ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA issues new white paper calling on policymakers to close ILC loophole
ICBA published a new white paper detailing why policymakers should close the industrial loan company loophole, which allows ILCs and their parent companies to skirt regulatory oversight, endangering consumers and the economy.
November 13, 2025 |
ICBA NewsWatch Today
Commerce & Banking
CFPB expands 1071 exemptions in new proposal
The Consumer Financial Protection Bureau issued an updated 1071 proposed rule that would exempt more community banks and small-business loans, as advocated by ICBA.
November 13, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
CFPB proposes amending disparate impact rules
The Consumer Financial Protection Bureau proposed amending provisions related to disparate impact standards.
November 13, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA welcomes efforts to end shutdown
ICBA welcomed a bipartisan Senate effort to end the federal shutdown and reopen the government.
November 12, 2025 |
ICBA NewsWatch Today
Government Banks
Independent Banker details law that safeguards borrower data
The latest Independent Banker magazine breaks down an ICBA-supported law to rein in the sale of mortgage “trigger leads.”
November 12, 2025 |
ICBA NewsWatch Today
Data Security/Fraud
Fed's Financial Stability Report highlights key risks
Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the Federal Reserve’s semiannual Financial Stability Report.
November 12, 2025 |
ICBA NewsWatch Today
Federal Reserve
Tax exempt credit unions shouldn t access public funds letter to the editor
In a new letter to the editor, ICBA community banker Jeff Dick says that credit unions wanting access to municipal deposits without contributing back to the communities they claim to serve is a bad deal for Virginia.
November 10, 2025 |
ICBA NewsWatch Today
Credit Unions
Atlanta Fed examines rounding scenarios without pennies
A new blog post from the Federal Reserve Bank of Atlanta examines possible rounding methods the United States could use when penny production is phased out.
November 10, 2025 |
ICBA NewsWatch Today
Federal Reserve
FDIC CRA exams will occur less frequently for most banks
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
November 10, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
ICBA urges OCC to reject Sony Bank national trust bank charter application
ICBA urged the OCC to reject Sony Bank’s application for a national trust bank charter for a proposed subsidiary—its latest response to the sudden influx of applications from nonbank fintechs.
November 07, 2025 |
ICBA NewsWatch Today
OCC
FDIC announces relief for Alaska Minnesota banks
The agency is encouraging banks to work constructively with borrowers experiencing difficulties beyond their control because of damage caused by the severe conditions.
November 07, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
ICBA s unique call for 1033 community bank exemption makes headlines
ICBA’s unique call for the Consumer Financial Protection Bureau to exempt community banks from its 1033 rule—and big banks’ opposition to a community bank exemption—is making news.
November 06, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA signals support for FHFA strategic plan
ICBA said it supports U.S. Federal Housing’s plan to focus on safety and soundness of Fannie Mae, Freddie Mac, and the Federal Home Loan Banks while emphasizing the importance of reducing regulatory burdens and maintaining the enterprises’ mission to foster a liquid, efficient, resilient, and competitive housing finance system.
November 06, 2025 |
ICBA NewsWatch Today
FHLB
In meeting ICBA urges Fed to rescind debit interchange proposal
ICBA and other groups met with Federal Reserve Governor Stephen Miran and reiterated that the Fed’s November 2023 debit interchange proposal should be rescinded.
November 06, 2025 |
ICBA NewsWatch Today
Federal Reserve
Treasury sanctions North Korean institutions involved in cybercrime
The Treasury Department sanctioned eight North Korean individuals and two entities for their role in laundering funds derived from a variety of illicit schemes, including cybercrime and information technology worker fraud.
November 05, 2025 |
ICBA NewsWatch Today
Department of Treasury
Audit finds CFPB s information security is not effective
The Consumer Financial Protection Bureau’s Office of the Inspector General released an audit that found the bureau’s information security program is no longer effective.
November 05, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA announces opposition to Coinbase's charter application
ICBA announced its opposition to Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
November 05, 2025 |
ICBA NewsWatch Today
OCC
ICBA urges OCC to deny Coinbase s national trust bank charter application
ICBA urged the OCC to deny Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
November 04, 2025 |
ICBA NewsWatch Today
OCC
Bank financial officers report tighter standards for commercial industrial loans
Respondents to the Federal Reserve’s latest survey of senior financial officers shared their opinions on the standards and terms on, and demand for, bank loans to businesses and households over the past three months.
November 04, 2025 |
ICBA NewsWatch Today
Federal Reserve
FS-ISAC: North Korean criminals using new fraud technique
North Korean threat actors are leveraging a new technique to get victims to click on malicious links, the Financial Services Information Sharing and Analysis Center said in its latest weekly risk summary.
