ICBA Newsroom
The ICBA Newsroom collects and centralizes all the NewsWatch Today articles, press releases, Main Street Matters blogs, advocacy letters and other news that impacts community bankers.
ICBA publishes election analysis
With the re-election of President Donald Trump, control of the Senate shifting to Republicans, and the House still up in the air, ICBA released an analysis of the 2024 election exclusively for community banks.
November 07, 2024 |
ICBA NewsWatch Today
Government Banks
FDIC committee on economic inclusion to meet next week
The FDIC announced that its Advisory Committee on Economic Inclusion (ComE-IN) will meet at 9 a.m. (Eastern time) Wednesday, Nov. 13, in Washington, D.C.
November 07, 2024 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
ICBA matches $25k donation for Hurricane Relief Fund
The ICBA Foundation’s Hurricane Relief Fund—which is dedicated to supporting community bankers, their employees, and communities—continues to grow, including via a $25,000 match from ICBA.
November 07, 2024 |
ICBA NewsWatch Today
FDIC to unveil online tool to promote creation of minority banks
The FDIC announced that today it will introduce an online tool to help financial institutions, investors, and other interested groups to identify neighborhoods that could benefit from banking services.
November 06, 2024 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Coming soon: Analysis of 2024 election impact on community banking
With Election Day 2024 in the books, ICBA will release an analysis of the pending election results and their impact on community banks.
November 06, 2024 |
ICBA NewsWatch Today
ICBA matches $25k donation for Hurricane Relief Fund
The ICBA Foundation’s Hurricane Relief Fund—which is dedicated to supporting community bankers, their employees, and communities—continues to grow with generous support, including a $25,000 match from ICBA.
November 06, 2024 |
ICBA NewsWatch Today
New op-ed: Don't fix what isn't broken at Federal Home Loan Banks
The Federal Housing Finance Agency’s regulatory crackdown on the Federal Home Loan Banks threatens the housing finance system at a time of high prices and limited supply, ICBA wrote in a new op-ed.
November 04, 2024 |
ICBA NewsWatch Today
Federal Housing Finance Agency
Federal working group designed to boost CDFI access to capital
The Community Development Financial Institutions Fund and the Federal Housing Finance Agency announced the formation of a working group to increase capital for affordable housing lending from the Federal Home Loan Banks.
November 04, 2024 |
ICBA NewsWatch Today
CDFI Federal Housing Finance Agency
Former NCUA official profiles rogue credit union
A new blog post spotlights a growth-focused credit union that has rapidly expanded its footprint and obscured its declining net worth by acquiring smaller credit unions and issuing subordinated debt.
November 04, 2024 |
ICBA NewsWatch Today
Credit Unions
ICBA: Credit union penalty exemplifies consumer impact of lagging oversight
ICBA said a new regulatory action against VyStar Credit Union for harming consumers through its botched rollout of a new online banking system exemplifies the risks posed by lagging credit union regulation.
November 01, 2024 |
ICBA NewsWatch Today
Credit Unions
ICBA calls for additional EGRPRA outreach meetings
ICBA commended the federal banking agencies for hosting a virtual community banker outreach meeting under their current regulatory review and called for at least three more meetings.
November 01, 2024 |
ICBA NewsWatch Today
EGRPRA s.2155
FSB concerned about lack of stablecoin regulation
The Financial Stability Board reiterated its calls for countries to regulate stablecoins due to concerns about users losing confidence in stablecoins, which could lead to runs on issuers.
October 31, 2024 |
ICBA NewsWatch Today
Digital Assets
ICBA: Agencies should publish supervisory highlights on bank-fintech partnerships
To counteract “regulation through enforcement,” ICBA urged federal banking regulators to periodically publish supervisory highlights on key examination findings related to bank-fintech partnerships, similar to the Consumer Financial Protection Bureau’s.
October 31, 2024 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau
Task force updates AML-deficiency jurisdiction list
The Financial Action Task Force—a global anti-money-laundering watchdog—updated its lists of jurisdictions with AML deficiencies.
