ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, blog posts, advocacy letters and other news that impacts community bankers.
’80s-themed ICBA PAC auction set for ICBA LIVE
ICBA PAC is hosting its 36th Annual Auction Fundraiser on Wednesday, March 12, during ICBA LIVE in Nashville. Tickets for the ’80s-themed event go on sale Friday, Jan. 3.
December 11, 2024 |
ICBA NewsWatch Today
CFPB’s credit card late fee rule shot down
A federal judge upheld an order blocking the Consumer Financial Protection Bureau’s $8 cap on credit card late fees.
December 10, 2024 |
ICBA NewsWatch Today
CFPB
CFPB seeks input for rulemaking on domestic violence, elder abuse
The Consumer Financial Protection Bureau launched a rulemaking to address the effects of inaccurate credit reporting affecting survivors of domestic violence, elder abuse, and other forms of financial abuse.
December 10, 2024 |
ICBA NewsWatch Today
CFPB Compliance
Fed clarifies account access guidelines
The Federal Reserve provided a technical clarification that its account access guidelines also apply to excess balance accounts.
December 10, 2024 |
ICBA NewsWatch Today
Federal Reserve
ICBA’s Romero Rainey, Merski recognized as top lobbyists
ICBA President and CEO Rebeca Romero Rainey and Group Executive Vice President of Congressional Relations and Strategy Paul Merski were featured on The Hill’s 2024 list of the nation’s top lobbyists.
December 09, 2024 |
ICBA NewsWatch Today
Independent Banker shares top compliance issues of 2024
Guidance and proposed rules from regulatory agencies this year kept community banks on their toes, according to the latest Independent Banker magazine.
December 09, 2024 |
ICBA NewsWatch Today
Report: Banking system is sound but faces challenges
The U.S. banking system remains resilient—supported by sound levels of regulatory capital, adequate liquidity buffers, and healthy levels of profitability—but the industry must address emerging vulnerabilities, according to the Financial Stability Oversight Council’s 2024 annual report.
December 09, 2024 |
ICBA NewsWatch Today
Digital Assets
Forum next week on using tech to protect seniors
ICBA’s ThinkTECH Solutions Forum: AgeTech is scheduled for noon (Eastern time) Thursday, Dec. 12.
December 06, 2024 |
ICBA NewsWatch Today
Independent Banker shares farm bill prospects
A new five-year farm bill will run about 1,000 pages and include a vast array of programs, so the most likely action is an extension of the current bill and possibly an emergency aid package, according to the latest Independent Banker magazine.
December 06, 2024 |
ICBA NewsWatch Today
Farm Bill
Fiserv chief nominated to lead Social Security
Frank Bisignano—chairman, president, and CEO of Fiserv, a global provider of payments and financial services technology solutions—was nominated by President-Elect Donald Trump to be commissioner of the Social Security Administration.
December 06, 2024 |
ICBA NewsWatch Today
Government Banks
Treasury sanctions money laundering network using digital assets
The Treasury Department sanctioned five individuals and four entities associated with the TGR Group, an international network of businesses and employees that act on behalf of Russian elites.
December 05, 2024 |
ICBA NewsWatch Today
ICBA: CFPB’s 1071 rule exceeds its authority
The Consumer Financial Protection Bureau’s 1071 small-business rule exceeds the agency’s statutory authority and is arbitrary and capricious, ICBA said in a new court filing.
December 05, 2024 |
ICBA NewsWatch Today
CFPB
Agencies issue statement on financial exploitation of elderly
Five federal financial regulatory agencies, the Financial Crimes Enforcement Network, and state financial regulators issued a joint statement to provide supervised institutions with examples of risk management and other practices that may be effective in combatting elder financial exploitation.
December 05, 2024 |
ICBA NewsWatch Today
FinCEN
Agencies seek further comment on regulatory burden
The federal bank regulatory agencies announced the third notice requesting comment to reduce regulatory burden as required by the Economic Growth and Regulatory Paperwork Reduction Act of 1996.
December 04, 2024 |
ICBA NewsWatch Today
EGRPRA s.2155
CFPB proposes rule on consumer reporting
The Consumer Financial Protection Bureau issued a notice of proposed rulemaking related to consumer reporting and the requirements of the Fair Credit Reporting Act.
