ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
ICBA releasing election analysis tomorrow
With Election Day polls closing tonight, ICBA tomorrow will release an analysis on the 2020 election results and what they mean for community banks.
November 03, 2020 |
ICBA NewsWatch Today
Senator ups pressure to address EIDL-PPP conflict
Sen. Steve Daines (R-Mont.) called on Senate Small Business Committee leaders to resolve the conflict between Economic Injury Disaster Loan advances and the Paycheck Protection Program that ICBA has repeatedly spotlighted.
November 02, 2020 |
ICBA NewsWatch Today
Fed increases access to Main Street Lending Program
The Federal Reserve Board reduced the minimum loan size for its Main Street Lending Program from $250,000 to $100,000 and adjusted fees to encourage the provision of smaller loans.
November 02, 2020 |
ICBA NewsWatch Today
CFPB issues debt-collection rule with ICBA-advocated change
The Consumer Financial Protection Bureau issued a final rule to implement the Fair Debt Collection Practices Act, which restricts debt collector communications with consumers.
November 02, 2020 |
ICBA NewsWatch Today
Compliance Compliance
Agencies propose regulation on supervisory guidance
Federal financial regulators invited comment on a proposal outlining and confirming the agencies’ use of supervisory guidance for regulated institutions. The proposal would codify their September 2018 statement clarifying the differences between regulations and guidance.
October 30, 2020 |
ICBA NewsWatch Today
Regulatory Relief
Checks decline at faster pace as alternative payments grow: Fed
The Federal Reserve Board said the number of checks issued from 2015 to 2018 declined by 8.2 percent per year, a faster pace than the previously reported 7.2 percent annual decrease.
October 30, 2020 |
ICBA NewsWatch Today
Federal Reserve
Grassroots on EIDL advances continues
ICBA continues urging community bankers to direct borrowers to ICBA's small-business alert addressing Economic Injury Disaster Loan Advance deductions from PPP forgiveness amounts. ICBA also offers a separate alert for community bankers.
October 30, 2020 |
ICBA NewsWatch Today
Senate bill responds to ICBA asset-threshold push
New legislation introduced by Sen. Mike Lee (R-Utah) is designed to protect borrowers and lenders from regulatory penalties associated with the Paycheck Protection Program after ICBA raised the issue with policymakers.
October 28, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Romero Rainey: Grassroots needed on EIDL-PPP
ICBA President and CEO Rebeca Romero Rainey called on community bankers to contact Congress and engage small-business customers on the growing conflict between PPP loans and Economic Injury Disaster Loan advances.
October 28, 2020 |
ICBA NewsWatch Today
Court blocks ICBA-backed 'disparate impact
A federal court this week blocked implementation of HUD's ICBA-supported final rule amending its interpretation of the Fair Housing Act’s "disparate impact" standard.
October 28, 2020 |
ICBA NewsWatch Today
FHA/HUD Housing Finance/GSEs
Proposal would expand BSA recordkeeping
The Financial Crimes Enforcement Network and Federal Reserve Board invited comment on a proposed rule that would amend Bank Secrecy Act recordkeeping and travel rule regulations.
October 26, 2020 |
ICBA NewsWatch Today
Compliance Compliance
ICBA continues push on EIDL advances
ICBA continues calling on community bankers to direct borrowers to ICBA's small-business alert addressing Economic Injury Disaster Loan Advances from borrower PPP forgiveness amounts.
October 23, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA PPP video promotion continues on social media
ICBA is urging community bankers to retweet and share on social media its ongoing series of videos featuring Paycheck Protection Program borrowers to continue raising the industry's profile.
October 23, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Senators join ICBA opposition to securities filings change
A group of Senate Banking Committee members joined ICBA in opposing the Securities and Exchange Commission's proposal to raise the threshold over which institutional investment managers are required to file quarterly Form 13F reports.