October 31, 2024 |
ICBA NewsWatch Today
Financial Crimes Enforcement Network
EGRPRA grassroots letters due today
ICBA is urging community bankers to use its Be Heard grassroots action center to submit comments on the current Economic Growth and Regulatory Paperwork Reduction Act review ahead of today’s deadline.
October 30, 2024 |
ICBA NewsWatch Today
EGRPRA s.2155
Blog: ICBA Payments entering a new era
ICBA Payments has a 40-year history of innovation and growth with a successful brand, steady business, and loyal clients—but it’s time for a transformation, according to a new blog post.
October 30, 2024 |
ICBA NewsWatch Today
Gruenberg: Orderly resolutions without systemic risk exception needed
FDIC Chairman Martin Gruenberg said there is a need for meaningful action to improve the likelihood of orderly resolutions of large regional banks without the expectation of invoking the systemic risk exception.
October 30, 2024 |
ICBA NewsWatch Today
Federal Deposit Insurance Corporation
Hurricane Relief Fund surpasses $100,000, continues vital support for community banks
The ICBA Foundation’s Hurricane Relief Fund—which is dedicated to supporting community bankers, their employees, and communities—has surpassed $100,000 in donations across five states.
October 29, 2024 |
ICBA NewsWatch Today
EGRPRA grassroots letters due tomorrow
ICBA continues urging community bankers to use its Be Heard grassroots action center to submit comments on the current Economic Growth and Regulatory Paperwork Reduction Act review.
October 29, 2024 |
ICBA NewsWatch Today
EGRPRA s.2155
Pew research: Americans don’t think crypto is safe
More than six in 10 Americans (63%) say they have little to no confidence that investing in, trading, or using cryptocurrencies is reliable and safe, according to the Pew Research Center.
October 29, 2024 |
ICBA NewsWatch Today
Digital Assets
Independent Banker: Faster payments don’t have to lead to faster fraud
Addressing real-time payments fraud requires a combination of techniques—there's no silver bullet—according to the latest Independent Banker magazine.
October 25, 2024 |
ICBA NewsWatch Today
Technology Faster Payments
FHA seeks feedback on housing proposals
The Federal Housing Administration posted two draft mortgagee letters on its Drafting Table for feedback:
October 25, 2024 |
ICBA NewsWatch Today
Mortgage Lending FHA/HUD
CFPB: Companies must follow FCRA rules when tracking employees
The Consumer Financial Protection Bureau issued a circular that said that companies using third-party consumer reports must follow Fair Credit Reporting Act rules.
October 25, 2024 |
ICBA NewsWatch Today
Consumer Financial Protection Bureau Compliance
ICBA Foundation raising relief funds for multiple states
The ICBA Foundation’s Hurricane Relief Fund continues requesting tax-deductible donations to assist community bankers in Florida, Georgia, North Carolina, and South Carolina affected by Hurricanes Helene and Milton.
October 22, 2024 |
ICBA NewsWatch Today
Report: Tokenization’s impact remains uncertain
A new report outlines the opportunities, risk, and future considerations for tokenization, or the process of generating and recording a digital representation of traditional assets on a programmable platform.
October 22, 2024 |
ICBA NewsWatch Today
Mutuals launch ‘Mutuals Matter’ campaign
An association of banking leaders from mutual banks across the country launched a new campaign highlighting the community-minded benefits offered by mutuals.
October 22, 2024 |
ICBA NewsWatch Today
ICBA Foundation distributing hurricane relief funds across multiple states
The ICBA Foundation’s Hurricane Relief Fund continues requesting tax-deductible donations to assist community bankers in Florida, Georgia, North Carolina, and South Carolina affected by Hurricane Helene and Hurricane Milton.
October 21, 2024 |
ICBA NewsWatch Today
ICBA requests extension for comments on FDIC’s proposal on custodial accounts
ICBA and other groups asked for a 60-day extension to the comment period for the FDIC’s Notice of Proposed Rulemaking on Recordkeeping for Custodial Accounts, which would establish new recordkeeping requirements for “custodial deposit accounts with transactional features” at insured depository institutions.
October 21, 2024 |
ICBA NewsWatch Today
Fed’s Waller: DeFi’s tech innovations could improve centralized finance
Federal Reserve Governor Christopher Waller said the technological innovations stemming from decentralized finance are largely complementary to centralized finance and can help improve it.