December 04, 2024 |
ICBA NewsWatch Today
CFPB Compliance
OCC updates unfair practices booklet
The OCC issued version 1.1 of the “Unfair or Deceptive Acts or Practices and Unfair, Deceptive, or Abusive Acts or Practices” booklet of the Comptroller’s Handbook.
December 04, 2024 |
ICBA NewsWatch Today
Compliance
Regulators hosting fair lending webinar today
Federal regulators are slated to host an interagency webinar on fair lending at 2 p.m. (Eastern time) today. The webinar will cover redlining, Community Reinvestment Act rules, the relationship between CRA and fair lending, and more.
December 04, 2024 |
ICBA NewsWatch Today
Independent Banker honors best community banks to work for
This month’s Independent Banker magazine recognizes the best community banks to work for, selected by the input of full-time employees.
December 03, 2024 |
ICBA NewsWatch Today
Fed’s Waller expects rate cuts to continue over next year
Monetary policy is still restrictive and putting downward pressure on inflation without creating undesirable weakness in the labor market, according to Federal Reserve Governor Christopher Waller, who added that he expects rate cuts to continue over the next year.
December 03, 2024 |
ICBA NewsWatch Today
Federal Reserve
FDIC updates Q&As on official signage
The FDIC updated questions and answers related to its final rule governing the usage of official FDIC signs, advertising, name, logo, and more.
December 03, 2024 |
ICBA NewsWatch Today
FDIC
ICBA op-ed: Megabanks aren't—and never will be—community banks
While some industry watchers might apply the term “community bank” to the nation's largest financial institution, the truth is community banks cannot be replicated by megabanks, ICBA Chairman Lucas White wrote in a new American Banker op-ed (subscription required).
December 02, 2024 |
ICBA NewsWatch Today
Q4 community bank briefing this month
ICBA this month is hosting a complimentary community bank briefing on key congressional and regulatory developments.
December 02, 2024 |
ICBA NewsWatch Today
OCC announces 2025 fees and assessments
The OCC announced its fees and assessments for calendar year 2025.
December 02, 2024 |
ICBA NewsWatch Today
OCC
Independent Banker: How community banks can attract Gen Z customers
The latest Independent Banker magazine highlights the substantial influence of Gen Z—those born between 1997 and 2012—whose spending power now totals $44 billion and represents a key demographic for community banks.
November 26, 2024 |
ICBA NewsWatch Today
FinCEN joins public-private partnership to combat fraud and scams
The Financial Crimes Enforcement Network announced that is has joined a multi-sector national task force dedicated to the prevention of fraud and scams.
November 26, 2024 |
ICBA NewsWatch Today
FinCEN
FHFA releases plans to improve housing opportunities for the underserved
The FHFA announced that Fannie Mae and Freddie Mac will seek to extend housing access in rural underserved markets, enhance their support for manufactured housing, and continue addressing liquidity needs for first-time homebuyers.
November 26, 2024 |
ICBA NewsWatch Today
Federal Housing Finance Agency
New blog post shares insights from PSP Engagement Forum
ICBA’s recent Preferred Service Provider Engagement Forum brought together 15 PSPs, seven ThinkTECH Accelerator alumni, and community bankers for an exchange of insights and opportunities to advance community bank innovation, according to a new Main Street Matters blog post.
November 25, 2024 |
ICBA NewsWatch Today
ICBA calls on FDIC to withdraw brokered deposit proposal
ICBA urged the FDIC to withdraw its proposed rulemaking on brokered deposits to avoid harming community banks.
November 25, 2024 |
ICBA NewsWatch Today
FDIC
Fed to conduct public outreach on monetary policy review next year
The Federal Reserve announced that the 2025 periodic review of its monetary policy strategy, tools, and communications will include public outreach events.
November 25, 2024 |
ICBA NewsWatch Today
Federal Reserve
ICBA LIVE registrants eligible for special drawing
Community bankers who register for ICBA LIVE 2025 by Friday, Nov. 29, will be entered into a drawing for one of three prizes.