October 23, 2020 |
ICBA NewsWatch Today
SEC
FDIC responds to ICBA push on asset thresholds
The FDIC issued an ICBA-advocated interim rule adjusting regulatory asset thresholds for community banks to mitigate costs from their sizable Paycheck Protection Program lending
October 21, 2020 |
ICBA NewsWatch Today
Grassroots continues ahead of Senate PPP vote
With the Senate scheduled to vote today on a stimulus package that includes ICBA-advocated PPP forgiveness simplification, ICBA is calling on community bankers and their small-business contacts to weigh in on key PPP issues.
October 21, 2020 |
ICBA NewsWatch Today
CFPB extends GSE 'patch'
The Consumer Financial Protection Bureau extended the government-sponsored enterprise "patch," which exempts Fannie Mae and Freddie Mac mortgage loans from parts of the Qualified Mortgage rule.
October 21, 2020 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA hosting PPP webinar today
ICBA is scheduled to host a complimentary Paycheck Protection Program webinar at 11:30 a.m. EST today. Staff experts will answer questions and discuss streamlined PPP forgiveness procedures, ICBA advocacy on PPP and EIDL advances, and more.
October 20, 2020 |
ICBA NewsWatch Today
FHFA again extends forbearance purchases
The Federal Housing Finance Agency said Fannie Mae and Freddie Mac will extend from Oct. 31 to Nov. 30 the deadline on buying qualified loans in forbearance and several loan-origination flexibilities.
October 20, 2020 |
ICBA NewsWatch Today
Federal Housing Finance Agency Housing Finance/GSEs
OCC: Take PPP accounting concerns to FASB
The OCC encouraged ICBA to take community bank concerns over the PPP's complex accounting arrangement to the Financial Accounting Standards Board.
October 20, 2020 |
ICBA NewsWatch Today
PPP grassroots continues ahead of Senate votes
With the Senate bringing two separate measures that include PPP forgiveness simplification to a vote starting today, ICBA continues calling on community bankers and their small-business contacts to weigh in with lawmakers.
October 20, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA commends FDIC on appeals plan
ICBA commended the FDIC for proposing to create an independent office within the agency to review material supervisory determinations.
October 20, 2020 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
ICBA continues PPP video series
ICBA continues its series of videos featuring small-business owners who successfully received PPP loans from community banks. The series on the updated banklocally.org features entrepreneurs whose local community banks worked around the clock to process their loans.
October 16, 2020 |
ICBA NewsWatch Today
SBA offers EIDL info on PPP platform
Information on Economic Injury Disaster Loan advances is now available on the Paycheck Protection Program Forgiveness Platform for submitted decisions, the SBA said in a letter to lenders with several updates on processing forgiveness payments.
October 16, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA continues PPP pressure as Senate plans vote
ICBA called on Senate Majority Leader Mitch McConnell (R-Ky.) to include Paycheck Protection Program forgiveness simplification in pending stimulus legislation.
October 16, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
ICBA urges Congress to join debate over payments charter
ICBA and other groups this week urged Congress to get involved in the OCC's efforts to grant commercial companies like Amazon or Facebook a national payments charter.
October 16, 2020 |
ICBA NewsWatch Today
Payments
ICBA launches PPP small-biz video series to elevate community banking
ICBA launched a series of videos featuring small-business owners who successfully received Paycheck Protection Program loans from community banks, often after megabanks proved unresponsive.
October 15, 2020 |
ICBA NewsWatch Today
ICBA: Rules should facilitate new hemp market
ICBA reiterated its support for provisions in new rules on a federal hemp production program that would not require suspicious activity reports from banks that finance hemp producers.
October 09, 2020 |
ICBA NewsWatch Today
Cannabis banking
Agencies finalize capital rule updates
Federal banking regulators issued a final rule revising the definition of eligible retained income for institutions subject to the agencies' regulatory capital rule.