November 03, 2025 |
ICBA NewsWatch Today
Fraud
Treasury secretary, senator: It’s time to empower community banks
Treasury Secretary Scott Bessent and Senator Bill Hagerty (R-Tenn.) said empowering community banks to succeed is essential to driving economic growth in America.
November 03, 2025 |
ICBA NewsWatch Today
Department of Treasury
Court sides with Fed to reject master account access from nonbank entities
The United States Court of Appeals for the Tenth Circuit sided with the Federal Reserve, ICBA, and other groups by rejecting Custodia Bank’s argument that it should be granted automatic master account access because it holds a state charter.
November 03, 2025 |
ICBA NewsWatch Today
Federal Reserve
Fed’s Bowman prioritizes outreach to community banks
Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.
October 31, 2025 |
ICBA NewsWatch Today
Federal Reserve
CISA, NSA share Microsoft server security best practices
The Cybersecurity & Infrastructure Security Agency, National Security Agency, and international cybersecurity released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on-premises Exchange servers against exploitation by malicious actors.
October 31, 2025 |
ICBA NewsWatch Today
Cybersecurity
FDIC’s Hill: Deposit insurance reform could boost confidence
FDIC Acting Chairman Travis Hill said deposit insurance reform could strengthen depositor confidence.
October 31, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.
October 30, 2025 |
ICBA NewsWatch Today
Federal Reserve
Court halts 1033 rule compliance deadline
The U.S. District Court for the Eastern District of Kentucky stayed the compliance deadline for the Consumer Financial Protection Bureau’s Section 1033 rule.
October 30, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA, others: Interest rate cap bill would hurt consumers’ access to credit
ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781), which would institute new government price controls for consumer loans, diminishing access to credit for individuals and small-business owners.
October 29, 2025 |
ICBA NewsWatch Today
Lending
ICBA supports Travis Hill for FDIC chairman
ICBA encouraged senators to advance the nomination of FDIC Acting Chairman Travis Hill to serve as FDIC chairman.
October 29, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
House Democrats express support for CDFI Fund
A group of 120 House Democrats urged the Trump administration to protect the Community Development Financial Institutions Fund, saying its work is vital in supporting families, businesses, and communities that rely on this source of economic empowerment.
October 29, 2025 |
ICBA NewsWatch Today
CDFI
ICBA calls for unified AI regulations
ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.
October 28, 2025 |
ICBA NewsWatch Today
Artificial Intellegence
OCC proposes rescinding recovery planning guidelines for large banks
The OCC proposed rescinding its recovery planning guidelines for certain large banks.
October 28, 2025 |
ICBA NewsWatch Today
OCC
Fed seeks comments on annual stress test
The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.
October 27, 2025 |
ICBA NewsWatch Today
Federal Reserve
Social Security benefits to increase 2.8% next year
Social Security benefits and Supplemental Security Income payments for more than 75 million Americans will increase by 2.8% in 2026, according to the Social Security Administration. SSA said that, on average, Social Security retirement benefits will increase by about $56 per month starting in January.
October 27, 2025 |
ICBA NewsWatch Today
Government Banks
ICBA calls on policymakers to end government shutdown
With the ongoing government shutdown threatening to harm local economic growth, ICBA encouraged all sides to work together to reopen the government.
October 27, 2025 |
ICBA NewsWatch Today
Government Banks
ICBA-backed letter to support CDFIs signed by 105 members of Congress
A group of 105 Republican senators and representatives strongly urged the Trump administration to continue carrying out the statutory obligations of the Community Development Financial Institutions Fund.
October 24, 2025 |
ICBA NewsWatch Today
Congressional Matters
Senate panel touts support for bill to raise CTR, SAR thresholds
The Senate Banking Committee published public support from ICBA and other groups for a bill to raise currency transaction reporting and Suspicious Activity Reporting thresholds.
October 24, 2025 |
ICBA NewsWatch Today
Congressional Matters
ICBA pushes deregulation in EGRPRA comments
ICBA called on federal banking regulators in the Trump administration to continue advancing ICBA’s deregulatory recommendations via the latest Economic Growth and Regulatory Paperwork Reduction Act review.
October 24, 2025 |
ICBA NewsWatch Today
EGRPRA s.2155
ICBA releases principles for deposit insurance reform to focus policy debate
With lawmakers deliberating deposit insurance reform proposals, ICBA this week released recommended principles to inform the debate.
October 23, 2025 |
ICBA NewsWatch Today
Deposit Insurance
ICBA Education releases 2026 seminar schedule
ICBA Education has announced preliminary dates for its 2026 certification institutes, seminars, and forums. While registration is not yet open, the schedule offers a first look at next year’s training opportunities.