October 21, 2024 |
ICBA NewsWatch Today
FinCEN: Certain telecommunications service providers are exempt from beneficial ownership requirements
The Financial Crimes Enforcement Network issued a final rule to clarify that certain telecommunications service providers qualify as “regulated public utilities” and are exempt from the Corporate Transparency Act’s beneficial ownership information reporting requirements. The final rule is effective immediately upon publication in the Federal Register.
October 18, 2024 |
ICBA NewsWatch Today
Compliance
FDIC says DIF goal is ahead of schedule
The FDIC said the reserve ratio for the Deposit Insurance Fund remains on track to reach the statutory minimum of 1.35% as early as 2026, and ahead of the Amended Restoration Plan deadline of Sept. 30, 2028.
October 18, 2024 |
ICBA NewsWatch Today
Report: Stablecoins do not act as safe havens during crypto market stress
Stablecoins do not act as “safe havens” during crypto market stress, but their market capitalization drops after significant shocks, according to a Bank for International Settlements working paper.
October 18, 2024 |
ICBA NewsWatch Today
Digital Assets
FDIC extends compliance date for some signage rules
The FDIC announced that it is extending the compliance date for the new signage and advertising rule from Jan. 1, 2025, to May 1, 2025.
October 18, 2024 |
ICBA NewsWatch Today
Compliance
ThinkTECH Solutions Forum on data today
ICBA’s ThinkTECH Solutions Forum: Data is scheduled for noon (Eastern time) today. Community bankers can attend live or get the recording. Registration is free for ICBA members.
October 17, 2024 |
ICBA NewsWatch Today
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
October 17, 2024 |
ICBA NewsWatch Today
Advocacy
ICBA: FHFA guidance on FHLBank liquidity won’t work
ICBA and state community banking associations told the Federal Housing Finance Agency that its recent Advisory Bulletin to the FHLBanks regarding credit risk management expectations for member institutions lacked both clarity and statutory authority.
October 17, 2024 |
ICBA NewsWatch Today
Federal Housing Finance Agency
Independent Banker: ICBA continues amplifying concerns in stablecoin debate
As lawmakers continue to debate a regulatory framework for stablecoins, the latest Independent Banker magazine highlights how ICBA remains engaged to ensure that policymakers address the concerns of community banks.
October 16, 2024 |
ICBA NewsWatch Today
Digital Assets
Agencies adjust HPML, Reg Z, and Reg M exemption thresholds
The agencies issued three annual threshold adjustment final rules, effective Jan. 1.
October 16, 2024 |
ICBA NewsWatch Today
Agencies/Regulators Compliance
Agencies issue joint statement on institutions affected by Hurricane Milton
Federal and state financial regulators issued a joint statement saying they recognize the serious impact of Hurricane Milton on the customers and operations of many financial institutions and will provide appropriate regulatory assistance to affected institutions subject to their supervision.
October 16, 2024 |
ICBA NewsWatch Today
Agencies/Regulators
ICBA supports FDIC proposal to enhance ILC oversight
ICBA expressed support for an FDIC proposed rule that would enhance oversight of industrial loan companies.
October 15, 2024 |
ICBA NewsWatch Today
ICBA check fraud detection guide now available
ICBA’s Check Fraud Task Force published a guide that explains the solutions available to community banks to detect instances of check fraud.
October 15, 2024 |
ICBA NewsWatch Today
Fraud
Fed’s Bowman cites community bank, credit union regulatory disparities
Federal Reserve Governor Michelle Bowman said regulatory disparities between community banks and nonbank providers—including credit unions—can have a distortive effect on competition.
October 15, 2024 |
ICBA NewsWatch Today
Federal Reserve
ICBA task force releases check fraud detection guide
ICBA’s Check Fraud Task Force published a guide that explains the solutions available to community banks to detect instances of check fraud.
October 11, 2024 |
ICBA NewsWatch Today
Fraud
DOJ announces first credit union redlining settlement
The Justice Department announced that Citadel Federal Credit Union has agreed to pay more than $6.5 million to resolve allegations that it engaged in lending discrimination by redlining predominantly Black and Hispanic neighborhoods in and around Philadelphia.