October 09, 2020 |
ICBA NewsWatch Today
Capital
SBA streamlines forgiveness for some PPP loans
The SBA and Treasury Department released a simpler loan forgiveness application for Paycheck Protection Program loans of $50,000 or less to provide needed relief to lenders and borrowers.
October 09, 2020 |
ICBA NewsWatch Today
ICBA backs pro-de novo bill
ICBA expressed support for legislation to promote the creation of de novo community banks by phasing in capital standards over three years.
October 09, 2020 |
ICBA NewsWatch Today
De Novo Banks
What Google ad updates mean to bank marketing
A new Main Street Matters post for community bank marketers covers Google's updated advertising policies taking effect later this month and how to navigate this sea change.
October 09, 2020 |
ICBA NewsWatch Today
Technology
CFPB relaxes stance on marketing services agreements
The Consumer Financial Protection Bureau released frequently asked questions on the legality of RESPA marketing services agreements.
October 08, 2020 |
ICBA NewsWatch Today
Compliance Compliance
Fed outlook assumes stimulus spending: minutes
Many Federal Open Market Committee members are predicating their economic outlook on the passage of additional economic stimulus spending, according to the minutes of their Sept. 15-16 meeting.
October 08, 2020 |
ICBA NewsWatch Today
Advocacy
SBA issues guidance on PPP deferral period
The SBA updated its frequently asked questions on the Paycheck Protection Program with guidance on the extended deferral period for borrower payments on PPP loans.
October 08, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Credit union acquisitions demand hearing: ICBA
Credit union acquisitions of community banks represent an "obscene" use of taxpayer subsidies and should be reviewed by Congress, ICBA's Paul Merski told Banking Dive.
October 08, 2020 |
ICBA NewsWatch Today
Credit Unions
PPP forgiveness push continues
ICBA continues urging community bankers to call their members of Congress and enlist the support of small-business contacts on behalf of PPP forgiveness legislation.
October 06, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Independent Banker previews election
The October issue of Independent Banker magazine previews the 2020 election and what the potential outcomes mean for community banks.
October 06, 2020 |
ICBA NewsWatch Today
CFPB outlines consent order termination process
The Consumer Financial Protection Bureau issued a policy statement outlining the process of applying for early termination of administrative consent orders.
October 06, 2020 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
FDIC to Congress: We're working on PPP asset-threshold impact
The FDIC told a group of House Republicans that it is exploring options to address the impact of Paycheck Protection Program loans on bank and bank holding company asset thresholds.
October 05, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Romero Rainey: Call Congress on PPP forgiveness
ICBA President and CEO Rebeca Romero Rainey urged community bankers to call their members of Congress and enlist the support of small-business contacts on behalf of PPP forgiveness legislation.
October 05, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
OCC issues CRA community bank resources
The OCC issued a Small Bank Compliance Guide and other resources on its Community Reinvestment Act final rule, which took effect Oct. 1.
October 05, 2020 |
ICBA NewsWatch Today
Compliance
SBA issues change-of-ownership procedures for PPP borrowers
The SBA issued a notice on the required procedures for changes of ownership of Paycheck Protection Program borrowers.
October 05, 2020 |
ICBA NewsWatch Today
Advocacy Lending
IRS: Lenders shouldn't report PPP loan forgiveness
The IRS recently issued guidance clarifying that lenders should not file information returns or furnish payee statements to report the amount of qualifying forgiveness on PPP loans.
October 05, 2020 |
ICBA NewsWatch Today
Crisis Preparedness
ICBA working with agencies on reducing TRID burden
ICBA announced a collaboration with the Federal Reserve and Consumer Financial Protection Bureau to test certain community bank-inspired improvements to the TILA-RESPA Integrated Disclosure Rule.
October 02, 2020 |
ICBA NewsWatch Today
Compliance
Fed's Brainard: Community banks key to CRA modernization
The Federal Reserve relied on ICBA and community bank input in developing its recent advance notice of proposed rulemaking on modernizing Community Reinvestment Act regulations, Fed Governor Lael Brainard told ICBA community bankers.