October 23, 2025 |
ICBA NewsWatch Today
Senators call for moratorium on ILC approvals
Two Democratic senators called on the FDIC to halt industrial loan company charter approvals until Congress passes a law defining ILCs as banks.
October 23, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Fed’s Waller proposes ‘skinny master account’
Federal Reserve Governor Christopher Waller said the Fed should explore the idea of a “skinny master account.”
October 22, 2025 |
ICBA NewsWatch Today
Federal Reserve
ICBA unveils principles for deposit insurance reform
With lawmakers deliberating deposit insurance reform proposals, ICBA released recommended principles to inform the debate.
October 22, 2025 |
ICBA NewsWatch Today
Deposit Insurance
ICBA urges CFPB to expand 1033 exemption for community banks
ICBA called on the Consumer Financial Protection Bureau to exempt from its 1033 rule requirements all community banks with assets $10 billion and under.
October 22, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
ICBA supports bill to raise CTR, SAR thresholds
ICBA expressed strong support for a Senate bill that would raise the currency transaction reporting and Suspicious Activity Reporting thresholds to $30,000 and $10,000, respectively, and index the CTR threshold for inflation every five years.
October 21, 2025 |
ICBA NewsWatch Today
Department of Treasury Federal Housing Finance Agency
ICBA, other trades urge administration to halt CDFI Fund cuts
ICBA and other groups urged the Trump administration to reconsider actions to eliminate Community Development Financial Institutions Fund resources.
October 21, 2025 |
ICBA NewsWatch Today
CDFI
ICBA, CHLA encourage agencies to reduce 30/10 spread
ICBA and the Community Home Lenders of America called on the Treasury Department and Federal Housing Finance Agency should permit Fannie Mae and Freddie Mac to use their portfolios to help reduce the historically wide spread between 30-year mortgage rates and 10-year treasuries (30/10 spread). ICBA said this action could reduce mortgage rates by 30 basis points or more.
October 21, 2025 |
ICBA NewsWatch Today
Department of Treasury Federal Housing Finance Agency
ICBA: Detecting illicit activity involving digital assets requires bigger effort
ICBA told the Treasury Department that community banks remain open to exploring the potential capabilities of payment stablecoins, but their promise rests on the government’s ability and willingness to deter the skyrocketing growth of illicit finance in the digital economy.
October 20, 2025 |
ICBA NewsWatch Today
Digital Assets
FDIC announces new process for nonbanks to bid on failed large banks
The FDIC announced that it has developed a pre-qualification process for nonbank bidders with the intent of qualifying nonbank bidders in advance of any offering.
October 17, 2025 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Agencies withdraw principles for climate-related financial risk management
The federal banking agencies announced the withdrawal of interagency Principles for Climate-Related Financial Risk Management for Large Financial Institutions.
October 17, 2025 |
ICBA NewsWatch Today
Climate
B2B payments on ACH network increase 10% in Q3
Business-to-business ACH volume was nearly 2.1 billion payments in the third quarter, an increase of 10% from the same time last year, according to Nacha.
October 17, 2025 |
ICBA NewsWatch Today
ACH
ICBA urges senators to prohibit payment of interest on stablecoins by all digital market participants
ICBA and its 44 affiliated state partner associations urged senators to ensure proposed legislation to create a regulatory framework for digital assets markets does not impair community banks' ability to utilize deposits to fuel their communities.
October 16, 2025 |
ICBA NewsWatch Today
Congressional Matters Digital Assets
New op-ed spotlights data showing harmful impact of credit union acquisitions
A new op-ed from ICBA leadership bankers says public data show why policymakers should examine the impact of federal tax subsidies on credit union acquisitions of community banks.
October 16, 2025 |
ICBA NewsWatch Today
Credit Unions
ICBA discusses 1033 rulemaking in meeting with CFPB
Senior ICBA staff met with Consumer Financial Protection Bureau leaders to discuss its Section 1033 rulemaking on sharing consumer financial data.
October 16, 2025 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Federal agencies target transnational cybercrime networks
The Treasury and Justice departments announced several actions against criminal networks responsible for scams and money laundering, including an ICBA-supported final rule targeting the Cambodia-based Huione Group.
October 15, 2025 |
ICBA NewsWatch Today
Cybersecurity
Powell: Fed navigating data delayed due to shutdown
While some important government data have been delayed due to the federal government shutdown, available data indicate the outlook for employment and inflation has not changed much since the Federal Open Market Committee’s September meeting, Federal Reserve Chair Jerome Powell said.
October 15, 2025 |
ICBA NewsWatch Today
Federal Reserve
Nacha approves rules on enhancing international ACH transactions
Nacha voting members approved five Nacha Operating Rules changes aimed at increasing the awareness and efficiency of international ACH transactions.
October 15, 2025 |
ICBA NewsWatch Today
ACH
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