November 22, 2024 |
ICBA NewsWatch Today
CFPB finalizes rule on oversight of digital payment apps
The Consumer Financial Protection Bureau finalized a rule to supervise the largest nonbank companies offering digital funds transfer and payment wallet apps.
November 22, 2024 |
ICBA NewsWatch Today
CFPB
ICBA releases new check fraud guide
ICBA’s Check Fraud Task Force this week published a new guide that explains how and when community banks should contact regulators about check fraud.
November 22, 2024 |
ICBA NewsWatch Today
Fraud
ICBA releases guide on contacting regulators about check fraud
ICBA’s Check Fraud Task Force published a new guide that explains how and when community banks should contact regulators about check fraud.
November 21, 2024 |
ICBA NewsWatch Today
Fraud
Comments on FDIC brokered deposit rule due today
ICBA is encouraging community bankers to use its guide to submit unique comment letters on the FDIC’s notice of proposed rulemaking on brokered deposit restrictions ahead of today’s deadline.
November 21, 2024 |
ICBA NewsWatch Today
FDIC
ThinkTECH Connect today
ICBA’s ThinkTECH Connect—which offers community bankers a fast-paced introduction to innovative fintech companies—is scheduled for noon (Eastern time) today. Community bankers can attend the session live or get the recording.
November 21, 2024 |
ICBA NewsWatch Today
Independent Banker highlights technology trends
When assessing new technology, community bankers should ask themselves what requires the most human interaction but is tedious or repetitive work, according to the latest Independent Banker magazine.
November 20, 2024 |
ICBA NewsWatch Today
Treasury notes risks in cross-border payments
If a poorly designed cross-border payments system were widely adopted, it could do significant harm to international financial stability and economic security, according to a senior Treasury Department official.
November 20, 2024 |
ICBA NewsWatch Today
FDIC’s Gruenberg to retire in January
FDIC Chairman Martin Gruenberg told colleagues he will retire on Jan. 19, according to media reports of his message to agency staff.
November 20, 2024 |
ICBA NewsWatch Today
FDIC
New podcast on combating holiday-season fraud
The latest Independent Banker podcast spotlights how community bankers can get ahead of year-end fraud and raise awareness among consumers as the holidays approach.
November 19, 2024 |
ICBA NewsWatch Today
FDIC extends comment period for custodial deposit proposal
The FDIC extended to Jan. 16 the comment period for its proposed rule on recordkeeping requirements for custodial accounts.
November 19, 2024 |
ICBA NewsWatch Today
FDIC
Blog: New Marketing Resource Center helps community banks tell their story
ICBA released a dynamic toolkit designed to equip community banks with everything they need to create consistently impactful marketing campaigns, according to a new Main Street Matters blog post.
November 19, 2024 |
ICBA NewsWatch Today
Marketing
ICBA launches Marketing Resource Center
ICBA’s Marketing Resource Center—which brings member banks valuable, vetted marketing materials to better tell their stories—is available starting today.
November 18, 2024 |
ICBA NewsWatch Today
Marketing
Romero Rainey: Credit unions’ fuzzy math reveals tax exemption insecurity
While credit unions have a history of playing fast and loose with the facts, they now appear willing to say just about anything to distract from the impact of their taxpayer subsidies, ICBA President and CEO Rebeca Romero Rainey wrote in a new op-ed on LinkedIn.
November 18, 2024 |
ICBA NewsWatch Today
Credit Unions
FinCEN updates FAQs on beneficial ownership
The Financial Crimes Enforcement Network updated two frequently asked questions related to access to beneficial ownership information.
November 18, 2024 |
ICBA NewsWatch Today
FinCEN
ICBA supports FARM Act
ICBA said it supports the Farmer Assistance and Revenue Mitigation Act (H.R. 10045), which would offer targeted relief to farmers who have suffered crop losses due to the impact of adverse weather conditions and low commodity prices.
November 15, 2024 |
ICBA NewsWatch Today
Farm Bill
Comments on FDIC brokered deposit rule due next week
ICBA published a guide to help community bankers submit unique comment letters on the FDIC’s notice of proposed rulemaking on brokered deposit restrictions ahead of next week’s deadline.