October 02, 2020 |
ICBA NewsWatch Today
CRA
ICBA to CFPB: Expand 'seasoned' QM plan
ICBA encouraged the CFPB to expand on its proposal to create a new category of "seasoned" qualified mortgages.
October 02, 2020 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
FinCEN warns of cryptocurrency risk
Banks should expect examiners and the Financial Crimes Enforcement Network to ask about risk exposure related to virtual currencies, FinCEN Director Kenneth Blanco said.
October 01, 2020 |
ICBA NewsWatch Today
Cybersecurity Technology
Flood insurance extension passes
The Senate passed a short-term spending package that includes a one-year extension of the National Flood Insurance Program.
October 01, 2020 |
ICBA NewsWatch Today
Flood Insurance
Enlist small businesses in PPP push
ICBA is now calling on community bankers to enlist small-business customers in urging Congress to immediately pass legislation to simplify Paycheck Protection Program forgiveness.
October 01, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness Lending
Bowman: Community banks critical to PPP
Community banks were essential to the success of the Paycheck Protection Program by serving the smallest businesses outside the focus of larger banks, Federal Reserve Governor Michelle "Miki" Bowman said.
October 01, 2020 |
ICBA NewsWatch Today
Crisis Preparedness Lending
ICBA, agency roundtable on homeownership today
ICBA President and CEO Rebeca Romero Rainey is scheduled to join top regulators at 3 p.m. (Eastern time) today for a virtual roundtable discussion on homeownership.
October 01, 2020 |
ICBA NewsWatch Today
Housing Finance/GSEs
Comment Letter Regarding DOJ's Bank Merger Competitive Review Guidelines
The competitive landscape of the banking industry has changed substantially since the Bank Merger Competitive Review Guidelines were adopted in 1995. ICBA strongly believes it is appropriate to update the approach to reviewing bank mergers.
September 30, 2020 |
ICBA NewsWatch Today
Too-Big-To-Fail/Systemic Risk
Preserving the Integrity of the Bank Charter: The Community Bank Perspective
Community banks welcome technological innovation, but we must also recognize that technological change underscores the importance of a robust legal framework to ensure consumer protection as well as the safety and soundness of our institutions.
September 29, 2020 |
ICBA NewsWatch Today
Commerce & Banking Payments Fintech Regulation
Virtual BSA/AML Institute in November
With the regulatory agencies committing to tougher and more inclusive BSA/AML exams, Community Banker University is hosting an upcoming BSA/AML Institute.
September 29, 2020 |
ICBA NewsWatch Today
Compliance
PPP loan-forgiveness problems make news
Politico reported on the frustrations of community banks and other lenders with the Paycheck Protection Program's loan-forgiveness process.
September 29, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
ICBA opposes threshold change on securities filings
ICBA filed a comment letter opposing the SEC's proposal to raise the threshold over which institutional investment managers are required to file quarterly Form 13F reports.
September 29, 2020 |
ICBA NewsWatch Today
SEC
Hearing on fintech payments framework
While Congress continues to work on another stimulus package, the House Financial Services Committee has a virtual hearing this week on fintech payments.
September 28, 2020 |
ICBA NewsWatch Today
Fintech Regulation
Regulator council backs stricter GSE capital standards
The Financial Stability Oversight Council largely endorsed the Federal Housing Finance Agency's proposal to raise capital requirements on Fannie Mae and Freddie Mac.
September 28, 2020 |
ICBA NewsWatch Today
Lending Mortgage Rules
ICBA to Congress: Simplify PPP forgiveness
ICBA urged Congress to immediately pass stand-alone legislation to simplify Paycheck Protection Program loan forgiveness to preserve the success of the program.
September 28, 2020 |
ICBA NewsWatch Today
Advocacy Crisis Preparedness
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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