October 11, 2024 |
ICBA NewsWatch Today
Credit Unions Government Banks
ICBA: AML/CFT modernization should not expand reg burden
ICBA told the federal banking agencies that their proposals to update anti-money-laundering and countering-the-financing-of-terrorism programs would create additional burdens on banks without any demonstrable benefit to combatting money laundering or terror financing.
October 11, 2024 |
ICBA NewsWatch Today
BSA/AML
ICBA raises relief funds, posts online resources
The ICBA Foundation Disaster Relief Program continues requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
October 10, 2024 |
ICBA NewsWatch Today
ICBA: Credit union tax subsidies continue driving record-high acquisitions
Following the 18th credit union acquisition of a community bank this year—and the fifth in Washington state—ICBA said Congress should address antiquated credit union policies.
October 10, 2024 |
ICBA NewsWatch Today
Credit Unions
Fed’s Jefferson encourages input on discount window
Federal Reserve Vice Chair Philip Jefferson encouraged comments on the Fed’s request for information on “operational frictions” associated with the discount window and intraday credit.
October 10, 2024 |
ICBA NewsWatch Today
Independent Banker highlights cybersecurity role for generative AI
Generative artificial intelligence could help community banks identify potentially fraudulent activity and security flaws, according to the latest Independent Banker magazine.
October 09, 2024 |
ICBA NewsWatch Today
Artificial Intellegence
FDIC extends comment period on deposits RFI
The FDIC extended until Dec. 6 the comment period on its request for information on deposits, as advocated by ICBA.
October 09, 2024 |
ICBA NewsWatch Today
FDIC extends comment period for brokered deposit proposal
The FDIC extended the comment period on its proposed rule on brokered deposits from Oct. 22 to Nov. 21.
October 09, 2024 |
ICBA NewsWatch Today
ICBA encouraging Payments Video Challenge promotion
ICBA is encouraging community bankers to spread the word about the Payments Innovation Alliance’s Payment Video Challenge to raise awareness of financial scams.
October 08, 2024 |
ICBA NewsWatch Today
ICBA supports adoption of changes to Nacha rules
ICBA expressed support for a Bureau of the Fiscal Service proposal to adopt the 2022, 2023, and 2024 amendments to the Nacha rules.
October 08, 2024 |
ICBA NewsWatch Today
ACH
OCC: Banks affected by Hurricane Milton can close
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches to close offices in areas of Florida affected by Hurricane Milton.
October 08, 2024 |
ICBA NewsWatch Today
Independent Banker shares tips for a successful core conversion
Core conversions can be challenging for community banks but there are ways to make the process painless, according to the latest Independent Banker magazine.
October 07, 2024 |
ICBA NewsWatch Today
Agencies adjust regulatory thresholds
Federal regulators announced 2025 updates to key regulatory thresholds.
October 07, 2024 |
ICBA NewsWatch Today
Agencies/Regulators Compliance
ICBA Foundation raising funds for Hurricane Helene relief
The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
October 07, 2024 |
ICBA NewsWatch Today
ICBA Foundation raising funds for Hurricane Helene relief
The ICBA Foundation Disaster Relief Program is requesting tax-deductible donations to assist community banks and employees affected by Hurricane Helene.
October 04, 2024 |
ICBA NewsWatch Today
ICBA: Record-setting 17th credit union acquisition requires response
Following this year’s 17th acquisition of a tax-paying community bank by a tax-exempt credit union—a new single-year record—ICBA repeated its call for policymakers to respond.
October 04, 2024 |
ICBA NewsWatch Today
Credit Unions
Swift to start live trials of digital asset transactions next year
Swift announced that banks and central banks across North America, Europe, and Asia in 2025 will be able to use its network to conduct pilot transactions in digital assets and central bank digital currencies.
October 04, 2024 |
ICBA NewsWatch Today
Digital Assets
Independent Banker
Independent Banker is the award-winning monthly member publication of ICBA. Continually rated the best news source by community bankers, IB provides timely, relevant information and insights to help community banks continue to flourish.
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