November 15, 2024 |
ICBA NewsWatch Today
FDIC
ICBA urges community bankers to comment on FDIC brokered deposit rule
ICBA published a guide to help community bankers submit unique comment letters on the FDIC’s notice of proposed rulemaking on brokered deposit restrictions ahead of next week’s deadline.
November 14, 2024 |
ICBA NewsWatch Today
FDIC
Independent Banker details fight against new FHLB regulations
When the Federal Housing Finance Agency last year began a deep dive on the Federal Home Loan Bank System, ICBA urged the agency not to fix what isn’t broken, as detailed in the latest Independent Banker magazine.
November 14, 2024 |
ICBA NewsWatch Today
FinCEN warns banks about deepfake fraud schemes
The Financial Crimes Enforcement Network issued an alert to help financial institutions identify fraud schemes associated with the use of deepfake media created with generative artificial intelligence tools.
November 14, 2024 |
ICBA NewsWatch Today
FinCEN
ICBA urging community bankers to comment on FDIC brokered deposit rule
ICBA published a guide to help community bankers submit unique comment letters on the FDIC’s notice of proposed rulemaking on brokered deposit restrictions.
November 13, 2024 |
ICBA NewsWatch Today
FDIC
Senate hearing next week on Credit Card Competition Act
Senate Judiciary Committee Chairman Dick Durbin (D-Ill.) scheduled a hearing for Tuesday, Nov. 19, on his ICBA-opposed bill to create credit card routing mandates.
November 13, 2024 |
ICBA NewsWatch Today
Credit Cards
FDIC: Unbanked households at record low
Only 4.2% of U.S. households were unbanked in 2023, according to the FDIC’s latest biennial survey of Unbanked and Underbanked Households, the lowest national unbanked rate since the survey began in 2009.
November 13, 2024 |
ICBA NewsWatch Today
FDIC
ICBA Foundation makes a difference
Support from the ICBA Foundation helped Rolling Fork, Miss., rebuild after a devastating tornado last year.
November 12, 2024 |
ICBA NewsWatch Today
Invitation-only event next month for leaders of large community banks
ICBA’s Breaking Barriers Symposium is set for Dec. 4-5 in Washington, D.C.
November 12, 2024 |
ICBA NewsWatch Today
ICBA: Another credit union acquisition as policy questions mount
After the 20th credit union acquisition of a community bank this year—and another featuring a credit union crossing state lines to buy a community bank—ICBA said the record number of transactions is being noticed by the public and policymakers.
November 12, 2024 |
ICBA NewsWatch Today
Credit Unions
CFPB penalizes Navy Federal Credit Union for overdraft fees
The Consumer Financial Protection Bureau ordered Navy Federal Credit Union to refund more than $80 million in overdraft fees to consumers, change its overdraft practices, and pay a $15 million civil penalty.
November 08, 2024 |
ICBA NewsWatch Today
CFPB
ICBA urging community bankers to comment on FDIC brokered deposit rule
ICBA published a grassroots guide to help community bankers submit unique comment letters on the FDIC’s notice of proposed rulemaking on brokered deposit restrictions.
November 08, 2024 |
ICBA NewsWatch Today
FDIC
Fed cuts rates by 25 basis points
The Federal Open Market Committee voted unanimously to cut target interest rates by 25 basis points due an easing labor market and inflation moving toward its 2% goal. The cut lowers the federal funds rate to a range of 4.5% to 4.75%.
November 08, 2024 |
ICBA NewsWatch Today
ICBA publishes election analysis
With the re-election of President Donald Trump, control of the Senate shifting to Republicans, and the House still up in the air, ICBA released an analysis of the 2024 election exclusively for community banks.
November 07, 2024 |
ICBA NewsWatch Today
Government Banks
FDIC committee on economic inclusion to meet next week
The FDIC announced that its Advisory Committee on Economic Inclusion (ComE-IN) will meet at 9 a.m. (Eastern time) Wednesday, Nov. 13, in Washington, D.C.
November 07, 2024 |
ICBA NewsWatch Today
FDIC
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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